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Eric Stites - Mortgage Loan Originator, NMLS #2048481

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United States
Frankfort, KY
Eric Stites - Mortgage Loan Originator, NMLS #2048481

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Loan Originator at Cornerstone First Mortgage NMLS 173855
NMLS 2048481

11/03/2026

10/29/2026

🏡 **YOUR HOME COULD BE HOLDING THE KEY TO YOUR NEXT BIG FINANCIAL MOVE!** 🔑

Did you know the equity you've built in your home could help you accomplish your financial goals without having to sell your house?

💰 **Here are 5 ways to put your home equity to work:**

🔨 **Home Renovations:** Upgrade your kitchen, remodel your bathroom, finish your basement, or tackle those projects you've been putting off.

💳 **Consolidate High-Interest Debt:** Explore whether consolidating credit cards or personal loans could reduce your interest costs and simplify your monthly payments.

📉 **Improve Monthly Cash Flow:** The right financing strategy may help free up money in your monthly budget for the things that matter most.

🎓 **Fund Major Expenses:** Explore options for education, unexpected expenses, or other significant financial needs.

🏠 **Invest in Your Home:** Make improvements that could enhance your home's appeal and potentially increase its value.

**The best part? You may be able to access your equity while staying in the home you love!**

Depending on your goals, options may include a cash-out refinance, a home equity loan, or a HELOC.

⚠️ Every situation is different. It's important to compare rates, closing costs, monthly payments, and long-term costs before deciding. Your home is collateral for this type of borrowing.

📲 **Curious how much equity you've built and what options may be available to you?** Let's review your situation and explore what's possible!

No pressure. Just answers and a plan that fits your goals.

**Your home is more than a place to live. Let's explore how it may help you move forward financially!**

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10/23/2026

With Halloween next Saturday, have you been catching up on scary movie month? What are some of your favorite scary movies?

I have always been a fan of the old school original Nightmare On Elmstreet and Friday the 13th movies.

10/22/2026

We are seeing the 10 yr treasury dip below 5% for the 1st time since September 22!!

Good news for mortgage rates!

10/22/2026

🏡🎄 **Want to Be in Your New Home by the Holidays?** 🎄🏡

Imagine hosting Thanksgiving dinner or waking up Christmas morning in a home of your own! 🦃🎅

If buying a home has been on your mind, **NOW is the time to get pre-approved!** The sooner we get your financing in order, the sooner you can start shopping with confidence.

✅ Know your budget before you start shopping
✅ Be a stronger buyer when making an offer
✅ Be ready to move quickly when the right home hits the market
✅ Put yourself in the best position to close before the holidays!

🎁 **Don't wait until the last minute to make your move!** The homebuying process takes time, and getting started now can make all the difference.

📩 **Send me a message today, and let's get your pre-approval started!** I'll walk you through the process, answer your questions, and help you explore your mortgage options.

🏠 Your dream home could be closer than you think. Let's get you home for the holidays!

10/20/2026

🏡 **LOVE YOUR HOME, BUT WISH IT HAD A LITTLE MORE TO OFFER? 🔨**

Your home may have more potential than you realize! If you're thinking about upgrading your kitchen, remodeling your bathroom, finishing the basement, or creating that outdoor space you've always wanted, the equity in your home could help make it happen. 🛠️

💰 **Why consider using your home equity for renovations?**

✅ **Upgrade Without Moving** – Create the home you want without the hassle and expense of buying another property.

✅ **Increase Your Home's Value** – Strategic renovations may boost your home's market value and appeal.

✅ **Make Your Money Work for You** – Explore options for accessing equity you've built over the years.

✅ **Potentially Competitive Financing** – Depending on your situation, a home equity loan, HELOC, or cash-out refinance may offer a financing solution worth considering.

✅ **Invest in Your Lifestyle** – Whether it's a dream kitchen, a modern bathroom, or more space for the family, make your home work better for you!

🏠 **You've worked hard to build equity in your home. Let's explore your options!**

As a mortgage professional, I can help you review potential financing strategies, compare options, and determine whether accessing your equity makes sense for your goals.

📩 **Send me a message today!** Let's talk about turning your renovation plans into reality.

10/12/2026

🏡 **SELF-EMPLOYED? A BANK STATEMENT LOAN COULD BE THE SOLUTION YOU’VE BEEN LOOKING FOR!**

Being self-employed shouldn’t mean homeownership is out of reach! 💼

If you’re a business owner, independent contractor, freelancer, or entrepreneur, you may have strong income but find that your tax returns don’t tell the whole story.

That’s where a **Bank Statement Loan** can make a difference! 👇

✅ **Qualify Using Bank Statements** – Eligible programs may use 12–24 months of personal or business bank statements to document income instead of relying on traditional tax returns.

✅ **Great for Self-Employed Borrowers** – Designed for borrowers whose income may not fit traditional mortgage guidelines.

✅ **Flexible Qualification Options** – Your actual cash flow may tell a stronger story than your taxable income alone.

✅ **Purchase or Refinance** – Explore financing options for buying a home, refinancing an existing mortgage, or potentially accessing home equity.

✅ **More Opportunities for Business Owners** – A potential solution for entrepreneurs, contractors, real estate professionals, and other self-employed borrowers.

🏠 **Don't assume you can't qualify just because you're self-employed!**

If you or someone you know owns a business and is considering buying a home or refinancing, let's explore the options available.

📩 **Send me a message today, and let's see if a Bank Statement Loan is the right fit for you!**

10/07/2026

🚨 Good morning! Rate increase announcement with MSHDA! 🚨

Affective 12am Thursday October 8th, the rate increase will take affect as follows:

MI Home Loan No DPA - 6.50% (6.619% APR)

MI Home Loan With DPA - 7.125% (7.248% APR)

If you have any questions regarding this particular program, please reach out.

Address

88 C. Michael Davenport Boulevard Suite 1
Frankfort, KY
40601

Telephone

+18104590316

Website

facebook.com

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