Bill McCoy Insurance Agency Inc

Bill McCoy Insurance Agency Inc BMIA IS A LOCAL, FAMILY-OWNED, TRUSTED CHOICE INDEPENDENT INSURANCE AGENCY, CELEBRATING OVER 50 YRS! LOOKING FOR INSURANCE PROFESSIONALS IN YOUR LOCAL AREA?

FOR OVER 46 YEARS IN FRANKFORT, KY OUR DEDICATED STAFF AT BILL MCCOY INSURANCE AGENCY ARE HERE TO ASSIST YOU. NOT IN FRANKFORT? NO PROBLEM. WE INSURE AND SERVICE ALL SURROUNDING COUNTIES. BMIA IS A TRUSTED CHOICE INDEPENDENT INSURANCE OFFICE. WHAT DOES THIS MEAN FOR YOU? TRUSTED CHOICE MEANS WE ARE PROUD TO BE A BRANDED INDEPENDENT INSURANCE AGENCY THAT OFFERS CHOICE, CUSTOMIZATION, AND ADVOCACY WHEN IT COMES TO ANY OF YOUR INSURANCE NEEDS.

Running a business comes with no shortage of moving parts — and making sure you're protected from the unexpected is one ...
08/18/2026

Running a business comes with no shortage of moving parts — and making sure you're protected from the unexpected is one of the most important pieces of the puzzle. That’s where commercial umbrella policies come in.

Swipe to learn more about how this coverage works and whether it's right for your business.

If you'd like to talk through whether a commercial umbrella policy makes sense for your business, know that we are always happy to help. Feel free to give the office a call today.

The kids are headed back to school, and that can only mean two things: The house is quiet again, and the coffee is hot f...
08/10/2026

The kids are headed back to school, and that can only mean two things: The house is quiet again, and the coffee is hot for the first time in months.

However you are feeling about back-to-school season this year, we hope the transition is going smoothly for your family. As always, if there is anything we can do to help, do not hesitate to reach out. That is what we are here for.

The dog days of summer are here, and we are just stopping by to say hello! We hope you’re soaking up the sun, catching a...
08/06/2026

The dog days of summer are here, and we are just stopping by to say hello!

We hope you’re soaking up the sun, catching a cool breeze, or maybe even catching a nap or two on a sunny beach.

Remember, if there is anything our team can help you with before the season winds down, please do not hesitate to reach out. We are always here and happy to connect whenever you need us.

Do you know the difference between term life and whole life insurance? If not, you are not alone — it is one of the most...
08/04/2026

Do you know the difference between term life and whole life insurance? If not, you are not alone — it is one of the most common questions people have when exploring life insurance for the first time. Swipe for a quick breakdown to help you understand how the two compare.

The right choice depends on your budget, your goals, and what you need your life insurance to do for your family. Have questions? Give us a call, and we are happy to help you find the right fit.

From time to time, our firm likes to remind clients about the importance of keeping their life insurance information org...
07/30/2026

From time to time, our firm likes to remind clients about the importance of keeping their life insurance information organized and accessible. Gathering and storing key records helps beneficiaries know where to turn when they need it most. Swipe through for a checklist of documents to keep together.

Taking the time to organize these documents is also a great opportunity to review your policy and beneficiary designations, ensuring everything is accurate and up to date. If you have questions about your coverage or would like help reviewing your policy, reach out anytime.

If you’ve ever loaned your car to a friend or borrowed someone else’s vehicle, you may have wondered what happens if an ...
07/28/2026

If you’ve ever loaned your car to a friend or borrowed someone else’s vehicle, you may have wondered what happens if an accident occurs. Would the vehicle owner’s insurance apply — or would the driver’s policy take over?

In most situations, auto insurance follows the vehicle first, not the driver. That means the car's policy is usually the primary source of coverage in the event of an accident. However, that’s not always the case. Swipe for some key details about when the vehicle owner’s policy kicks in and when the driver’s policy is used.

If you’re ever unsure how your coverage applies, want to double-check your policy, or layer on additional auto coverages, we’re always happy to take a look with you. Feel free to give our team a call. We are here to be a resource for you.

07/06/2026

Perfect

In our line of work, we often see the outcomes of poor safety measures. With that in mind, we want to share a few key sa...
07/02/2026

In our line of work, we often see the outcomes of poor safety measures. With that in mind, we want to share a few key safety reminders for the July 4th weekend.

We wish each of you a safe and happy Independence Day! Please note that our office will be closed on Friday, July 3rd, in observance of the holiday and will reopen on Monday, July 6th.

Wishing our very own Demmie Sablan Pagarao a Happy Birthday today! The BMIA Fam hopes you had a wonderful day off with f...
06/30/2026

Wishing our very own Demmie Sablan Pagarao a Happy Birthday today! The BMIA Fam hopes you had a wonderful day off with fam ❤️

Summer is here, and many homeowners are either adding exciting features to their backyards or getting them ready for a s...
06/24/2026

Summer is here, and many homeowners are either adding exciting features to their backyards or getting them ready for a summer full of fun.

While additions like pools, playgrounds, trampolines, and more can create memorable experiences, they can also increase your liability exposure. Swipe for a few key steps you can take to ensure you’re prepared for the liability risks associated with common backyard toys.

Summer fun doesn’t have to come with extra risk. Our team can help you review your homeowners’ liability limits, discuss additional coverage options, and make sure required safety measures are in place. Give us a call today, and we can get started.

Address

1134 US Highway 127
Frankfort, KY
40601

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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