Maritza Camarena at LoanDepot

07/21/2025

Thank you, loanDepot! I won the Ballpark Sweepstakes! ⚾️🎉

07/19/2025

Your mortgage pre-approval isn’t your budget.Just because a lender approves you for a certain amount doesn’t mean you should spend that much.Budget based on your comfort, not just what looks good on instagram.

07/19/2025

In some cases, renting is smarter especially if:🏡 You’re planning to move within 3–5 years💰 You’re stretching your budget too thin just to “own”📉 You’re counting on home appreciation to bail you out🛠️ You’re not ready for unexpected repair costsOwning a home is a long-term commitment, not a quick financial win. Sometimes, staying flexible and financially stable is the better move even if it’s not as glamorous on Instagram.

05/01/2025

Congratulations to this New Homeowner!
There’s nothing quite like the joy of unlocking the door to your very first home—and today, I’m so excited to celebrate this incredible milestone with you!

Thank you for trusting me to be a part of your homebuying journey. It was an honor to guide you through each step and help turn your dream into a reality. Wishing you countless happy memories, cozy moments, and new beginnings in your beautiful new space!

A huge shoutout to my amazing realtor partner Mary Frolander for going above and beyond making sure this condo was FHA approved from the start. Your dedication and hard work made all the difference—you’re the real MVP! Thank you for another amazing referral.

Welcome home!

— Maritza Camarena
Loan Consultant | NMLS #49997
714-390-8785 | www.LoanDepot.com/mcamarena

05/01/2025

They did it!
Huge congrats to my amazing first-time homebuyers on getting the keys to their new home!
It was such an honor to be part of your journey—welcome to homeownership!

04/12/2025

09/04/2024

When you’re buying a home, most buyers aren’t aware of all the closing costs they will have to pay at the end of the transaction.

A big portion of these costs are title and escrow fees
And these costs are typically split between the seller and the buyer.

I’ve seen certain cases where the listing agent may require a certain title company and that company tries to charge the buyer excessive fees.

They may charge the seller less in order to win that listing agent’s business - which is not allowed.

I’ve even seen certain cases where the listing agent asked the buyer to pay certain fees and they were not made aware of how much this would cost them.

An inexperienced real estate agent may not notice this... So make sure you have an experienced agent or lender verify estimated fees at the time you are signing your contract and again when the fee’s get disclosed from the title company.

Shoot me a message if you ever have questions or want to make sure you’re not overpaying.

08/04/2024

Items needed:

You’ll need a month’s worth of paystubs
Last two years of W-2’s
And you most recent bank statements for all your assets
Tax returns for 2023 (all pages)

Having all of these documents ready or available online will make the process so much easier.
Be sure to follow for more ways to save time and money when buying a home.

07/26/2024

Give your loan a head start with our Direct to Underwriting Pre-Approvals. Contact me to learn more!

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07/18/2024

Access your home’s equity with our fixed rate 2nd Home Equity Loan (HELoan) to get a large lump sum of cash to cover home renovations, large bills, or help with everyday expenses. Best part? NO appraisal*, NO rate change and the predictability of a fixed mortgage.

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07/18/2024

Whether you want to have the flexibility of a credit card with a Home Equity Line of Credit (HELOC), or you want to access a lump sum of cash with our fixed 2nd Home Equity Loan (HELoan): loanDepot has got you covered either way.

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