Kathy York- PrimeLending- NMLS 298798

09/09/2026

"What if rates drop after I buy?"
It's one of the most common questions homebuyers ask.
While no one can predict future rates, waiting for the "perfect" rate could mean missing out on the right home today.
And remember: if rates fall significantly down the road, refinancing may be an option.
The key is making the best decision based on your needs and goals now.

09/08/2026

Buying a home? Know the difference between closing costs and cash to close.
They may sound interchangeable, but they represent two different pieces of the homebuying equation.
Understanding what you’ll actually need to bring to the closing table can help you budget with confidence and avoid surprises along the way.

09/07/2026

Here’s to the people who make it happen.

The early mornings. The long days. The extra shifts. The big dreams.

This Labor Day, we’re celebrating the hard work that helps build careers, communities, and — sometimes — a place to call home.

Happy Labor Day!

09/06/2026

09/05/2026

40 years of helping people feel at home.

I’m proud to be part of PrimeLending as we celebrate four decades of helping homebuyers and homeowners navigate some of life’s biggest moments.

A lot has changed since 1986, but what matters most hasn’t: personal guidance, the right solutions and people who genuinely care about getting you home.

Thank you to every customer and business partner who has trusted us along the way. I’m grateful to be part of the journey — and excited for what’s ahead.

Here’s to 40 years of Welcome Home.

09/04/2026

The market can give you reasons to buy and reasons to wait. I focus on the part that matters most: your budget, timeline and plans.
If the payment feels comfortable and the home supports your next few years, buying now may make sense. If the numbers don’t work, waiting may be the smarter decision.
I can run both scenarios with you.

09/02/2026

You don’t have to be ready to tour homes to start the mortgage conversation.
I can help you estimate a comfortable price range, potential monthly payment and cash needed to close. Then you can decide whether buying now fits your plans or whether you need more time to prepare.

08/31/2026

What if I told you you’re not the only person who overthinks their credit score when they want to apply for a mortgage? Here’s what you might not know...you don’t need perfect credit to secure a low down payment.
FHA financing may offer more flexible credit guidelines and low down payment options for qualified buyers. Contact me today and I can walk you through how it works.

08/14/2026

Back-to-school season: where every day feels like a new square on the bingo card. 🎒✅

08/09/2026

Happy Book Lovers Day! 📚

Our bookshelves might look a little different. They're filled with mortgage guidelines, market insights, and homeownership strategies — because the better informed we are, the better we can educate the families and communities we serve 🤍