Kris Toles- Mortgage Originator NMLS#2097309-Stockton Mortgage Corp.

06/04/2022

Conventional Loans are loans that are not insured or guaranteed by the federal government. Want to learn more about conventional loans, https://stockton.com/conventional-loan/ or reach out and let's talk! 502-330-4143
NMLS: 8259 | nmlsconsumeraccess.org | Equal Housing Lender

Our conventional loans can be a fixed rate or adjustable rate mortgage. With a variety of down payment options, the minimum down payment requirement is 3%. There are also options that avoid mortgage insurance.

06/03/2022

High Five! You've closed on your new home and have moved in. But where do you begin to unpack? 🤷‍♀️
Here are some tips to help make the process less overwhelming.
https://www.thespruce.com/unpacking-after-a-move-5268190

NMLS: 8259 | nmlsconsumeraccess.org | Equal Housing Lender

These easy tips will get you well on your way to settling in and feeling at home. Read on for the tried and true unpacking tips we swear by.

06/01/2022

June Is National Homeownership Month.
you know that as of 2020, the homeownership rate in the United States was 65.8%?

NMLS: 8259 | nmlsconsumeraccess.org | Equal Housing Lender

05/31/2022

Are you a doctor who is looking to purchase a home? We offer a Doctor Loan program that is geared to help you qualify to purchase a home. Reach out and learn more NMLS: 8259 | nmlsconsumeraccess.org | Equal Housing Lender

502-330-4143

05/30/2022

We’re taking today to honor and remember the military personnel who have given their all for the United States.

NMLS: 8259 | nmlsconsumeraccess.org | Equal Housing Lender

05/28/2022

For many home owners, the thought of selling their home is met with a host of emotions, questions and misunderstandings. Selling your home can be a stressful process, but at Stockton Mortgage, we want to help!
Download a copy of our Selling guide to help you prepare for this big decision!
https://stockton.com/guides/selling/
NMLS: 8259 | nmlsconsumeraccess.org | Equal Housing Lender

Selling your home can be a stressful process and at Stockton Mortgage, we want to help! Download our Selling Guide today to find out more!

05/27/2022

Are you a potential homebuyer feeling discouraged. Don't!
Mark Zandi, the chief economist at Moody's Analytics expects that we will see home price growth start to slow.

https://www.realtor.com/news/trends/why-home-prices-could-flatten-or-dip-this-year/?utm_source=ExactTarget&utm_medium=email&utm_campaign=/

Let's talk today and get you on the path to homeownership. 502-330-4143
NMLS: 8259 | nmlsconsumeraccess.org | Equal Housing Lender

Will rocketing mortgage rates force home prices to fall? Or will scores of first-time buyers continue to be priced out of homeownership?

05/26/2022

$30k can make a huge difference to many charities. Your donation could feed homeless animals. Support cancer research. Plant a bunch of trees. Or donate to all 3!

When you close a new loan or refinance with Stockton this year, you’ll automatically be entered to win a mortgage-free year. Rules and regulations: https://stockton.com/sweepstakes/

05/25/2022

With home values increasing, you may be able to use your home's equity to pay off those high interest debts (auto loans, credit cards, student loans etc.).
Reach out and let's talk about your blended household interest rate today. 502-330-4143
*By refinancing your existing loan, your total finance charges may be higher over the life of the loan.

05/24/2022

VA Loans were created to assist servicemembers, veterans, and eligible surviving spouses in becoming homeowners. Are you interested in learning more? Reach out and let's talk! 502-330-4143
NMLS: 8259 | nmlsconsumeraccess.org | Equal Housing Lender

05/23/2022

Preparing to apply for a mortgage? We have some tips on how to pay down your debt in anticipation! Reach out and let's talk! 502-330-4143

https://realtytimes.com/mortgage-advices/item/1044829-how-to-pay-down-debt-when-preparing-for-a-mortgage
NMLS: 8259 | nmlsconsumeraccess.org | Equal Housing Lender

Think you might have trouble qualifying for a mortgage because your current credit load is a little on the high side? You'll want to speak directly with a loan officer to get a bit more specific but if you want or need to pay down debt before applying for a mortgage, there are some things you ne...

05/21/2022

Did you just close on a home? Congratulations! Before you start moving, it's time to take a hard look at your possessions and decide what is making the move and what isn't. Need some help, here are 5 items to consider tossing: https://www.thespruce.com/toss-these-living-room-items-before-moving-5180581

NMLS: 8259 | nmlsconsumeraccess.org | Equal Housing Lender

We spoke with designers to get the lowdown on the 5 pieces that truly can be left behind when you’re packing up your space—with no feelings of guilt.