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PrimeLending - South Coast Metro

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Irvine, CA
PrimeLending - South Coast Metro

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PrimeLending is your mortgage expert and helps you find the best home financing. Contact us now! Looking for a home loan in Irvine, California?

At PrimeLending Irvine Spectrum – South Coast Metro, we help buyers and homeowners across Irvine, Tustin, Costa Mesa and Orange County with tailored mortgage solutions. Whether you're purchasing, refinancing or renovating, our local team offers guidance backed by nearly 40 years of experience. From first-time buyers to seasoned homeowners, we make the process clear with digital tools and responsive support. Explore your options, check current Irvine mortgage rates and connect with one of our local loan experts today.

11/03/2026

Big Congratulations to Rich Davis as we celebrate his 15 years of dedication, hard work and customer care!
We are so thankful for the positive impact you have had here at PrimeLending. Here’s to many more years of success!
🎉Congrats Rich!!🎉

11/03/2026

Found the perfect next home, but haven't sold your current one?

That can make things tricky, especially if you're counting on the equity in your current home to help fund your next purchase.

The good news? A bridge loan* could help you access that equity and move forward without having to sell first.

If you're thinking about making a move, let's talk about your options and how to make the timing work for you!

*All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply.

11/02/2026

Here's a little food for thought this Thanksgiving!

One of the great things about owning a home? As you pay down your mortgage, you're building equity that could help you down the road—whether that's renovating, covering a major expense or reaching another financial goal.

Already a homeowner? Let's talk about how your home's equity could work for you.

And if you're thinking about buying, we're here to help you get started!

10/31/2026

We're here to help take the mystery out of your mortgage options and make the path home feel a little less frightening.

Have a fang-tastic Halloween! 🎃

10/31/2026

The living room.

But when it’s your living room? That’s a different story.

What’s your favorite bad Halloween joke? Share it in the comments.

10/30/2026

Not everyone is sitting on a 3% mortgage, and you don’t necessarily need to wait for the “perfect” rate to explore refinancing.

A lower rate or payment could be one reason to refinance. Changing your loan term, accessing your home’s equity, or pursuing another financial goal could be others*.

It won’t make sense for everyone. That’s why we’d rather help you compare the numbers than guess.
Send us a message and let’s see what refinancing could look like for you.

*All loans subject to credit approval and meeting eligibility requirements. Restrictions apply. Must meet minimum equity requirements. By refinancing an existing loan, the payments and total finance changes may be higher over the life of the loan.

10/30/2026

Things to ghost this year:

Renting.
Landlords.
Paying someone else’s mortgage.

If homeownership has been on your mind, don’t let assumptions about down payments, credit or today’s market scare you away.

You may have more options than you think.

Ready to stop renting and start working toward a home of your own? Let’s talk about what it takes to get you there.

10/29/2026

When negotiating on a home, a lower price isn’t the only thing worth asking for.
What if seller concessions could be used to help lower your upfront costs or even reduce your monthly payment with a temporary buydown?

Sometimes, it pays to look beyond the price tag and ask: What else could that money do?

We can help you run the numbers and compare your options.
Before you negotiate, let’s talk.

10/29/2026

Sometimes leaving shows you exactly what matters most.

After Branch Manager Steve Blake (NMLS 450899) left PrimeLending, he quickly realized how hard it was to replace the people, support, and leadership he had here. So he came back.

"My operations team is the best I've ever worked with. They genuinely care and are invested in my success. My Regional Manager keeps me informed, stays connected, and makes me feel valued."

The right place isn't just about the platform. It's about the people behind you.
PrimeLendingcalhi.com

PrimeLending, a PlainsCapital Company (PrimeLending) is an equal opportunity employer and ensures that all applicants will receive consideration for employment without regard to race, color, religion, gender, national origin, age, disability, genetic, pregnancy or any other status as protected by federal, state or local law. Equal Housing Lender. ©2026 PrimeLending, (NMLS: 13649). Equal Opportunity Employer.

