Myesha Michelle Davis -Creative Mortgage Solutions-NMLS 1389082

05/15/2026

🏡 Payment too high? Ask about a 1-0 buydown before walking away from the home.

I just posted a quick video explaining how a 1-0 temporary mortgage buydown may help lower the buyer’s payment during the first year by calculating the payment as if the rate is 1% lower.

Right now, UWM is offering a free 1-0 temporary rate buydown through June 30, 2026 on eligible purchase loans.

This may help:

✅ Buyers ease into the first year of homeownership
✅ Realtors write stronger offers
✅ Sellers create a better incentive
✅ Investors compare first-year cash flow

But remember — this is temporary. After year one, the payment returns to the full note rate, so you need to know both payments before moving forward.

🎥 Watch here: https://youtu.be/-cL-onxri70

Comment BUYDOWN or message me and I’ll help you run the numbers.

Myesha Davis | Creative Mortgage Solutions
NMLS 1389082
Apply 👉 https://creativemortgagesolutions.my1003app.com/1389082/register

05/14/2026

Medical professional? Your degree may help you buy a home sooner than you think.

Doctors, pharmacists, dentists, veterinarians, CRNAs, residents, fellows, and other qualified professionals may have mortgage options worth exploring.

Apply here 👉 https://creativemortgagesolutions.my1003app.com/1389082/register

Comment PRO if you want me to send you the next step.

05/04/2026

You may be closer to buying than you think.

Your Credit Karma score, bank app score, and mortgage credit score may not all match. Before you count yourself out, let’s review your options.

Message me “SCORE” and I’ll take a look.

https://youtube.com/shorts/qdnBmzLLR_A?si=2aCksVD5VxtbABTA

Comment SCORE or DM me SCORE for a mortgage credit review.

May 4, 2026

01/02/2026

More Buyers Are Planning To Move in 2026. Here’s How To Get Ready.

Momentum is quietly building in the housing market.

01/01/2026

01/01/2026

Not Sure If You’re Ready To Buy a Home? Ask Yourself These 5 Questions.

If you’re trying to decide if you’re ready to become a homeowner in the next twelve months, there’s probably a lot on your mind.

12/31/2025

The Share of Homeowners Selling with an Agent Just Hit a New All-Time High

12/30/2025

Reasons To Be Optimistic About the 2026 Housing Market

If a move is on your radar for 2026, there’s a lot more working in your favor than there has been in a while.