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Justin Chappell Mortgage Loan Officer

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United States
El Dorado Hills, CA
Justin Chappell Mortgage Loan Officer

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Because HOME is Everything
Honored serving my clients dreams. 50 state lender, construction, reverse
Conventional/VA/FHA/1st-time home buyer

Growth minded, driven in life with a huge passion to help others see their potential & to succeed in this thing we call LIFE!! I've been in the Mortgage industry most of my life and it's what I know best. It has allowed me the opportunity to help so many in making their dreams of becoming a homeowners/homeownership a reality. At the end of the day, the best compliment to who I am as a loan officer is...my clients, their families & friends that I've had the pleasure to serve along the way and have created some amazing life long friendships!!

10/17/2026

Buying a house? Here’s what you need to know about common escrow pitfalls.

Avoid costly escrow mistakes by understanding the process, managing contingencies, and ensuring document accuracy. Keep finances stable.

10/16/2026

Closing on a ? Here’s why it might be sold.

The lender that approved your mortgage isn't always the one that services it after closing. CNBC Select explains what that means for homebuyers.

07/22/2025

"When it comes to mortgages, the rate and fees are just the beginning. Working with a wholesale lender like Justin ensures you get comprehensive guidance and the best deal.

Beyond just the rate, you receive professional advice on structuring your loan and packaging it for seamless approval. Perhaps most importantly after pre-approval, Justin collaborates with your preferred realtor to strategically structure your offer, maximizing seller incentives to reduce your rate or closing costs. This integrated approach ensures a simple, streamlined process towards approval and funding for you and your entire real estate team.

Ever experienced or heard of a nightmare loan process? It's often due to a loan officer's lack of upfront focus, attention to detail, and proactive communication regarding required documentation and expectations.

Justin makes the loan process simple and fun.

12/04/2024

Retirement Mortgages!

With the current climate of increased costs and all time high equity it is a great time to learn the benefits of a reverse mortgage.

- tax free access to your equity
-protection for the heirs
-stay on the house vs sell and issues with moving
-afford medical expenses or in home care

Many more! DM for a fun and educational consultation.

05/06/2024

Got 18 holes with the kid today. Great way to get one on one time when they reach the “too cool for parents” age. Haha.
Chappell out driving the old man most of the day.

02/02/2024

Great time to buy land! We have custom construction loans also. DM for more info.

09/08/2023

Get a stable mortgage while still staying flexible!

An Adjustable Rate Mortgage (ARM) is fixed for the first five years, then adjusts every five years based on market conditions for the life of the loan. It’s great for those just starting or restarting the mortgage process.

Find out if a 5/5 ARM is right for you: https://bit.ly/46YSA70

05/23/2023

Coming up with the down payment can be a huge hurtle for buying your next (or first) home. But don’t worry, we can help.

We can connect you with grants or help you find the right loan to cut your costs. Nevada has several down payment assistance programs, and we know the ins and outs of each one.

Find out more about down payment assistance: https://bit.ly/3LtU54f

Address

NMLS 745164
El Dorado Hills, CA
95762

Website

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