George Koutsos, CrossCountry Mortgage, Senior Vice President

George Koutsos, CrossCountry Mortgage, Senior Vice President We Know Mortgages. If you are looking to buy a home or refinance your current home, you have come to the right place!

Senior Vice President at CrossCountry Mortgage
138 Conant St, 2nd Floor
Beverly, MA 01915

Personal NMLS ID 29613
Branch NMLS ID 1401242
Company NMLS ID 3029
www.nmlsconsumeraccess.org George Koutsos has over 30 years of mortgage experience and leads one of the most accomplished mortgage teams in the industry. George and his team are well-versed in all aspects of the mortgage industry and will g

uide you through every step of the home financing process. With the best interest rates and loan products, George ensures that your mortgage saves you money and gives you the ability to attain financial security and peace of mind. George is Regional Vice President and Peabody Branch Manager of CrossCountry Mortgage. "This office is licensed and examined by the Office of the Consumer Credit Commissioner of the State of Texas"
"Main Office Licensed as a Mortgage Banker with the Arizona Department of Financial Institutions No. 0919020

Signing your closing day docs is the most exciting moment of the mortgage process — but it doesn’t happen without a Nota...
09/08/2026

Signing your closing day docs is the most exciting moment of the mortgage process — but it doesn’t happen without a Notary Signing Agent. Get to know them: http://spr.ly/6180BEtJty

SELF-EMPLOYED BUYERS SHOULDN'T HAVE TO APOLOGIZE FOR BEING SELF-EMPLOYED.Entrepreneurs don't always have neat W-2 income...
09/08/2026

SELF-EMPLOYED BUYERS SHOULDN'T HAVE TO APOLOGIZE FOR BEING SELF-EMPLOYED.

Entrepreneurs don't always have neat W-2 income.

Their compensation can be more complicated.

That's normal.

The mortgage strategy just needs to account for it.

Bank statements, 1099 income, assets and portfolio programs may provide options depending on the borrower.

Complex doesn't mean impossible.

It means we need to understand the whole picture.

Refer your buyers to George and provide the level of guidance they expect.

📞 Call or Text: 781-864-0889
📧 [email protected]
👉 Ready to strengthen your buying position and compete with confidence?
Win the Bid here: http://spr.ly/6183hwB11

Your next house shouldn’t be chosen by a closing deadline.Selling first can put a clock on your next purchase.Suddenly, ...
09/07/2026

Your next house shouldn’t be chosen by a closing deadline.

Selling first can put a clock on your next purchase.

Suddenly, you’re not waiting for the right house.

You’re looking for something that’s available right now.

Those aren’t always the same thing.

Buy Now, Sell Later may give qualified homeowners more flexibility to wait for a home they actually want.

Thinking about moving? Find out what your options are before the For Sale sign goes up.

📞 Call or Text: 781-864-0889
📧 [email protected]
👉 Ready to strengthen your buying position and compete with confidence?
Win the Bid here: http://spr.ly/6183hwB11

REALTORS: ASK THIS QUESTION EARLY.“Are you W-2 or self-employed?”It sounds simple, but the answer can completely change ...
09/07/2026

REALTORS: ASK THIS QUESTION EARLY.

“Are you W-2 or self-employed?”

It sounds simple, but the answer can completely change how a buyer should prepare for financing.

With a self-employed buyer, we want time to understand the business, income, deposits, deductions and available loan options.

Don't wait until they're ready to make an offer.

Send them to George early so we can build the financing strategy before you find the house.

Refer your buyers to George and provide the level of guidance they expect.

📞 Call or Text: 781-864-0889
📧 [email protected]
👉 Ready to strengthen your buying position and compete with confidence?
Win the Bid here: http://spr.ly/6183hwB11

Imagine moving without doing everything on the same weekend.Friday morning: close on your old house.Friday afternoon: mo...
09/06/2026

Imagine moving without doing everything on the same weekend.

Friday morning: close on your old house.

Friday afternoon: movers into storage

Friday - Saturday - Sunday: Find a place to crash!

Monday: close on the new house.

There may be a better way.

Buying first can give qualified homeowners something that’s hard to put a price on:

Time.

Time to move. Time to get settled. Then time to sell.

If that sounds considerably better than coordinating two closings, let’s see if you qualify.

📞 Call or Text: 781-864-0889
📧 [email protected]
👉 Ready to strengthen your buying position and compete with confidence?
Win the Bid here: http://spr.ly/6183hwB11

A TAX RETURN TELLS ONE STORY.Your bank statements may tell another.That's particularly true for business owners with sig...
09/06/2026

A TAX RETURN TELLS ONE STORY.

Your bank statements may tell another.

That's particularly true for business owners with significant legitimate deductions.

If traditional underwriting isn't accurately reflecting the strength of your business income, a Bank Statement Program may provide another way to qualify.

The first “no” doesn't always have to be the final answer.

Refer your buyers to George and provide the level of guidance they expect.

📞 Call or Text: 781-864-0889
📧 [email protected]
👉 Ready to strengthen your buying position and compete with confidence?
Win the Bid here: http://spr.ly/6183hwB11

Realtors: A house to sell doesn’t always mean a contingent buyer.If you have clients with substantial equity who need to...
09/05/2026

Realtors: A house to sell doesn’t always mean a contingent buyer.

If you have clients with substantial equity who need to sell their current home, talk with us before automatically structuring their next offer with a home-sale contingency.

There may be another option.

Qualified homeowners may be able to purchase first and sell afterward.

That can turn a complicated offer into a much cleaner one.

Have someone in this situation? Send them to George before you write the offer.

📞 Call or Text: 781-864-0889
📧 [email protected]
👉 Ready to strengthen your buying position and compete with confidence?
Win the Bid here: http://spr.ly/6183hwB11

A few outdoor maintenance tasks keep things up and running from the first fallen leaf to the last. Get our full home ma...
09/05/2026

A few outdoor maintenance tasks keep things up and running from the first fallen leaf to the last.

Get our full home maintenance checklist here: http://spr.ly/6185B1uFGU

WHAT IS A BANK STATEMENT LOAN?For eligible self-employed borrowers, a Bank Statement Program may allow us to evaluate in...
09/05/2026

WHAT IS A BANK STATEMENT LOAN?

For eligible self-employed borrowers, a Bank Statement Program may allow us to evaluate income using deposits reflected in 12 to 24 months of bank statements rather than relying solely on traditional tax-return income.

That can be a significant difference for a business owner whose tax returns don't fully reflect their cash flow.

Different income.

Different documentation.

Different path to qualification.

If you're self-employed and have been told you don't show enough income, let's take another look.

Refer your buyers to George and provide the level of guidance they expect.

📞 Call or Text: 781-864-0889
📧 [email protected]
👉 Ready to strengthen your buying position and compete with confidence?
Win the Bid here: http://spr.ly/6183hwB11

“But I can’t qualify carrying two mortgages.”That’s usually where the conversation ends.It doesn’t necessarily have to.W...
09/04/2026

“But I can’t qualify carrying two mortgages.”

That’s usually where the conversation ends.

It doesn’t necessarily have to.

With our Buy Now, Sell Later program, qualified borrowers may be able to exclude the current home’s monthly housing payment from the debt-to-income calculation when program requirements are met.

That can completely change the qualification conversation.

If carrying two payments is the reason you think you can’t move, let George look at the numbers before you rule it out.

📞 Call or Text: 781-864-0889
📧 [email protected]
👉 Ready to strengthen your buying position and compete with confidence?
Win the Bid here: http://spr.ly/6183hwB11

Address

138 Conant Street, 2nd Floor
Danvers, MA
01915

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