Alice Cordova Account Executive

Call Directions Website Contact the business

Alice Cordova Account Executive Our professionals are dedicated to help clients with their mortgage needs big or small. NMLSID #75243 PRMG Inc.

(NMLS #75243) has successfully helped homeowners purchase and refinance their homes across the country for well over a decade. PRMG has consistently been recognized within the top 25 largest independently owned mortgage lenders in the nation. PRMG is a technology-based mortgage company that lends nationwide, but still provides personal service to our clients. As a direct lender/servicer, PRMG works to find the best possible financing scenarios, ranging from competitive financing for the first-time homebuyer to multi-million-dollar loans for the more experienced homeowner.

Conventional financing puts a real ceiling on how many properties a borrower can have financed at once. That number is l...
10/30/2026

Conventional financing puts a real ceiling on how many properties a borrower can have financed at once. That number is lower than most people expect. Loan officers who work with active investors sometimes carry that same ceiling in their head for every loan type, even when it doesn't apply.

A property-based loan looks at the property being financed, not a running count of how many properties a borrower already owns. That's a different qualification structure from the start. That doesn't mean there's no ceiling anywhere. Every program still has its own limits, worth confirming file by file.

Before assuming an investor is out of room, worth checking the actual program. The conventional limit may not be the answer for the next file.

Save this and share it with a loan officer whose investor client keeps hearing 'you own too many properties already.

Follow me for more product education.



Mortgage Broker | Wholesale Lending | TPO Lender | DSCR Loan Program | Multiple Financed Properties | Real Estate Investor Financing | Portfolio Growth Financing | Non-QM Investor Loan | Conventional Loan Limits | Loan Officer Tips | Mortgage Professional | Broker Channel | Non-QM Lending | Mortgage Industry Education | Third Party Origination | Home Loan Programs | Mortgage Broker Resources | Wholesale Lender Support | Real Estate Investing

What if 'no paycheck' didn't mean not qualifying? It happens: a borrower has the assets, but not the paycheck.The usual ...
10/28/2026

What if 'no paycheck' didn't mean not qualifying? It happens: a borrower has the assets, but not the paycheck.

The usual question is 'what do you earn.' There's another question worth asking instead: what do you have. Asset utilization converts a borrower's eligible liquid and retirement assets into a qualifying income figure, dividing those assets over a set term.

For the right borrower, retired with no current paycheck, or recently sold a business or property with funds but no income stream yet, the balance sheet becomes the income statement. So when someone says 'I don't really have income right now,' don't stop there. Ask about the assets.

Save this and share it with a loan officer working with a borrower who's asset-rich but income-light on paper.
Follow me for more product education.



Mortgage Broker | Wholesale Lending | TPO Lender | Asset Utilization | Asset Depletion Loan | Non-QM Income Documentation | Retiree Mortgage Financing | High Net Worth Borrower | Alternative Income Qualification | Loan Officer Tips | Mortgage Professional | Broker Channel | Non-QM Lending | Mortgage Industry Education | Third Party Origination | Home Loan Programs | Mortgage Broker Resources | Wholesale Lender Support

Your next closing might already be sitting in your database. No new lead, no cold call, just an old relationship worth r...
10/23/2026

Your next closing might already be sitting in your database. No new lead, no cold call, just an old relationship worth revisiting.

Every past client has a story that's changed since they closed. Maybe they want to renovate but don't want to touch their first mortgage. Maybe an investor client is out of fresh capital, but not out of equity. Maybe a self-employed client has equity, but their income doesn't fit the standard box.

Three conversations, one database. The relationship already exists. The conversation just has to start. Your database might be the lead source you're overlooking.

Save this and use it to go back through your own client list this week.

Follow me for more on how to build a durable book of business.



Mortgage Broker | Wholesale Lending | TPO Lender | Home Equity Strategy | Client Relationship Building | Repeat Business Mortgage | Referral Strategy | Loan Officer Business Growth | Past Client Outreach | Loan Officer Tips | Mortgage Professional | Broker Channel | Mortgage Industry Education | Third Party Origination | Mortgage Broker Resources | Wholesale Lender Support

What if your best year started three months early? Most brokers wait until January to ask whether their current setup is...
10/22/2026

What if your best year started three months early? Most brokers wait until January to ask whether their current setup is actually working. By then, the year's already moving.

Worth asking now instead. Not 'what are my goals for next year,' but 'is my current setup built for where I'm going, not just where I am.' Pricing that holds up. Products that fit more than one kind of file. A lender that answers when the file gets complicated.

That's what a real partner should help with: broker-level pricing, five distinct Non-QM programs, and Wholesale plus Non-Delegated correspondent side by side.

Don't wait for January to evaluate January. Start the conversation now.

Save this and use it to evaluate your partnerships before the new year starts.



Mortgage Broker | Wholesale Lending | TPO Lender | Broker Channel Growth | Year End Business Planning | Correspondent Lending | Non-Delegated Correspondent | Lender Partnership | Loan Officer Tips | Mortgage Professional | Broker Channel | Mortgage Industry Education | Third Party Origination | Home Loan Programs | Mortgage Broker Resources | Wholesale Lender Support

What would change if you had more say in your own files? Most brokers never stop to ask. They just keep operating the wa...
10/21/2026

What would change if you had more say in your own files? Most brokers never stop to ask. They just keep operating the way they always have.

Non-Delegated correspondent is built to answer that question. Same broker-level pricing you already have. More control over how a file gets structured. A more direct line to the investor once it's submitted.

That control matters most in the moments that used to feel out of a broker's hands. Fewer layers between a decision and the person making it.

Worth finding out what that looks like before the year closes out.

Save this and share it with an originator thinking about how they want to close out the year.

Follow me for more on how the broker channel actually works.



