Kristen Hewitt Lending, NMLS #255482

Kristen Hewitt Lending, NMLS #255482 Kristen is a fifth generation Sacramentan with 25+ years of experience - she is ready to help you!

You dearrve a break today! Wishing you a fun and relaxing Labor Day!😄
09/07/2026

You dearrve a break today! Wishing you a fun and relaxing Labor Day!😄

BUY THAT HOME! Are you waiting for rates to drop and more competition to outbid you? Inventory is good, buyers have cool...
08/17/2026

BUY THAT HOME! Are you waiting for rates to drop and more competition to outbid you? Inventory is good, buyers have cooled over Summer but sellers are awaiting your offer! Don't wait for competition to drive up prices, now is the time to negotiate a great deal, work in some credits for closing costs/rate buy downs, when rates drop we can refinance you later. If you're on the fence, reach out for a no-obiligation consulation, I'd be honnored to work with you.🏡

07/30/2026
Think you can't qualify for a mortgage? Think again.Today's housing market has created challenges for many borrowers—but...
07/29/2026

Think you can't qualify for a mortgage? Think again.

Today's housing market has created challenges for many borrowers—but it has also increased the importance of Non-QM (Non-Qualified Mortgage) loans.
These programs are designed for creditworthy borrowers who may not fit the traditional lending box, including:

✅ Self-employed business owners with significant tax write-offs
✅ Real estate investors using rental income to qualify
✅ High-net-worth individuals with substantial assets
✅ Borrowers with recent credit events who have re-established financial stability
✅ Professionals with non-traditional income streams

A Non-QM loan isn't about lowering lending standards—it's about using alternative documentation to better reflect a borrower's true financial picture.

The right financing starts with understanding all of your options.
Have questions about Non-QM lending or whether it could be a fit for you or your clients? Let's connect.🏡🔑

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Happy Day to us Mortgage Brokers working hard for our client’s homeownship dreams and long term financial goals! It’s ve...
07/17/2026

Happy Day to us Mortgage Brokers working hard for our client’s homeownship dreams and long term financial goals! It’s very rewarding, I truly enjoy my career!❤️🙌🏼🏡

Looking for CONDO for your first home or investment? This one is a turn-key winner! Single Story, End Unit 2 bed/2 bath ...
07/17/2026

Looking for CONDO for your first home or investment? This one is a turn-key winner!
Single Story, End Unit 2 bed/2 bath unit, recently remodeled, gated community with pool. Will be Open Saturday 11-2pm.🔑🏡

Do you need CASH and FAST? I've just closed a HELOC in 6 days, no appraisal, no upfront costs, the only wait is the mand...
07/08/2026

Do you need CASH and FAST? I've just closed a HELOC in 6 days, no appraisal, no upfront costs, the only wait is the mandatory recission period, faster for investent properties. Let's see... payoff high interest rate credit cards, home improvement projects halfway complete, IRS debt, buy more real estate.😄🔑🏡Whatever your need let's see if it's a good option for you.

Feeling stuck because selling your home and buying the next seem impossible to time just right? Let me help you with a B...
06/24/2026

Feeling stuck because selling your home and buying the next seem impossible to time just right? Let me help you with a Bridge loan and be in your dream home this Summer! 🔑🏡😎

Address

1805 E Garry Avenue
Santa Ana, CA
92705

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