Breakwater Federal Credit Union

Breakwater Federal Credit Union Breakwater Federal Credit Union is dedicated to positively impacting those we serve by building lifelong relationships, one member at a time.

Breakwater Federal Credit Union Social Media Policy

Breakwater Federal Credit Union (BFCU) does not assume any responsibility for user privacy while communicating with BFCU via social media channels (i.e. Facebook and Twitter). We ask that you please do not share personal information, account numbers, or other identifying information. We also ask that you refrain from using profane or abusive lan

guage in comments or posts. Comments or posts that violate the above will be pulled from those areas where BFCU has a social media presence. BFCU does not assume any responsibility for third-party posts.

In case you missed it - We've changed the day of our Member Appreciation Cookout to this Friday so we can all enjoy nice...
06/23/2026

In case you missed it - We've changed the day of our Member Appreciation Cookout to this Friday so we can all enjoy nice weather while eating and visiting! โ˜€

It's going to be a beautiful day, we'll have lots of food, activities for kids, and special prizes for members of all ages.

Not a member? That's okay! Lunch is on us, and we'd be happy to meet you.

We hope to see you all there from 11AM-1PM. ๐ŸŒญ

Here's to the dads who show up, work hard, share their wisdom, and support their families through every stage of life.Th...
06/21/2026

Here's to the dads who show up, work hard, share their wisdom, and support their families through every stage of life.

Thank you for all that you do, today and every day.

Happy Father's Day! ๐Ÿ’™

Friendly reminder that Breakwater is closed today, Friday, June 19, in observance of Juneteenth. Members may still use m...
06/19/2026

Friendly reminder that Breakwater is closed today, Friday, June 19, in observance of Juneteenth.

Members may still use mobile and online banking or one of our ATMs to complete many of their banking needs.

Have you checked out our new app feature yet? ๐Ÿ‘€With My Financial Health, you can view and track your credit score, monit...
06/16/2026

Have you checked out our new app feature yet? ๐Ÿ‘€

With My Financial Health, you can view and track your credit score, monitor your credit report and debts, and access tools to help you improve your financial wellness, all within Online Banking and the Breakwater Mobile App.

With a free version available to all Breakwater members, it's easier than ever to take control of your financial health!

Get started today! โฌ‡๏ธ

My Financial Health is Breakwater's new in-app tool that allows members to check their financial health and easily monitor their credit.

Our team had a great time walking in yesterday's Bridge fest parade. We are excited to celebrate the rest of Bridgefest ...
06/13/2026

Our team had a great time walking in yesterday's Bridge fest parade. We are excited to celebrate the rest of Bridgefest weekend with you! ๐ŸŽ‡

06/12/2026

We are looking forward to connecting with our local Veterans at this year's VetFest. We will have free financial literacy resources available for attendees to take home and hope that our information helps support Veterans and their families in achieving their financial goals. ๐Ÿ‡บ๐Ÿ‡ธ

Breakwater will be closed on Friday, June 19, in observance of Juneteenth. Members can still complete many of their bank...
06/11/2026

Breakwater will be closed on Friday, June 19, in observance of Juneteenth. Members can still complete many of their banking needs by using online or mobile banking, or by visiting one of our ATMs.

Thank you for your understanding!

Special thanks to the Keweenaw Chamber of Commerce for having us for the last Lunch & Learn of the season. We talked abo...
06/04/2026

Special thanks to the Keweenaw Chamber of Commerce for having us for the last Lunch & Learn of the season. We talked about fraud and how it can impact small to mid-sized businesses and internal controls that businesses can implement to prevent fraudulent activity in the workplace.

We wrapped up the presentation with a fun game of Business Fraud Jeopardy to reinforce the concepts that we discussed.

The biggest takeaway? The best defense against fraud is a proactive one. Strong internal controls, ongoing employee training, clear procedures, and taking the time to pause and verify suspicious requests can help businesses reduce risk before a problem occurs.

Keeping an eye on your financial health just got easier.With ๐— ๐˜† ๐—™๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ถ๐—ฎ๐—น ๐—›๐—ฒ๐—ฎ๐—น๐˜๐—ต, Breakwater members can access their cr...
06/02/2026

Keeping an eye on your financial health just got easier.

With ๐— ๐˜† ๐—™๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ถ๐—ฎ๐—น ๐—›๐—ฒ๐—ฎ๐—น๐˜๐—ต, Breakwater members can access their credit score, monitor for signs of identity theft, track subscriptions, and more, all directly through Online Banking and the Breakwater Mobile App.

Best of all, the Basic plan is included free for all members.

Log in today and explore the My Financial Health tool on your dashboard today!

Learn More โžกhttps://www.breakwaterfcu.org/new-app-feature-check-your-financial-health-with-my-financial-health/

Address

700 E Sharon Avenue
Houghton, MI
49931

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm
Saturday 9am - 12pm

Telephone

+19064825005

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