Guy DePlacido - CrossCountry Mortgage

Guy DePlacido - CrossCountry Mortgage Personal NMLS2069949
Branch NMLS1401242
Company NMLS3029
(1)

Did your mortgage rate start with a “7”? It might be time to change that. 📉Rates have settled around the 6% mark recentl...
03/06/2026

Did your mortgage rate start with a “7”? It might be time to change that. 📉

Rates have settled around the 6% mark recently—the lowest we’ve seen in some time. For many homeowners who bought during the 7%+ peaks, the “Break-Even” point is finally here.

Refinancing isn’t just about a lower number—it’s about:
• Lowering your monthly payment, giving you more breathing room in your budget.
• Eliminating PMI if your home value has risen.
• Shortening your term to pay off your home years faster.

I’m running “Savings Audits” all week. No pressure, just math to see if a refi actually makes sense for you.
DM me the word “SAVE” or comment below, and let’s see what your new monthly payment could look like! 🏠☕️

02/25/2026

What home buying or refinancing questions do you have? Drop them below or DM me now and we can start a dialogue!

12/17/2025

MYTH BUSTED! 🤯

Think you need a huge 20% down payment to buy your first home? Think again! 🙅‍♀️

Many first-time homebuyer programs allow you to start with as little as 3% down.

Stop waiting on the sidelines! Homeownership is closer than you think. Let’s chat about your options and make your dream a reality. 👇

I’m your Loan Officer, and I’m here to simplify the mortgage process! But I’m curious...What is the one thing that stres...
12/11/2025

I’m your Loan Officer, and I’m here to simplify the mortgage process! But I’m curious...

What is the one thing that stresses you out the most about getting a home loan?

Is it the paperwork, understanding interest rates, or something else entirely?

• Drop your answer in the comments below! 👇
• Let’s talk about it—I might even have a solution for you!

Here’s what I wish every first-time homebuyer knew before they started their search... 💭Getting pre-approved isn’t just ...
12/09/2025

Here’s what I wish every first-time homebuyer knew before they started their search... 💭

Getting pre-approved isn’t just about knowing your budget—it’s about becoming a SERIOUS contender in this market. Sellers and listing agents want to work with buyers who are ready to move.

❓ For homebuyers: What’s your biggest question about the mortgage process?

❓ For realtors: What’s one thing you wish more buyers understood before house hunting?

Drop your thoughts below! 👇 Let’s help each other out.

11/05/2025

DID YOU KNOW that you can buy a house with a 580 credit score?!?

You certainly can! If you're credit score is lower than you'd like but you still want to buy a home, reach out to me today and we can put together a plan that makes sense for you!!

11/03/2025

If you bought in the last couple of years, RATES ARE DOWN!! It could be a good opportunity to refinance so reach out to me today!

SPRITE APPROVES THIS MESSAGE

10/30/2025

The most common homebuying myth is that you need 20% as a down payment.

This couldn’t be further from the truth!

The minimum down payment for a first time buyer using conventional financing is 3%. The minimum for a second time buyer using conventional financing is 5%. The minimum down payment for FHA financing is 3.5%. There are even some VA programs where you don’t need a down payment at all!

Did you know the average down payment for first time buyers is just 6%?!?! The average down payment for repeat buyers is only 13%!!

There are certainly perks to putting 20% down like not having to pay PMI (private mortgage insurance) but putting down 20% is not mandatory on most home purchases.

If you’re looking to get started on your homebuying journey, reach out to me today!

☎️ (978) 804-7756

Your Mortgage is Out of Date (and it’s costing you!) ⏰Rates are low, and the process is smoother than you think! If you ...
10/28/2025

Your Mortgage is Out of Date (and it’s costing you!) ⏰

Rates are low, and the process is smoother than you think! If you bought your home when rates were higher, let’s talk about a quick and easy refinance.

Refinancing Myths Debunked:

Myth: It takes months. Fact: The process is more streamlined than your original purchase.

Myth: The fees wipe out the savings. Fact: We run a detailed cost-benefit analysis to ensure you’re a guaranteed winner.

Myth: I just bought a house, I can’t refinance yet. Fact: You absolutely can!

The current low rates won’t last forever. Let me show you how simple it is to shave years off your loan or significantly lower your monthly payment.

Tap the link in my bio or comment “SAVE” below to start saving today!

Stop Paying Yesterday’s Rate! 🛑Did you buy your home in the last couple of years? You need to hear this: Interest rates ...
10/24/2025

Stop Paying Yesterday’s Rate! 🛑

Did you buy your home in the last couple of years? You need to hear this: Interest rates are significantly lower than they’ve been in a long time.

That means the rate you’re paying now is likely much higher than what you could qualify for today. Refinancing isn’t just for long-time homeowners—it’s a massive opportunity for recent buyers to save hundreds of dollars a month.

Imagine what you could do with an extra $300 a month!

Don’t leave that money on the table. A quick chat is all it takes to see if you qualify for a lower payment.

➡️ Send me a DM that says “REFI” to get a free, no-obligation rate review!

10/22/2025

IF YOU'VE BOUGHT A HOUSE IN THE LAST COUPLE YEARS, SHOOT ME A TEXT BECAUSE YOU MIGHT BE ABLE TO REFINANCE. RATES ARE THE LOWEST THEY'VE BEEN IN A LONG TIME.

Ohh yeah and GO CELTICS!

🔑🏡❤️

Address

99 Rosewood Drive
Danvers, MA
01923

Telephone

+19788047756

Website

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