Breakwater Federal Credit Union

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Breakwater Federal Credit Union Breakwater Federal Credit Union is dedicated to positively impacting those we serve by building lifelong relationships, one member at a time.

Breakwater Federal Credit Union Social Media Policy

Breakwater Federal Credit Union (BFCU) does not assume any responsibility for user privacy while communicating with BFCU via social media channels (i.e. Facebook and Twitter). We ask that you please do not share personal information, account numbers, or other identifying information. We also ask that you refrain from using profane or abusive language in comments or posts. Comments or posts that violate the above will be pulled from those areas where BFCU has a social media presence. BFCU does not assume any responsibility for third-party posts.

🎃Happy Halloween from Breakwater! 🎃Some of our staff got in the spirit and dressed up for work yesterday! We hope everyo...
10/31/2026

🎃Happy Halloween from Breakwater! 🎃

Some of our staff got in the spirit and dressed up for work yesterday!

We hope everyone has a safe and enjoyable Halloween!👻

🎉 Congratulations to our member, Lydia K., on winning $100 in the International Credit Union Day prize drawing!Lydia was...
10/30/2026

🎉 Congratulations to our member, Lydia K., on winning $100 in the International Credit Union Day prize drawing!

Lydia was one of nine lucky winners selected by the U.P. Chapter of the Michigan Credit Union League during their annual drawing.

Thank you to everyone who participated, and congratulations again to Lydia! 💙

🐾 We had a great time connecting with Hancock's 8th-grade Life Skills students and sharing valuable lessons about budget...
10/29/2026

🐾 We had a great time connecting with Hancock's 8th-grade Life Skills students and sharing valuable lessons about budgeting, saving, and making smart financial decisions! 💰

Thank you to Hancock Public Schools for welcoming Breakwater into the classroom! We're proud to support financial education and help equip the next generation with the tools and confidence to build a strong financial future. 💙

💰🐾 Building Financial Smarts, One Bulldog at a Time! 🐾💵

Our 8th-grade Life Skills students are learning that being prepared for the future means more than just academics — it also means knowing how to make smart financial decisions! 💡

A BIG Bulldog thank you to Kayleigh White from Breakwater Credit Union for taking time out of her busy schedule to visit our classroom and share her knowledge of financial literacy!

Understanding the importance of saving, budgeting, managing money responsibly, and making informed financial decisions are skills that will benefit our students long after they leave the classroom. 💲

Our Life Skills class is all about connecting what students learn in school to the real-world experiences and responsibilities that lie ahead. Having community professionals like Kayleigh share their expertise helps students see just how valuable these lessons are in everyday life.

❤️💛 Thank you, Kayleigh and Breakwater Credit Union, for investing your time in our students and helping prepare the next generation of Bulldogs for a financially successful future!

🐾 Learning today. Making smart choices tomorrow. That's the Bulldog Way!

🚨 VEHICLE FOR SALE: 2018 Chevrolet Silverado 2500 HD Work Truck! 🚨Looking for a hardworking truck that's ready to get th...
10/28/2026

🚨 VEHICLE FOR SALE: 2018 Chevrolet Silverado 2500 HD Work Truck! 🚨

Looking for a hardworking truck that's ready to get the job done? 💪 This 2018 Chevrolet Silverado 2500 HD is equipped with a powerful 6.0L V8 engine, 4WD, and a utility service body with plenty of storage for tools and equipment!

Mileage: 202,735 miles

Price: $11,500

Learn more here and see more photos here ➡ https://www.breakwaterfcu.org/vehicles-for-sale-2/

🎓 We're excited to be at Michigan Tech's College of Business Career Fair today!Stop by the Memorial Union Building befor...
10/28/2026

🎓 We're excited to be at Michigan Tech's College of Business Career Fair today!

Stop by the Memorial Union Building before 3 PM to say hello and learn more about exciting career opportunities in the financial industry! 💼

We look forward to connecting with you!

Last week, our Breakwater team celebrated CU Kind Day by spreading kindness throughout our community!Each employee was g...
10/21/2026

Last week, our Breakwater team celebrated CU Kind Day by spreading kindness throughout our community!

Each employee was given $100 to make a difference in a way that was meaningful to them. Our team found many ways to give back, including:

🌸 Delivering flowers to local nursing homes
☕ Treating local teachers to coffee
⛽ Surprising community members with gas gift cards
🥪 Providing lunch for local nurses
💙 Supporting a variety of local organizations and causes
🤝 Organizing fundraisers to help members in need

At Breakwater, people helping people is more than just a philosophy. It's something we strive to put into action every day. We're proud of our team for finding meaningful ways to give back and make a positive impact in the communities we serve! 💙

🎃👻 What a spooktacular time at Treat Street in downtown Houghton!We had so much fun handing out candy, seeing all the cr...
10/20/2026

🎃👻 What a spooktacular time at Treat Street in downtown Houghton!

