Bay Insurance Agency Houghton

11/02/2026

Snowbird season is almost here. Before heading south, make sure your home is ready for an extended leave. Check out this helpful home checklist before you hit the road: https://bit.ly/3T5hjo2 Where are you escaping to this winter?

Are you a snowbird? If you flock to a warmer climate during winter, you know that preparing your home before you leave is a tedious, sometimes difficult task. However, creating a thorough winter checklist can help protect your house against theft, water damage and other unwanted surprises.

10/28/2026

When did you last actually read your policy? Do you know what your deductible is? Or if you have replacement cost or actual cash value? If you’re looking to demystify your policy, start here: https://bit.ly/4izjCtK

10/27/2026

Did you know black cats are often overlooked in animal shelters because they are believed to be bad luck? Today is a day to dispel that myth – it’s National Black Cat Day. Learn more about black cats and where you can help here: https://bit.ly/4iopLJp

10/26/2026

It’s National Pumpkin Day! Celebrate by carving up some jack-o’-lanterns with these instructions: https://bit.ly/4dArINk

10/23/2026

Fall can be a deceptively dangerous time of year for drivers. Ice, deer, fog, and, and wet roads can all present unique challenges. Brush up with these tips about autumn driving safety: https://bit.ly/46EG8Kp

10/16/2026

Today is World Food Day. One in twelve people worldwide still faces hunger — a food drive, a donation or an afternoon at the local pantry all count toward making a change. Learn more: https://bit.ly/4zQ8XkE

10/14/2026

A vacant home can be a bargain or a money pit. Get the inspection, check the plumbing, look for critters and budget for surprises. What to watch for:

Why buy a vacant home? One of the biggest perks is being able to make the home whatever you want it to be. Before you purchase a vacant home, here are a few things to do and watch out for.

10/13/2026

Where do you store your RV? Indoor storage shields your RV from sun, snow and prying eyes, but it costs more. Outdoor works fine with a breathable cover and the right prep. Weigh your options:

With winter fast approaching, many are planning on storing an RV for the off-season. This week, we talk about the most efficient ways to do that and what procedures should be followed so that when spring comes, the RV is ready for the road again. Our guest on RV Podcast Episode 419 is Master Certifi...

10/12/2026

Gutters, furnace filter, weatherstripping, outdoor spigots. An hour of fall maintenance now beats a claim in February. Here's the full checklist: https://bit.ly/4gv8UmM

10/09/2026

Space heater season. Keep anything that burns three feet away, set heaters on a hard, level surface, and never run one while you sleep. More heating safety tips:

Almost half of all families in the United States use alternate heating sources in place of or in addition to a furnace. However, heating equipment can be dangerous if not used properly. Whatever methods you choose to heat your home this winter, take the following precautions to stay both warm and sa...