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Cheryl Boldig VP Mortgage Lending Guaranteed Rate Affinity NMLS #1021838

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El Dorado Hills, CA
Cheryl Boldig VP Mortgage Lending Guaranteed Rate Affinity NMLS #1021838

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I am a VP of Mortgage Lending at Guaranteed Rate Affinity. NMLS # 1021838. Guaranteed Rate Affinity NM

http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1598647

https://www.grarate.com/licensing

11/02/2026

Who said mortgage prep has to start with a full application? It can start with one simple folder.

Create a place for financial information you may need later, then organize it one category at a time. This way, you’ll have everything you need when it comes time to kick off your loan application and your journey home.

Remember, what’s actually required may vary, so connect with me and I can provide you with a personalized list. For now, start with one category at a time and keep on going.
https://myoc.io/aztar7G17mN/9Kfyu

NMLS # 1021838

10/30/2026

Today’s NAR report revealed that home prices rose in 78% of the nation’s metro markets in the third quarter, with the average home price sitting around $432,900. The Northeast (4%) and Midwest (3.6%) regions led the nation in price appreciation. There are still opportunities out there for savvy buyers though, with home prices declining in 21% of markets in Q3.

Let’s discuss how you can make the most of today’s housing market.
https://myoc.io/aztar7G17mN/2xyd2

NMLS # 1021838

10/29/2026

The Fed held interest rates steady citing a growing economy and sticky inflation and mortgage rates are expected to stay about where they are as well. A more stable environment makes planning your next home financing move easier. You can focus on your timing and budget instead of trying to anticipate what the future may hold.

Need someone to bounce ideas off? Let’s talk about what's next for your homeownership plan.
https://myoc.io/aztar7G17mN/MnTvF

NMLS # 1021838

10/29/2026

A lot of lenders talk about their culture, but at Guaranteed Rate Affinity, we truly walk the walk.

Our focus on sharing our winning practices is a key part of our culture. We lift each other up and celebrate our successes.

10/29/2026

Want to know how you could close on your home faster and lower your upfront costs? Consider an appraisal waiver purchase. Freddie Mac has recently lowered its minimum down payment requirement from 20% to as low as 10%. Contact me to learn more.

https://myoc.io/aztar7G17mN/CBTci

NMLS # 1021838

10/28/2026

Markets are pulling in two directions: inflation is still a concern, but tighter financial conditions could give the Fed reason to stay patient. That makes the next mortgage-rate move hard to call. One of our Loan Officers can help you compare today’s options without building your purchase plan around a prediction.

10/27/2026

Buying your next home without selling your current one first can be a challenge. Guaranteed Rate Affinity Portfolio changes the game with flexible Buy Before You Sell mortgage options that truly open up your home search. Contact me to learn more.

https://myoc.io/aztar7G17mN/afqoj

NMLS # 1021838

10/27/2026

Which home did you get? While the results may be surprising, hopefully this fall-themed game got you thinking outside of the box.

The key takeaway? There’s more on the market than traditional single-family homes, and many alternative home types bring unique benefits. I can help you explore different financing options to see what’s possible.

Keep the fun going, drop your emoji in the comments and tag a friend!
https://myoc.io/aztar7G17mN/M7shE

NMLS # 1021838

10/26/2026

Congratulations Tony Gemmell and welcome to the President's Club at Guaranteed Rate Affinity!

10/26/2026

A buydown could be a win-win scenario for all parties. Instead of dropping the price, reduce the rate. Hear it from Christine Wenger on how a rate buydown could be the solution to a listing that's been sitting.

10/26/2026

When buying a home, knowledge is power. If you know the numbers, you can set yourself up for success from day one. That’s where a pre-approval comes in, giving you the direction you need to house-hunt with confidence.

I’m here to help you explore your options whenever you’re ready to take the first steps toward homeownership.
https://myoc.io/aztar7G17mN/rBZrb

NMLS # 1021838

10/24/2026

Hit your homebuying goals with a smart strategy. Show sellers you’re serious about buying with a PowerBid Approval to compete with cash and close fast. I’m here to help you get started.

https://myoc.io/aztar7G17mN/exzcV

NMLS # 1021838

10/23/2026

A rate buydown could lower the interest rate and monthly payment, creating a more affordability without automatically cutting the list prices. Enda Moore explains exactly how a temporary buydown strategy could work for you. Don't drop the price, reduce the rate.

10/22/2026

When you’re thinking about buying a home, this step helps you understand its real value and what lenders need to approve your loan. Contact me to learn more.

https://myoc.io/aztar7G17mN/yx2Zi

NMLS # 1021838

10/22/2026

When it comes to evaluating a mortgage, there’s more to it than a single number. I’m here to help you understand all the moving parts and how they fit together to create a custom financial plan.

So, are you an interest rate expert? Let me know in the comments.
https://myoc.io/aztar7G17mN/Iwpa0

NMLS # 1021838

10/21/2026

A week after the Fed raised its benchmark rate, Treasury yields dipped while mortgage rates were mostly flat. With rates remaining high amid persistent inflation, buyers should focus on their budget, timing and financing options. Your Guaranteed Rate Affinity Loan Officer can run the numbers and help you navigate today’s market.

10/20/2026

Congratulations Natasha Robinson and welcome to the President's Club at Guaranteed Rate Affinity!

10/20/2026

Hear from Robin Baran on what makes Guaranteed Rate Affinity the best of the best. Our incredible Events Team is like having a professional event planner by your side at all times, making a huge difference in creating an exceptional guest experience while helping loan officers grow their businesses together. Curious what it’s really like to be part of the team? Hear it straight from Robin and discover what sets Guaranteed Rate Affinity apart!

10/19/2026

If you're looking for a home, don't drop the price, reduce the rate. Do you know what a rate buydown is? Hear it straight from Johnita on a way that you can ease into homeownership.

10/16/2026

If a monthly payment is what's holding buyers back, don't drop the price, reduce the rate. Hear from Monica on how a RateReduce buydown lowers payments early so buyers can move in now instead of waiting it out.

Address

4370 Town Center Boulevard, Suite 270
El Dorado Hills, CA
95762

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

https://www.GRARate.com/CherylBoldig

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