Billy Watkins grew up in a small Missouri town so early on, he learned a lot about hard work. Billy served in the US Navy, graduated the University of Houston and has been in the Finance industry for over 20 years. Billy has extensive experience in Residential Home Lending, Income Tax planning, Audit, Digital Data Mining and Fraud and Forensic Litigation consulting. Billy and his loan processing t
eam take pride in providing outstanding customer service and constant communication. Billy understands and believes that there is more to home financing than the process or obtaining the loan. That’s why he asks a lot of questions on the front end, prior to pre-approval for shopping, and takes the time to listen to your answers concerning your overall financial picture. Billy’s main goal is to guide you to the best loan option for achieving your financial goals and home ownership, whether it’s buying your first or subsequent home, consolidating debt, refinancing an existing home, taking out a Home Equity Line of Credit (HELOC) or to simply lower your rate and payment. Billy’s drive and desire to provide the best experience for every client every time has proven effective and comforting for clients and referral partners that know Billy always answers their calls or returns their emails timely. Billy’s mortgage guidance business is based on client and realtor referrals so he strives to keep each client and referral source satisfied with exemplary service, industry expertise and always being available to you so funding your loan is just the beginning of Billy’s relationship with you and it’s his goal to earn your trust as a lifetime customer, not just a one-time deal. After closing, Billy will continue to monitor interest rates and will let you know when opportunities arise to improve your current situation but feel free to call or email and check in if you think the market has improved. Here is a wide range of residential loan programs tailored to your specific needs which Billy can assist with, including:
Fixed Rate Loans
Adjustable Rate Loans
First Time Home Buyer Loans
Bank Statement Loans
Debt Service Coverage Ratio Loans
Jumbo Loans
Refinancing
USDA Rural Housing Loans
VA 100% Loans
Home Equity Line of Credit(HELOC) or HELOANs
Debt Consolidation and Home Improvement Loan
NMLS #384700
