Laurie Phillips, NMLS: 447743, PrimeLending

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United States
Creve Coeur, MO
Laurie Phillips, NMLS: 447743, PrimeLending

I’m Laurie Phillips, NMLS: 447743, Loan Officer with PrimeLending, a national mortgage lender. At PrimeLending, we are Home Loans Made Simple®.

PrimeLending NMLS ID: 13649

I’m Laurie Phillips, NMLS: 447743, Loan Officer with PrimeLending, a national mortgage lender making the home loan process simple. For over three decades, we have helped people buy, refinance and renovate their homes. PrimeLending’s loan officers give customers personal attention and explain their options every step of the way. We have straightforward processes, user-f

riendly mobile applications and step-by-step communication to keep our customers informed and feeling at ease. We lock, approve and close loans quickly, and earn our customers’ trust with our reliable service. PrimeLending loan officers help customers choose from a wide array of loan products, like fixed and adjustable rate mortgages, FHA and VA loans, jumbo loans, refinancing options, renovation loans and relocation programs. primelending.com/legal

Equal Housing Lender

05/06/2026

Think you need a big down payment to buy a home? Not always.

With a USDA loan, qualified buyers can purchase with no down payment. And the eligible areas might surprise you. Many include suburbs and smaller communities, not just rural farmland.

If you want to buy without waiting on a big down payment, send me a message and I'll help you see if a USDA loan fits your plans.

05/05/2026

Today we recognize Cinco de Mayo and the rich history and culture it represents.

It's a great moment to celebrate, learn, and support the vibrant Mexican communities around us.

05/04/2026

You may be paying more on your mortgage than you need to.

Refinancing could lower your monthly payment, help you pay off your loan sooner, or give you a better setup for where you are today.

If it's been a while since you looked at your mortgage, now's a good time. An annual mortgage review helps you see whether your current loan still works for you or if there's a better way to move forward.

Send me a message to go over your numbers together.

05/01/2026

Homeownership is more than a milestone. It is a chance to build something lasting for yourself and your family.

A home of your own can mean stability, pride, and a future you get to shape on your terms. With the right plan and the right support, owning a home is well within your reach.

Send me a message to talk through your options and next steps.

04/30/2026

You don't get ahead in real estate by overthinking it. You get ahead by acting when the numbers make sense. Down payment strategy. Rental income considerations. How this purchase affects your ability to buy the next one. Those details matter more than most people realize. That's where we come in.

When you understand your buying power upfront and know how lenders look at investment properties, you can act quickly and confidently when you see your next opportunity.

Serious about adding a property this year? Let's make sure the financing is as solid as the investment. DM me to start planning.

04/29/2026

Building your home means you don't have to compromise. No settling for an outdated floorplan or wishing the kitchen was bigger. And with our construction loan, you can finance the lot purchase and construction costs with one simple monthly payment.

Ready to take your home from blueprints to built? Let's connect to make a plan!

04/28/2026

Think mortgage rates are set in stone? Not always.

Discount points can help lower your interest rate from day one, which can mean a smaller monthly payment and less interest paid over time.

To get that lower rate, discount points are purchased at closing. One (1) discount point can reduce the interest rate by up to about 0.25%, depending on the type of loan and its characteristics. For homeowners planning to stay in the home long term, the savings can really add up once they pass the breakeven point.

Curious to see what you could save? Reach out and I can run the numbers with you.

04/27/2026

Will April showers bring summer home repairs? Not if you start your spring home maintenance checks early.

Carve out some time to clean your gutters, clear out your AC unit, and check your foundations for any lingering winter wear.

And if your spring cleaning uncovers a project that's bigger than a Saturday fix, like a new roof or replacing your HVAC system, I can help you find the right loan for the job.

04/24/2026

Your home equity is more than a number on paper. It could be cash you can tap into to reach the goals you've been putting off.

A cash-out refinance* turns a portion of your home equity into a lump sum of cash that you can use however you want. Homeowners often use it to take that long awaited vacation, pursue their degree, fund a renovation, or invest in what's next.

If you're curious how much equity you could access, let's run the numbers and see what's possible. Reach out to start the conversation.

*All loans subject to credit approval and meeting eligibility requirements. Restrictions apply. Must meet minimum equity requirements. By refinancing an existing loan, the payments and total finance changes may be higher over the life of the loan.

04/23/2026

Still trying to save for that 20% down payment? With a conventional loan, you may not have to.

A conventional loan is one of the most common mortgage options that isn't part of a government-backed program. It offers buyers flexible down payment options and the ability to remove mortgage insurance down the road.

Questions? Send them my way. I'm happy to help you learn about all of your mortgage options.

Address

6 Cardinal Way, Suite 900, Office 60
Creve Coeur, MO
63102

Website

https://lo.primelending.com/laurie.phillips/

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