Garrett Desmond - CrossCountry Mortgage

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United States
Danvers, MA
Garrett Desmond - CrossCountry Mortgage

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Personal NMLS2132747
Branch NMLS1401242
Company NMLS3029 Licensed by the New Hampshire Banking Department

10/30/2026

From caring for aging parents to creating space for extended family, multi-generational homes continue to serve an important purpose. We can help these buyers secure financing that fits the whole family.

10/29/2026

Big plans? Unexpected expenses? A CCM Signature Agency Cash Access refinance can help you access up to 90% combined loan-to-value, providing more available funds than a conventional cash-out refinance. See what may be possible: http://spr.ly/6181BHbFfc

10/28/2026

Mortgage Play of the Week: One Small Move Could Cost You Your House.

Getting preapproved is a big step, but keeping your finances consistent through closing is just as important.

Before closing, avoid opening new credit cards, making major employment changes, or moving large sums of money between accounts without talking to your lender first.

Even small financial changes can create unexpected delays or impact your loan approval.

My advice? Keep your lender in the loop and ask questions before making big financial decisions. A little communication can go a long way toward keeping your closing on track.

10/27/2026

Own your home and your timeline. We'll help you buy when you’re ready — even if your current home isn’t. Get the Buy Now, Sell Later basic: http://spr.ly/6180BHrQxK

10/23/2026

When buyers get cold feet, the right conversation can bring clarity and confidence. September’s 7.3% drop in pending home sales shows why thoughtful guidance matters. Let’s connect and help your clients move from hesitation to an informed next step.

10/22/2026

Your income may not look like everyone else's, and that's okay. We offer financing options designed for self-employed borrowers, independent contractors and business owners. Learn more: http://spr.ly/6181BGXW5L

10/21/2026

20 years of appreciation.

Last week, the Palermo & Carucci Team at CrossCountry Mortgage celebrated our 20th Annual Appreciation Party at Spinelli's, and it was an incredible night.

A sincere thank you to our clients, Realtor partners, friends, and everyone who took the time to celebrate with us. The relationships we've built over the years are what make this business so rewarding, and we're grateful to be part of such an amazing community.

Here's to many more years of helping people achieve homeownership and celebrating the people who make it all possible.

10/21/2026

There’s no right age to buy a home — but there is aright mortgage for every buyer. We’ll help find it, no matter what stage they’re at.

10/20/2026

When traditional financing doesn’t fit, it’s worth exploring another approach.

Non-QM programs can open doors for borrowers with unique financial situations, including self-employed buyers, 1099 earners, real estate investors, asset-rich borrowers, foreign nationals, and buyers purchasing mixed-use properties.

As a loan officer, my goal is to look beyond the obvious, identify potential financing solutions, and help realtors and their clients find a path to the closing table.

Have a challenging scenario? Let’s review the details, explore the options, and build a strategy together.

Garrett Desmond | Loan Officer
CrossCountry Mortgage | Palermo & Carucci Team
978-578-2841 | [email protected]
http://spr.ly/6185BHpWlV

All loans subject to underwriting approval. Program availability and eligibility requirements apply.

10/20/2026

Having equity means having options. Let’s explore the best way for you to access yours. Learn more: http://spr.ly/6186BG7XgC

Address

99 Rosewood Drive Suite 225
Danvers, MA
01923

Telephone

+19785782841

Website

https://crosscountrymortgage.com/Garrett-Desmond/

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