Quikhome Mortgage Lending, NMLS 2063359

Quikhome Mortgage Lending, NMLS 2063359 Quikhome Mortgage Lending LLC, NMLS ID # 2063359 (www.nmlsconsumeraccess.org). Kristofer Nance, MLO NMLS ID # 2033980. VA Licensed Mortgage Broker.

Check out the price vs inventory trends for Fredericksburg, VA! The housing market is constantly evolving - let me help ...
09/10/2026

Check out the price vs inventory trends for Fredericksburg, VA! The housing market is constantly evolving - let me help you navigate it.

Comparing a 15-year Loan to 30-year LoanWhen applying for a home loan, there are plenty of options, from jumbo to low do...
09/10/2026

Comparing a 15-year Loan to 30-year Loan
When applying for a home loan, there are plenty of options, from jumbo to low down payment options. Aside from the type of loan, you should determine how long you want to pay off your loan.

Here's a brief overview of the difference between a 15-year and a 30-year loan.
• A 15-year and 30-year mortgage can have a fixed rate and fixed monthly payments over the life of the loan. The difference is that you pay off your loan sooner in a 15-year loan versus a 30-year loan --as long as you make the minimum monthly payments.
• A 15-year mortgage usually has a lower interest rate than a 30-year term loan.
• Monthly payments in a 15-year mortgage are higher because you are paying off the principal faster than a 30-year loan.
• You pay lower interest overall on a 15-year mortgage since the life of the loan is cut in half.

https://quikhome.com/socialposts/comparing-a-15-year-loan-to-30-year-loan
Quikhome Mortgage Lending, LLC, 2063359,
Kristofer Nance, LLC, 2033980, (nmlsconsumeraccess.org)

Before you fall in love with a home, it’s important to understand how the details could affect your financing and overal...
09/10/2026

Before you fall in love with a home, it’s important to understand how the details could affect your financing and overall budget. 🏡 From property condition to HOA costs, what you learn about a home can influence the bigger financial picture. If you’re getting ready to buy, send me a message and let’s make sure your financing is ready when the right home comes along!

Do You Qualify For An ARM Loan?Have you heard of ARM loans? It stands for "adjustable-rate mortgage," and you might be p...
09/10/2026

Do You Qualify For An ARM Loan?
Have you heard of ARM loans? It stands for "adjustable-rate mortgage," and you might be pleasantly surprised to discover that there are situations where it can be a better choice than a fixed-rate mortgage.

Let's dive into the top three advantages of an ARM loan, and why it could be the right fit for you:

Build equity faster: One major benefit of an ARM loan lies in its lower interest rate during the fixed period. Over the course of, let's say, five years, a borrower with an ARM loan will have paid off a larger portion of their loan balance compared to someone with a 30-year fixed mortgage. This means you can build equity in your home at a faster pace!

Save on overall interest: With an ARM loan's lower interest rate, you have the opportunity to save money. Take advantage of these savings by putting extra funds toward paying down the principal amount of your loan. By doing so, you can reduce the total interest paid over the life of the loan.

Ideal for short-term plans: Are you planning to move in the next few years? An ARM loan can be advantageous in such situations. By selling your home before the interest rates adjust, you can avoid the possibility of facing a higher rate. It's a smart move for those who don't plan to stay in their homes for an extended period.

So, if you're looking for a mortgage that offers flexibility, potential savings, and suits your short-term plans, an ARM loan might be the right choice for you.

Explore your options and contact us to make an informed decision that sets you on the path to financial success!

https://quikhome.com/socialposts/what-you-need-to-know-about-arms-loans

Quikhome Mortgage Lending, LLC, 2063359,
Kristofer Nance, LLC, 2033980, (nmlsconsumeraccess.org)

Some services, including Real Estate and Insurance, are provided by Nance & Associates, Realtors & Union Insurance Agency Affiliated Companies.

The consumer is not required to use any particular provider or required to use an affiliated entity.

Buying Property With Your 401(k): Your Questions AnsweredIs it possible to use your 401(k) to buy a home?Using your 401(...
09/09/2026

Buying Property With Your 401(k): Your Questions Answered
Is it possible to use your 401(k) to buy a home?
Using your 401(k) to purchase property is generally allowed but not necessarily recommended. Here's why: A 401(k) loan is not taxed and won't affect your credit, but it could negatively affect your retirement savings. A 401(k) withdrawal, on the other hand, comes with a 10% penalty plus income tax from the IRS. We advise against this course.

Should you use a 401(k) as a first-time homebuyer?
You can use your 401(k) money to buy a home, but this is not the preferred route. Most first-time homebuyers are at an age where they should be investing in their retirement, not reducing its amount. Plus, If you're unable to repay the loan, it may be treated as a taxable distribution, subject to penalties.

Should I use 401(k) funds to avoid PMI?
If you put down less than 20% on your down payment for a conventional loan, you will likely pay PMI. To avoid this expense, many consider using their retirement to reach the 20% threshold. However, considering the long-term costs and benefits, using your retirement to avoid PMI isn't too attractive after all.

