Rick Bettencourt "The VA Guy" NMLS# 7810

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Rick Bettencourt "The VA Guy" NMLS# 7810 VA Loan expert & Top Producer in New England. I’ve helped thousands of servicemembers buy or refinance homes using their earned benefits.

I also train loan officers nationwide to better serve our military community. Making VA homeownership a reality!

Who do you know is buying a house and needs a better rate than what they've got? As owners of an independent mortgage br...
10/05/2026

Who do you know is buying a house and needs a better rate than what they've got? As owners of an independent mortgage brokerage, we have the ability to be VERY aggressive with our already competitive rates! Shop us LAST; you'll LOCK with us!

Market volatility settled down a bit and we saw some improved pricing! Every little helps! We are your top choice for AL...
09/21/2026

Market volatility settled down a bit and we saw some improved pricing! Every little helps!

We are your top choice for ALL things mortgage and interest rate related!!!

So excited to be one of the newest members of the Greater Beverly Chamber of Commerce! Excited to start networking!
09/21/2026

So excited to be one of the newest members of the Greater Beverly Chamber of Commerce!

Excited to start networking!

The Greater Beverly Chamber of Commerce is a 501(c)(3) nonprofit organization dedicated to supporting local businesses, driving economic development, and strengthening our community.

🏡 MORTGAGE MARKET UPDATE | 9/18/26Crazy volatile week in the market! 👇 Today’s Rate Sheet is attached.Remember — the rat...
09/18/2026

🏡 MORTGAGE MARKET UPDATE | 9/18/26

Crazy volatile week in the market!

👇 Today’s Rate Sheet is attached.

Remember — the rate you see online isn’t necessarily YOUR rate. Credit, down payment, loan type, property type and overall scenario all matter. Shop us last, you'll LOCK with us!

🇺🇸 VA • Conventional • FHA • USDA • Jumbo • Non-QM • DSCR & More

Thinking about buying or refinancing? Let’s run the numbers.

📲 Rick “The VA Guy” Bettencourt
Veteran Mortgage Brokers

📣 MORTGAGE RATE UPDATE — HERE’S WHERE WE ARE TODAYThere’s been a LOT of noise surrounding interest rates lately — and th...
09/17/2026

📣 MORTGAGE RATE UPDATE — HERE’S WHERE WE ARE TODAY

There’s been a LOT of noise surrounding interest rates lately — and this week has been no exception.

Mortgage rates have moved higher, and the bond market has been volatile following the latest Federal Reserve meeting. One important reminder: the Fed does NOT directly set mortgage rates. Mortgage rates are driven largely by the bond market and can change quickly based on inflation, economic data and market expectations.

So instead of the headlines, I prefer to show you REAL numbers.

👇 Attached is our current rate sheet.

And remember — the rate you see advertised online isn't necessarily the rate YOU qualify for. Loan program, credit score, down payment, property type, occupancy, loan amount and other factors all matter.

🇺🇸 VA | Conventional | FHA | USDA | Jumbo | Non-QM | DSCR | Reverse & More

Whether you're buying, refinancing, investing, or simply trying to figure out if NOW makes sense — let's run the numbers before you make the decision.

📲 Questions about today's rates? Message me.

Rick “The VA Guy” Bettencourt
Veteran Mortgage Brokers

🇺🇸 VA Home Loan Specialist — but we proudly help ALL homebuyers.

01/14/2026

Time to Sell? Key Market Signals | www.vetmortgagebrokers.com | MB1828485 | MLO7810 | We arrange, but do not make loans | Massachusetts Mortgage Broker

Address

20 Conant Street, Suite 1A
Danvers, MA
01949

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