09/09/2026
Building a career in health care can come with unique home financing needs.
Magnolia Bank’s Licensed Medical Professional Mortgage offers flexible financing guidelines designed around the realities of building a career in health care.
Eligible medical professionals may have access to features including:
• Low or no down payment available on qualifying loan amounts*
• Fixed-rate and adjustable-rate mortgage options
• Future employment income that may be considered when a new position begins within 150 days of the Note date*
• Certain student loan payments that may be excluded from debt-to-income calculations for qualifying residents and fellows*
• No mortgage insurance required at closing*
Physicians, dentists, physician assistants, nurse practitioners, CRNAs, pharmacists, veterinarians, podiatrists, optometrists, residents, fellows, interns and other eligible medical professionals may qualify.
Your career is moving forward. Your homeownership plans can, too.
Program availability and terms are subject to credit approval, eligibility and applicable underwriting requirements. Additional restrictions apply. Zero-down availability and maximum loan amounts vary based on credit score, eligibility and other program requirements. Future employment income is subject to program requirements and qualifying employment documentation. Certain student loan payments may be excluded from debt-to-income calculations for qualifying medical residents and fellows using current residency or fellowship income. Additional requirements apply.
Reach out to discuss your options!
[email protected]
(314)323-7731
Angie Clark NMLS #733595
https://myoc.io/bpRTC6cdIe2
Magnolia Bank, NMLS 423028, LO NMLS 733595, Equal Housing Lender, Equal Opportunity Employer, Member FDIC. Magnolia Bank is not affiliated with, acting on behalf of, or directed by the VA, FHA, USDA, or any government body or agency.
