Tom Zumbach - American Senior Benefits

05/22/2026

Do you know when to sign up for Medicare? Generally, you first become eligible 3 months before your 65th birthday, but when you need to sign up depends on several factors, including if you’re still working.
Find out more at https://go.medicare.gov/4wd82sv.

05/14/2026

In a previous Annuities post, we highlighted the key differences between Multi-Year Guaranteed Annuities (MYGAs) and Certificates of Deposit (CDs).

Today, we are differentiating between Multi-Year Guaranteed Annuities (MYGAs) and Fixed Index Annuities (FIAs).

Understanding what each type of annuity involves can help you make informed decisions when planning for retirement.

Learn more about the annuities we offer at: https://www.manhattanlife.com/products/annuities

05/14/2026

05/14/2026

For most people, that starts with a few simple move:

- Open a Roth IRA or brokerage account
- Buy an index fund like FXAIX (tracks the S&P 500), VTI (total U.S. stock market), or VT (global stock market)
- Set up automatic investments
- Reinvest your dividends
- Don't touch it and let it grow over years

Then let your money make you more money while you go live your life.

05/14/2026

If your income for 2026 is below $23,940 ($32,460 for married couples), you may qualify for lower Medicare Part D prescription drug costs through the Extra Help program. It could pay to see if you qualify: https://go.medicare.gov/42NkKRf

05/09/2026

Medicare won’t call you unless you contact Medicare first.
Phone scammers try to pose as Medicare to steal your personal information, like your Medicare Number, birthdate, or Social Security Number. If you’re not sure about a caller, hang up and report it to 1-800-MEDICARE. Medicare.gov/fraud

05/02/2026

Certain U.S. states tax Social Security benefits based on different criteria. Learn which states they are and how the tax varies.

05/02/2026

Hopefully you stuck to a plan and got your piece