Jocelyn Lasher at Atlantic Coast Mortgage

Jocelyn Lasher at Atlantic Coast Mortgage Jocelyn Lasher, VP, Sr Loan Officer - NMLS 390711

Atlantic Coast Mortgage, LLC
Equal Housing Lender
Company NMLS ID 643114 (www.nmlsconsumeraccess.org)

Jocelyn Lasher | VP, Sr Loan Officer - NMLS 390711

Jocelyn Lasher at Atlantic Coast Mortgage has developed a culture described with two words, helping and teamwork. We work as a team with each Mortgages seem to come together like magic when you don’t understand the process. We will walk you through every step so you know what goes on behind the curtain. I love being the genie in the bottle, educa

ting and guiding individuals on the biggest purchase of their lifetime. Putting people into homes is incredibly rewarding; owning a home is every person’s dream. One of the most fulfilling opportunities I have is to work with first-time homebuyers. The DMV metro area has excellent first-time homebuying programs like D.C. Open Doors, Maryland Mortgage Programs, and Virginia Housing Development Authority. Often the individual counties partner with the state for additional benefits for the buyer. I’ve been in the mortgage industry for 25 years. I have had the opportunity to live in quite a few places in my life, but primarily I have lived in Northern Virginia and North Dallas, Texas. Helping Veterans is close to my heart. My husband, a Navy Nuclear Engineer; my deceased brother-in-law, also Navy; and my father, who was in the Air Force, realize their American dream is all anyone can ask for in a career. We will work tirelessly to make homeownership possible, helping my borrowers find the loan program best for each individual’s unique situation. When I’m not helping clients, I support the Loudoun County Schools and their free lunch/breakfast program. I also support the Loudoun County Foster Children/Adoption program. Supporting my community and county is very important to me, and I volunteer as much as possible. I have the unique hobby of racing cars, which is how I spend a lot of my weekends from March to November.

A lower payment in the first couple of years can make a big difference, especially while you’re settling into a new home...
06/09/2026

A lower payment in the first couple of years can make a big difference, especially while you’re settling into a new home.

A 2-1 buydown isn’t the right fit for every buyer, but for some, it can be a smart way to create a little breathing room upfront. The key is making sure the strategy actually works for your long-term plan, not just the first year.

Interested in learning more? Send me a DM.

According to PCS Network, today’s housing market has a lot more strength behind it than the headlines may suggest.The ar...
06/05/2026

According to PCS Network, today’s housing market has a lot more strength behind it than the headlines may suggest.

The article references Federal Reserve data showing homeowner equity is near an all-time high, with home values at $47.9 trillion, homeowner equity at $34.1 trillion, and mortgage debt at $14.4 trillion.

So, while record mortgage debt can sound concerning at first, the full picture tells a very different story than 2008. Homeowners today have significantly more equity, which puts many in a much stronger financial position.

Source: PCS Network

We’re grateful to share that Atlantic Coast Mortgage has been recognized as a Top 55 Overall Lender by Scotsman Guide fo...
06/02/2026

We’re grateful to share that Atlantic Coast Mortgage has been recognized as a Top 55 Overall Lender by Scotsman Guide for 2026.

This recognition is truly a reflection of the people who make ACM what it is — our dedicated team, trusted partners, and the clients who allow us to be part of such important moments in their lives.

We are thankful for the opportunity to serve, support, and help more families find their way home. 💙

Homeownership is more than just having a place to live. It can create stability, help build equity over time, and give y...
05/29/2026

Homeownership is more than just having a place to live. It can create stability, help build equity over time, and give you a space that truly feels like your own.

Every buyer’s path looks different, but the benefits can be worth it.

As we gather with family, friends, and neighbors this weekend, may we also take time to remember the true meaning of Mem...
05/25/2026

As we gather with family, friends, and neighbors this weekend, may we also take time to remember the true meaning of Memorial Day.

Today we honor the heroes who gave their lives in service to our country.

When you're figuring out how much home fits your budget, it helps to look past just the purchase price. Your monthly mor...
05/22/2026

When you're figuring out how much home fits your budget, it helps to look past just the purchase price. Your monthly mortgage payment is typically broken down into four core parts.

Here is exactly what goes into it:

✔️ Principal: The actual loan balance you are paying back.

✔️ Interest: The cost of borrowing the money from the lender.

✔️ Taxes: Your local property taxes, usually held in an escrow account and paid yearly on your behalf.

✔️ Insurance: This includes homeowners' insurance to protect your property (and private mortgage insurance, or PMI, if your down payment is under 20%).

Knowing how these four pieces fit together gives you a much clearer picture of your true monthly housing costs.

Want to run the numbers for your specific budget? Send me a message.

Market conditions are tough for first-time buyers right now, but it isn’t impossible. Winning in this market just takes ...
05/19/2026

Market conditions are tough for first-time buyers right now, but it isn’t impossible. Winning in this market just takes the right strategy, like exploring niche loan programs, down payment assistance, or co-buying.

Let’s look at the actual data and map out a plan that works for you.

Homes are still moving!With homes selling in about 52 days, buyers and sellers both have opportunities in today’s market...
05/15/2026

Homes are still moving!

With homes selling in about 52 days, buyers and sellers both have opportunities in today’s market.

For buyers, being pre-approved helps you move with confidence when the right home hits the market. For sellers, it shows there are still motivated buyers out there ready to make a move.

Thinking about your next step? Let’s talk strategy!

Spring buyers have more options than they’ve had in years, but in the right neighborhoods, competition is still strong. ...
05/12/2026

Spring buyers have more options than they’ve had in years, but in the right neighborhoods, competition is still strong.

If your clients are buying this season, having a strategy before they fall in love with a home can make all the difference. From writing a strong offer to knowing when flexibility on terms can help win the deal, preparation matters in today’s market.

Here are four ways buyers can stay one step ahead this spring. 🌷

Wishing you a beautiful and relaxing Mother’s Day! 💛 To all the moms out there, your love is the true foundation of ever...
05/10/2026

Wishing you a beautiful and relaxing Mother’s Day! 💛

To all the moms out there, your love is the true foundation of every home.

Address

4097 Monument Corner Drive, 6th Floor
Fairfax, VA
22030

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