10/28/2026

Relocating? A New Home Could Make the Move Easier.
If you’re moving to a new city or state, new construction may be worth considering.
You can choose a home that fits your needs without worrying about immediate repairs or renovations, and you may have more flexibility when planning your move.
We can help you understand your new construction financing options and prepare for your next chapter.

Planning a move? Let’s talk.

08/27/2026

If your current mortgage rate is lower than what’s available now, refinancing may not feel like the right move. A home equity loan* may let you borrow against your equity while keeping your current mortgage and rate in place.

*All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply.

08/26/2026

Happy National Dog Day from the pets of PrimeLending to yours! Tell us which PrimeLending pup is your favorite in the comments.

08/25/2026

Trying to lower your monthly mortgage payment? Take a look at whether PMI (private mortgage insurance) is still included.

As you pay down your loan or your home’s value increases, you may build enough equity to cancel PMI, depending on the loan product, and lower what you pay each month.

08/24/2026

Finding the right home can feel exciting—until the down payment makes it seem out of reach.

For qualified buyers in rural areas, USDA financing may offer a path forward with 0% down.

08/23/2026

A traditional paycheck isn’t the only way people earn a living. For buyers with multiple income streams, contract work or who are self-employed, the challenge can be accurately showing their financial history.

At PrimeLending, we offer loan options that evaluate your full financial picture to give you a better view of what could work for you.

08/22/2026

The first year in a new home can come with extra expenses.

PrimeLending’s 40th Birthday Buydown may lower your effective interest rate by 1% during the first year on eligible FHA, VA and USDA purchase loans.* This offer ends soon, and we’re paying the buydown cost.

*Buydown 1-0 Option will be paid by PrimeLending. Rate discount applies only to first year. Must apply for and lock loan through PrimeLending between 7/13/26 and 8/21/26. Savings will reflect on the Closing Disclosure. Offer only available for FHA, VA, and USDA purchase loans. Excludes bond, broker, conventional products, high balance, jumbo products, portfolio products, construction loans, and refinances. Offer can be paired with PrimeLending VA No Lender Fees promotion, all other promotions are excluded. Availability subject to investor guidelines. Additional restrictions may apply, contact a PrimeLending loan officer for details. Subject to credit approval.

08/21/2026

Wondering how to build your savings back up after unexpected expenses pop up?

A cash-out refinance* may let a homeowner replace the current mortgage with a new one and receive part of the home’s equity as cash.

*All loans subject to credit approval and meeting eligibility requirements. Restrictions apply. Must meet minimum equity requirements. By refinancing an existing loan, the payments and total finance changes may be higher over the life of the loan.

08/20/2026

Concern about your credit score shouldn’t keep you from learning what you may be able to afford. A soft credit pull is a check on your credit report that does not impact your credit score since it is not for the purpose of approving a credit application. It gives you valuable insight into the type of home loan you can qualify for without having to make an application which would require a hard credit pull (which can affect your credit score as it is used for approving an application for credit).

*All loans subject to credit approval. A qualification is not an approval of credit, and does not signify that underwriting requirements have been met. Conditions and restrictions may apply.

08/19/2026

PITI stands for principal, interest, property taxes and homeowners insurance—the four costs that commonly make up your monthly payment. Looking at all four together can help you build a budget with fewer surprises.

08/18/2026

Did you know homeowners’ net worth is nearly 38 times higher than renters’? Homeownership is about more than having a place of your own. It can also be a long-term way to build financial security.

Source: Investopedia, 2026

Address

1 Venture Suite 200
Irvine, CA
92618

Opening Hours

Monday	8:30am - 5pm
Tuesday	8:30am - 5pm
Wednesday	8:30am - 5pm
Thursday	8:30am - 5pm
Friday	8:30am - 5pm

Telephone

+17143806462

Website

https://lo.primelending.com/southcoastmetro?utm_source=Facebook&utm_medium=Organic&utm_campaign=SouthCoastMetro

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