We had so much fun handing out candy, seeing all the creative costumes, and celebrating Halloween with our community! 🍬🍭

Thank you to everyone who stopped by to see the Breakwater crew! We loved being part of this fun community tradition! 💙

This week, we had the opportunity to visit the Copper Country Intermediate School District Career & Technical Education ...
10/16/2026

This week, we had the opportunity to visit the Copper Country Intermediate School District Career & Technical Education (CTE) Business & Entrepreneurship classes as well as students in Mrs. Larson's Personal Finance class at Adams Township Schools!💰📚

During today's visit with Mr. Kass's students, we covered banking basics, the differences between banks and credit unions, ways to grow your money, and budgeting strategies like the 50/30/20 rule and pay-yourself-first method. We wrapped things up with a fast-paced, competitive trivia game, complete with buzzers! 🔔🏆

We're excited to see financial literacy education gaining momentum in our local schools and are proud to be part of it!

Thank you to CCISD and Jeffers High School for welcoming us! 💙

We're a proud sponsor of our Michigan Tech Huskies! 🐾  Get to the MAC early for tonight's game for a chance to get one o...
10/16/2026

We're a proud sponsor of our Michigan Tech Huskies! 🐾

Get to the MAC early for tonight's game for a chance to get one of this year's Huskies Spirit Shirts! Doors open at 6PM!

🌎💙 𝗛𝗮𝗽𝗽𝘆 𝗜𝗻𝘁𝗲𝗿𝗻𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗖𝗿𝗲𝗱𝗶𝘁 𝗨𝗻𝗶𝗼𝗻 𝗗𝗮𝘆!Today, we’re joining credit unions around the world in celebrating 𝟳𝟴 𝘆𝗲𝗮𝗿𝘀 𝗼𝗳 𝘁...
10/15/2026

🌎💙 𝗛𝗮𝗽𝗽𝘆 𝗜𝗻𝘁𝗲𝗿𝗻𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗖𝗿𝗲𝗱𝗶𝘁 𝗨𝗻𝗶𝗼𝗻 𝗗𝗮𝘆!

Today, we’re joining credit unions around the world in celebrating 𝟳𝟴 𝘆𝗲𝗮𝗿𝘀 𝗼𝗳 𝘁𝗵𝗲 𝗰𝗿𝗲𝗱𝗶𝘁 𝘂𝗻𝗶𝗼𝗻 𝗺𝗼𝘃𝗲𝗺𝗲𝗻𝘁 and the cooperative values that bring us together.

This year’s theme, “𝗖𝗼𝗼𝗽𝗲𝗿𝗮𝘁𝗶𝘃𝗲 𝗙𝗶𝗻𝗮𝗻𝗰𝗲: 𝗔 𝗦𝘁𝗲𝗮𝗱𝘆 𝗦𝗶𝗴𝗻𝗮𝗹 𝗶𝗻 𝗮 𝗡𝗼𝗶𝘀𝘆 𝗪𝗼𝗿𝗹𝗱,” celebrates the trust, stability, and people-first approach that make credit unions different.

🎉 Breakwater members, don’t forget to 𝘀𝘁𝗼𝗽 𝗯𝘆 𝗼𝘂𝗿 𝗯𝗿𝗮𝗻𝗰𝗵 𝗮𝗻𝗱 𝗲𝗻𝘁𝗲𝗿 𝘁𝗵𝗲 𝗨.𝗣. 𝗖𝗵𝗮𝗽𝘁𝗲𝗿’𝘀 𝗜𝗻𝘁𝗲𝗿𝗻𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗖𝗿𝗲𝗱𝗶𝘁 𝗨𝗻𝗶𝗼𝗻 𝗗𝗮𝘆 𝗱𝗿𝗮𝘄𝗶𝗻𝗴 for a chance to win up to $500! Entries are open through Friday, October 16.

Here’s to 𝗽𝗲𝗼𝗽𝗹𝗲 𝗵𝗲𝗹𝗽𝗶𝗻𝗴 𝗽𝗲𝗼𝗽𝗹𝗲, today and every day!

Address

700 E Sharon Avenue
Houghton, MI
49931

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm
Saturday 9am - 12pm

Telephone

+19064825005

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