Sonia Douty, VP Ameris Bank Mortgage Services, NMLS #659394

Sonia Douty, VP Ameris Bank Mortgage Services, NMLS #659394 With 30+ years of experience in VA, MD and DC, Sonia has the expertise to help finance your new home.

Sonia Douty has been originating mortgage loans for more than 30 years, focusing primarily in Virginia, Maryland, and Washington, D.C. Sonia has received numerous awards throughout her career recognizing her high level of sales production and customer service excellence. Whether you are a first-time homebuyer looking for a grant, or building and need a construction loan, or financing a primary, second home or investment property, she will structure a loan to fit your individual needs. She realizes the importance of homeownership and is committed to being your lender for life. Contact Sonia for a loan process that runs smoothly from start to finish.

Did you find the perfect lot but you're not ready to build yet? 🏡 With Ameris Bank Residential Lot Loans, you can secure...
09/16/2026

Did you find the perfect lot but you're not ready to build yet? 🏡 With Ameris Bank Residential Lot Loans, you can secure your ideal property now and plan your dream home at your own pace. Contact me today to learn more!

09/15/2026

Worried about interest rates? Don’t stress! Give me a call and I’ll walk you through different programs and options to help you find a rate that works for you.

All loans subject to credit approval and eligibility requirements may apply. Member FDIC | Equal Housing Lender

Many homebuyers are waiting for the "perfect" mortgage rate before making a move. The challenge? History shows there may...
09/14/2026

Many homebuyers are waiting for the "perfect" mortgage rate before making a move. The challenge? History shows there may never be a perfect number.

While rates have changed over the years, so have home prices, inventory levels, and buyer opportunities. The best time to buy isn't always when rates are lowest. It's when homeownership aligns with your goals and budget.

Let's discuss today's options and create a strategy that works for you.

May we always remember and honor the lives that were lost and forever changed on September 11, 2001.
09/11/2026

May we always remember and honor the lives that were lost and forever changed on September 11, 2001.


09/10/2026

Want to maximize your homebuying power? Before applying for a mortgage, it's important to understand how your existing debt may affect your loan options. A little preparation today can help put you in a stronger position when you're ready to buy.

Let's create a plan that works for your goals.

Could more consumers qualify for a mortgage than previously thought? Research indicates that nearly 5 million additional...
09/09/2026

Could more consumers qualify for a mortgage than previously thought? Research indicates that nearly 5 million additional consumers may be mortgage-ready under VantageScore® 4.0. Learn how this new scoring model could impact future homebuyers and the housing market. Read this week's Mortgage Monitor for the full story.
https://ow.ly/JMjc30sYQVr

Happy Labor Day! While you kick back and relax, remember we’re here to help make your mortgage process as smooth as poss...
09/07/2026

Happy Labor Day! While you kick back and relax, remember we’re here to help make your mortgage process as smooth as possible.

House not selling? Before you lower that price, call me about financing options that may make your home more attractive ...
09/05/2026

House not selling? Before you lower that price, call me about financing options that may make your home more attractive to potential buyers.

Non-QM loans aren’t “easy” or “no doc.” They’re simply designed for buyers who document income differently. If your cash...
09/03/2026

Non-QM loans aren’t “easy” or “no doc.” They’re simply designed for buyers who document income differently. If your cash flow is strong but your traditional documents are complex, there may be options worth reviewing. I can help you understand which programs align with your situation.

An adjustable-rate mortgage (ARM) can be a smart way to make homeownership more affordable in the early years. With a lo...
09/01/2026

An adjustable-rate mortgage (ARM) can be a smart way to make homeownership more affordable in the early years. With a lower initial interest rate, smaller starting payments and the flexibility to refinance down the road, ARMs offer real advantages, especially for short-term homeowners or buyers looking to save upfront.

Reach out to explore whether an ARM fits your goals.

Address

Fairfax, VA

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+17038197110

Website

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