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Angela Lynn Clark, Loan Officer, NMLS #733595

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Kirkwood, MO
Angela Lynn Clark, Loan Officer, NMLS #733595

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NMLS #733595
Magnolia Bank, Inc. NMLS 423028 is an Equal Housing Lender, and we do business in accordance with Fair Lending Laws.

Member FDIC
www.nmlsconsumeraccess.org

10/30/2026

Getting pre-qualified can give you a clearer idea of what you may be able to afford before you start seriously shopping. It’s a simple first step that can make the rest of the homebuying process feel a whole lot less mysterious.
https://myoc.io/bpRTC6cdIe2

Magnolia Bank, NMLS 423028, LO NMLS 733595, Equal Housing Lender, Equal Opportunity Employer, Member FDIC. Magnolia Bank is not affiliated with, acting on behalf of, or directed by the VA, FHA, USDA, or any government body or agency.

10/27/2026

Thinking about buying a home in the months ahead? You don’t have to wait until you’re ready to make an offer to start preparing. Reviewing your budget, credit, available funds, and financing options early can help you better understand what your next steps may look like. A little preparation now can make the homebuying process feel much more manageable later.
https://myoc.io/bpRTC6cdIe2

Magnolia Bank, NMLS 423028, LO NMLS 733595, Equal Housing Lender, Equal Opportunity Employer, Member FDIC. Magnolia Bank is not affiliated with, acting on behalf of, or directed by the VA, FHA, USDA, or any government body or agency.

10/23/2026

If buying a home has been on your mind, fall could be a good time to get clear on your budget, financing options, and next steps—even if you’re just starting to explore.
https://myoc.io/bpRTC6cdIe2

Magnolia Bank, NMLS 423028, LO NMLS 733595, Equal Housing Lender, Equal Opportunity Employer, Member FDIC. Magnolia Bank is not affiliated with, acting on behalf of, or directed by the VA, FHA, USDA, or any government body or agency.

10/20/2026

Waiting until your credit is “perfect” before talking to a loan officer? You may be waiting unnecessarily. Your credit is one part of the mortgage picture, and understanding where you stand now can help you figure out your next step.
https://myoc.io/bpRTC6cdIe2

Magnolia Bank, NMLS 423028, LO NMLS 733595, Equal Housing Lender, Equal Opportunity Employer, Member FDIC. Magnolia Bank is not affiliated with, acting on behalf of, or directed by the VA, FHA, USDA, or any government body or agency.

10/16/2026

Think every homebuyer needs 20% down?

Trick: A 20% down payment isn’t always required. Depending on the loan program and borrower qualifications, options with less than 20% down may be available.

Treat: Understanding your options before you spend years saving toward a number you may not need.
https://myoc.io/bpRTC6cdIe2

Magnolia Bank, NMLS 423028, LO NMLS 733595, Equal Housing Lender, Equal Opportunity Employer, Member FDIC. Magnolia Bank is not affiliated with, acting on behalf of, or directed by the VA, FHA, USDA, or any government body or agency.

10/13/2026

If rising rent has you wondering whether homeownership could be your next move, it may be worth exploring the numbers. You don’t have to be ready to buy tomorrow to start asking questions today.
https://myoc.io/bpRTC6cdIe2

Magnolia Bank, NMLS 423028, LO NMLS 733595, Equal Housing Lender, Equal Opportunity Employer, Member FDIC. Magnolia Bank is not affiliated with, acting on behalf of, or directed by the VA, FHA, USDA, or any government body or agency.

10/09/2026

Closing costs don’t have to sneak up on you. Knowing what expenses to expect before closing day can help you plan ahead and avoid unwanted surprises. That’s why we believe in talking through the numbers early.
https://myoc.io/bpRTC6cdIe2

Magnolia Bank, NMLS 423028, LO NMLS 733595, Equal Housing Lender, Equal Opportunity Employer, Member FDIC. Magnolia Bank is not affiliated with, acting on behalf of, or directed by the VA, FHA, USDA, or any government body or agency.

10/06/2026

Here’s a number worth knowing before you start house hunting: the monthly payment you’re comfortable with.

Your maximum approval amount and your ideal budget aren’t necessarily the same thing. Someone who spends more of their monthly budget on travel, dining, entertainment, or other priorities may choose a smaller housing payment, while someone with fewer expenses in those areas may be comfortable putting more of their budget toward a home.

We’ll help you look at the numbers and find a range that works for your life.
https://myoc.io/bpRTC6cdIe2

Magnolia Bank, NMLS 423028, LO NMLS 733595, Equal Housing Lender, Equal Opportunity Employer, Member FDIC. Magnolia Bank is not affiliated with, acting on behalf of, or directed by the VA, FHA, USDA, or any government body or agency.

09/29/2026

Need a little more room to grow?

If you’re dreaming of an extra bedroom, a home office, or a bigger backyard, you may have more financing options than you think.
USDA loans are available in eligible areas, including some communities outside larger population centers. Qualified borrowers may benefit from financing designed to make homeownership more accessible.

Wondering whether the area you’re considering may qualify? Let’s take a look.
https://myoc.io/bpRTC6cdIe2

Magnolia Bank, NMLS 423028, LO NMLS 733595, Equal Housing Lender, Equal Opportunity Employer, Member FDIC. Magnolia Bank is not affiliated with, acting on behalf of, or directed by the VA, FHA, USDA, or any government body or agency.

09/24/2026

Football fans know one tough game doesn’t define an entire season — and one setback doesn’t necessarily define your path to homeownership.

If you’ve been told “not yet,” have concerns about your credit, or think you need a bigger down payment, don’t assume you’re out of the running. There may be steps you can take now to put yourself in a stronger position down the road. Let’s look at where you are today and talk about what your path toward homeownership could look like.
https://myoc.io/bpRTC6cdIe2

Magnolia Bank, NMLS 423028, LO NMLS 733595, Equal Housing Lender, Equal Opportunity Employer, Member FDIC. Magnolia Bank is not affiliated with, acting on behalf of, or directed by the VA, FHA, USDA, or any government body or agency.

Address

Kirkwood, MO

Telephone

+13143237731

Website

https://myloan.magnoliabank.mortgage/homehub/signup/[email protected]?from_mobile_share=true

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