If you're having trouble coming up with a down payment, remember that there are loan programs that require as little as 3.5% down. Explore our loan programs on our website and contact us for more info.
https://quikhome.com/socialposts/buying-property-with-your-401k-your-questions-answered

Quikhome Mortgage Lending, LLC, 2063359,
Kristofer Nance, LLC, 2033980, (nmlsconsumeraccess.org)

Take The First Step Towards Getting ApprovedGetting pre-qualified means you can begin your home buying journey with conf...
09/09/2026

Take The First Step Towards Getting Approved
Getting pre-qualified means you can begin your home buying journey with confidence. You'll have an excellent idea of how much home you can afford, what to expect to pay in your mortgage payment, and actions you can take to make you an even stronger candidate.

Why wait? Get pre-qualified today and get the answers you need to shop smart.
By getting pre-qualified, you'll gain a clear understanding of how much home you can comfortably afford. This knowledge allows you to set realistic expectations and focus your search on properties within your budget.

Obtaining pre-qualification provides you with invaluable insight into your potential mortgage payment. You'll have a firm grasp on what to expect in terms of monthly expenses, enabling you to budget effectively and plan for the future.

But that's not all! Pre-qualification also offers you the opportunity to strengthen your position as a homebuyer. Once you receive your pre-qualification letter, you can take proactive steps to enhance your financial profile, making you an even stronger candidate in the eyes of sellers.

Take the first step towards homeownership today and get pre-qualified.
Armed with the answers you need, you'll be equipped to shop smart and make confident decisions. Let the journey begin!

Quikhome Mortgage Lending, LLC, 2063359,
Kristofer Nance, LLC, 2033980, (nmlsconsumeraccess.org)


Keeping Your Roof in Top Shape: A Simple To-Do ListGiving your roof a regular checkup can help prevent unexpected expens...
09/07/2026

Keeping Your Roof in Top Shape: A Simple To-Do List
Giving your roof a regular checkup can help prevent unexpected expensive repairs.
Here's a short to-do list to make sure your roof remains in good repair for years to come.

Branch trimming. If you have trees close to your home, a simple trim can prevent damage by removing weak branches that could fall on your roof.

Clear debris. Clearing your roof of leaf piles and debris can help prevent mold and mildew growth, helping preserve your roof's integrity.

Clean gutters. Gutters play a huge role in diverting water and debris away from your roof. Removing blockage can help minimize leak problems that may cause structural damage to your home.

Attic inspection. Check the attic for any signs of water leaks or moisture, as this could indicate roof issues. Also, ensure proper ventilation to prevent excessive heat and moisture buildup, which can deteriorate the roof over time.

Professional inspection. Schedule professional roof inspections and maintenance at least once a year, especially after severe weather events.
https://quikhome.com/socialposts/5-roof-maintenance-tips-for-homeowners

Quikhome Mortgage Lending, LLC, 2063359,
Kristofer Nance, LLC, 2033980, (nmlsconsumeraccess.org)

We're the advisors that you trust and grow with. Contact us today and let us know how we can help.When you buy real esta...
09/06/2026

We're the advisors that you trust and grow with. Contact us today and let us know how we can help.
When you buy real estate, you're in it for the long haul. And guess what? We're right there by your side, committed to being your partner every step of the way.

Whether it's diving into the investment realm, jazzing up your property with a remodel, making that leap from your starter home to your dream abode, or easing into the tranquil years of retirement, we're here for you.

Consider us your lifelong companions, ready to evolve and grow alongside you, ensuring that your real estate ventures align perfectly with every stage of your life's journey.
https://quikhome.com/socialposts/were-the-advisors-that-you-trust-and-grow-with-contact-us-today-and-let-us-know-how-we-can-help

Quikhome Mortgage Lending, LLC, 2063359,
Kristofer Nance, LLC, 2033980, (nmlsconsumeraccess.org)

Get Informed and Simplify Your Mortgage Application with Our Online ToolsUse our online tools to create a personal profi...
09/05/2026

Get Informed and Simplify Your Mortgage Application with Our Online Tools
Use our online tools to create a personal profile, calculate and save different loan scenarios, and start your mortgage application. It's secure and available to you anytime, night or day.

Experience the convenience and flexibility of our online tools today.
By utilizing our online tools, you can effortlessly create a personal profile tailored to your specific needs and preferences. This profile will serve as a centralized hub where you can manage and track your mortgage journey easily.

You can also use our loan scenario calculator to explore different mortgage options and determine the best fit for your financial situation. You can even save and compare multiple scenarios, helping you make informed decisions based on your budget and goals.

Embrace the future of home loan approval with our secure and accessible online mortgage app!
https://quikhome.com/socialposts/homebuying-has-gone-digital-and-so-much-more-convenient
Quikhome Mortgage Lending, LLC, 2063359,
Kristofer Nance, LLC, 2033980, (nmlsconsumeraccess.org)

Some services, including Real Estate and Insurance, are provided by Nance & Associates, Realtors & Union Insurance Agency Affiliated Companies.

The consumer is not required to use any particular provider or required to use an affiliated entity.

Address

433 Elm Street
Fredericksburg, VA
22401

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 11am - 4pm

Telephone

+15406849250

Website

Alerts

Be the first to know and let us send you an email when Quikhome Mortgage Lending, NMLS 2063359 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Quikhome Mortgage Lending, NMLS 2063359:

Shortcuts

Share

Category