Chris Gilliam - NMLS# 202002 - Central Bank

Chris Gilliam - NMLS# 202002 - Central Bank I understand the importance of meeting critical timelines needed for a successful home purchase.

Think you need perfect credit or a large down payment to buy a home? Not always. An FHA loan may be worth exploring for ...
06/04/2026

Think you need perfect credit or a large down payment to buy a home? Not always. An FHA loan may be worth exploring for eligible buyers looking for a more accessible path to homeownership.

With lower down payment options and flexible qualification guidelines, FHA financing can be a strong solution depending on your goals and circumstances.

Let’s talk through your options!

Member FDIC | NMLS # 407985 | Equal Housing Lender

05/26/2026

Not every renovation adds real value. Some updates simply improve appearance, while others can make a meaningful difference when it’s time to sell.

Projects that often hold value well include kitchens, bathrooms, fresh paint, updated flooring, and curb appeal improvements. But one of the biggest factors people overlook is how those upgrades are funded.

Many homeowners are exploring ways to use the equity they’ve built for strategic improvements rather than pulling directly from savings. When the right project and the right financing approach align, it can create long-term value.

Because it’s not only what you upgrade—it’s how you position the investment. 🏡

To read more, head to our Learning Center: https://www.centralbank.net/learning-center/homeownership/investing/some-renovation-projects-are-better-than-others-at-recouping-costs/

Market conditions vary by location, price range, and property type, and are subject to change. For informational purposes only and not a commitment to lend or guarantee of loan approval.

Member FDIC | NMLS # 407985 | Equal Housing Lender

In honor of Memorial Day, our offices are closed today, Monday 5/25. In the meantime, feel free to leave a DM and I'll g...
05/25/2026

In honor of Memorial Day, our offices are closed today, Monday 5/25. In the meantime, feel free to leave a DM and I'll get back to you as soon as possible! 🦅

A 30-year fixed mortgage isn’t the only path to homeownership. Depending on your timeline and goals, an Adjustable-Rate ...
05/21/2026

A 30-year fixed mortgage isn’t the only path to homeownership. Depending on your timeline and goals, an Adjustable-Rate Mortgage (ARM) may be a smart option to consider.

ARMs typically begin with a fixed rate for a set period and may offer lower initial payments than some fixed-rate loans. After that period ends, the rate may adjust based on the loan terms.

If you’d like to see whether an ARM could fit your plans, let’s connect!

Member FDIC | NMLS # 407985 | Equal Housing Lender

05/14/2026

A changing market calls for creative solutions. One option some buyers are exploring is a temporary rate buydown—designed to lower the interest rate for an introductory period on eligible loans.

In certain transactions, seller or builder concessions may be used toward the buydown cost, subject to guidelines and approval.

Every scenario is different, which is why personalized guidance matters.

Member FDIC | NMLS # 407985 | Equal Housing Lender

Happy Mother's Day to all the amazing moms out there!🥂  Share your favorite photo with Mom in the comments!
05/10/2026

Happy Mother's Day to all the amazing moms out there!🥂

Share your favorite photo with Mom in the comments!

Address

425 N. New Ballas Road, Suite 101
Creve Coeur, MO
63141

Alerts

Be the first to know and let us send you an email when Chris Gilliam - NMLS# 202002 - Central Bank posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Chris Gilliam - NMLS# 202002 - Central Bank:

Share

Category