Laurie Phillips, NMLS: 447743, PrimeLending

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Creve Coeur, MO
Laurie Phillips, NMLS: 447743, PrimeLending

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I’m Laurie Phillips, NMLS: 447743, Loan Officer with PrimeLending, a national mortgage lender. At PrimeLending, we are Home Loans Made Simple®.

PrimeLending NMLS ID: 13649

I’m Laurie Phillips, NMLS: 447743, Loan Officer with PrimeLending, a national mortgage lender making the home loan process simple. For over three decades, we have helped people buy, refinance and renovate their homes. PrimeLending’s loan officers give customers personal attention and explain their options every step of the way. We have straightforward processes, user-friendly mobile applications and step-by-step communication to keep our customers informed and feeling at ease. We lock, approve and close loans quickly, and earn our customers’ trust with our reliable service. PrimeLending loan officers help customers choose from a wide array of loan products, like fixed and adjustable rate mortgages, FHA and VA loans, jumbo loans, refinancing options, renovation loans and relocation programs. primelending.com/legal

Equal Housing Lender

11/02/2026

What if the right home just needs a little work?

Expanding your search to fixer-uppers could give you more homes to choose from, help you get into a neighborhood you love and give you the freedom to make the space your own.

Even better? With the right renovation loan, you may be able to finance the home and the improvements together.

Before you cross that fixer-upper off your list, let's talk about what could be possible.

11/01/2026

Self-employed? Multiple jobs? Freelance income? Rental properties?
Your income may not fit neatly into a traditional box. That doesn't mean your mortgage options have to.

PrimeLending offers more than 1,000 loan solutions, including options for borrowers with a wide variety of income sources and financial situations.

Before you assume your income will hold you back from buying a home, let's talk about what may be possible.

*PrimeLending is not affiliated with Venmo.

10/31/2026

Don't let one number scare you away from exploring your options.

Buying could mean finding the right home for your life, starting to build equity or getting out of a rental that no longer works for you.

Refinancing could still make sense if you want to access equity or change your loan terms*.

A higher rate doesn't automatically mean making a move is the wrong move.

Let's run the numbers and see what makes sense for you.

*All loans subject to credit approval and meeting eligibility requirements. Restrictions apply. Must meet minimum equity requirements. By refinancing an existing loan, the payments and total finance changes may be higher over the life of the loan.

10/30/2026

When Was Your Last Mortgage Checkup?

Your life changes. The market changes. Your mortgage options can change, too.

A quick mortgage checkup can help you understand how much equity you've built, whether your current loan still fits your goals and what other options may be available.

Sometimes, simply knowing where you stand can help you plan what's next.

Ready for a mortgage checkup? Let's talk.

10/29/2026

Relocating? A New Home Could Make the Move Easier.

If you're moving to a new city or state, new construction may be worth considering.

You can choose a home that fits your needs without worrying about immediate repairs or renovations, and you may have more flexibility when planning your move.

I can help you understand your new construction financing options and prepare for your next chapter.

Planning a move? Let's talk.

10/29/2026

Think your credit score has to be perfect to buy a home?

We have loan programs that allow for a variety of financial situations, and improving your score can lead to better rates, lower payments, and more flexibility.

Want a clear picture of what your score qualifies you for today? I'm happy to walk you through it.

10/28/2026

When negotiating on a home, a lower price isn't the only thing worth asking for.
What if seller concessions could be used to help lower your upfront costs or even reduce your monthly payment with a temporary buydown?

Sometimes, it pays to look beyond the price tag and ask: What else could that money do?

I can help you run the numbers and compare your options.

Before you negotiate, let's talk.

10/28/2026

Getting ready to apply for a mortgage?
Ask yourself:
✅ Have I checked my credit report recently?
✅ Am I keeping credit card balances low?
✅ Are all my payments on time?
✅ Have I avoided opening new accounts?
Taking these steps before applying may help position you for a smoother home financing experience.

10/27/2026

I'm here to help take the mystery out of your mortgage options and make the path home feel a little less frightening.

Have a fang-tastic Halloween! 🧛🎃

10/27/2026

Your rent check is working hard. It's just not building equity for you. 💰🏡

Month after month, you're paying for a place to live, but when you move, you leave without the potential equity that comes with owning a home.

If homeownership is one of your goals, you may be closer than you think. Let's look at your budget, buying power and financing options to see what could make sense for you.

Send me a message and let's run the numbers.

Address

6 Cardinal Way, Suite 900, Office 60
Creve Coeur, MO
63102

Website

https://lo.primelending.com/laurie.phillips/

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