Mortgage Broker | Wholesale Lending | TPO Lender | Non-Delegated Correspondent | Correspondent Lending | Broker Channel Growth | IMB vs Broker | Year End Business Planning | Loan Officer Tips | Mortgage Professional | Broker Channel | Mortgage Industry Education | Third Party Origination | Home Loan Programs | Mortgage Broker Resources | Wholesale Lender Support | Broker Success

"What actually makes one lender worth choosing over another? Most brokers can't answer that about their own lender, beca...
10/07/2026

"What actually makes one lender worth choosing over another? Most brokers can't answer that about their own lender, because on paper, a lot of them look the same. Similar programs. Similar rate sheets.

The real difference shows up after a file is submitted. PRMG runs five distinct Non-QM programs, not one narrow box: DSCR, Income Qualifying, Asset Utilization, the Alternative AUS Solution, and an expanded closed-end second lineup.

A PRMG brokerage can also be approved for Wholesale and Non-Delegated correspondent at the same time. More than one way to do business, without picking one and closing the door on the other.

The rate sheet doesn't tell you any of that. The lender relationship does.

Save this and share it with a broker deciding who to partner with.
Follow for more on how the broker channel actually works.



Mortgage Broker | Wholesale Lending | TPO Lender | Correspondent Lending | Non-Delegated Correspondent | Non-QM Lending | DSCR Loan Program | Broker Channel Growth | Lender Partnership | Loan Officer Tips | Mortgage Professional | Broker Channel | Mortgage Industry Education | Third Party Origination | Home Loan Programs | Mortgage Broker Resources | Wholesale Lender Support "

A DU Approve/Ineligible finding tends to trigger the same reaction: the automated system approved the borrower's credit ...
09/29/2026

A DU Approve/Ineligible finding tends to trigger the same reaction: the automated system approved the borrower's credit and capacity, but something about the loan itself, usually the amount, made it ineligible for a standard sale. Most loan officers read 'Ineligible' and either assume the file is dead or brace for a full manual Non-QM rebuild from scratch.

Neither is necessary in a lot of cases. An Alternative AUS Solution follows the DU findings directly, keeping the same income and asset documentation DU already approved, with only limited overlays layered on top. The borrower doesn't get requalified from zero. The file carries forward on the same automated approval that already exists.

This shows up most often on files where the loan amount itself is the ineligible reason: an amount above the standard limit, maximum cash-out on a rate/term refinance, or a 2-unit primary purchase above 85% LTV. In each of those cases, the borrower's income and credit already cleared DU. It's the loan structure that needs a different home, not the borrower's file.

Rebuilding a declined file from scratch costs real time on a loan that may already be halfway approved.

Save this and share it with a loan officer who's walked away from a DU Ineligible finding recently.

Follow me for more product education.

The best time to check USDA eligibility isn't after a buyer falls in love with a specific house. It's during the very fi...
09/24/2026

The best time to check USDA eligibility isn't after a buyer falls in love with a specific house. It's during the very first conversation, before a search even starts, because knowing a property is USDA-eligible upfront can change which listings a buyer even looks at.

This tends to matter most for buyers who'd otherwise be stretching to piece together a down payment on a conventional or FHA loan: a young family, a first responder, someone relocating for a job that pays well but hasn't left room to save yet. For that buyer, ruling out USDA before checking isn't a minor oversight. It's the difference between a comfortable closing and a stressful one.

A lot of loan officers also assume USDA and FHA overlap more than they actually do, and skip straight to FHA out of habit. They're built for different situations, and running both eligibility checks side by side takes only a little more time than running one.

Save this and check the map before ruling out USDA on your next file.

Follow me for more product education.

Becoming a licensed medical professional takes longer than most career paths: years of school, exams, and clinical train...
09/22/2026

Becoming a licensed medical professional takes longer than most career paths: years of school, exams, and clinical training, often coupled with six figures of student debt in the background. It's an easy leap from there to assuming homeownership gets filed under 'later,' a reward that has to wait until the debt is paid down and the savings account has caught up.

That assumption is worth challenging, because it isn't always accurate, and most loan officers never think to correct it. The exact things that feel like they're holding someone back, the length of training, the debt, the thin savings, are already built into how this program qualifies a borrower.

None of it has to delay a home purchase. Up to 100% financing on a purchase up to $2,000,000, no mortgage insurance regardless of LTV, income from a signed offer letter or employment contract usable before the first paycheck arrives, housing allowance counted for residents and fellows, student loan payments in deferment or an income-driven repayment plan excluded from DTI during residency or fellowship, and reserves as low as zero months on loans up to $1,500,000 at 95% LTV or below.

The years a medical professional spends investing in their training were never a reason to put homeownership on hold. They just needed a loan officer who knew that and said so.

Save this and share it with a loan officer working with medical professionals.

Follow me for more product education.



Mortgage Broker | Wholesale Lending | TPO Lender | Medical Professionals Loan | Physician Mortgage | Dentist Home Loan | Veterinarian Mortgage | Pharmacist Home Loan | Jumbo Loan Program | Zero Down Payment Jumbo | No PMI Jumbo Loan | Medical Resident Financing | Medical Fellow Mortgage | Student Loan Debt Mortgage | Niche Market Loan Officer | Loan Officer Tips | Mortgage Professional | Broker Channel | Non-QM Lending | Mortgage Industry Education | Third Party Origination | Home Loan Programs | Mortgage Process Education | Mortgage Broker Resources

This kind of situation comes up more often than people think: a buyer has been priced out of traditional homes in the ar...
09/17/2026

This kind of situation comes up more often than people think: a buyer has been priced out of traditional homes in the area they want, so they start looking at manufactured or modular homes. By that point, they're often expecting the financing process to be more complicated than a typical purchase.

Realtors in exurban and semi-rural markets see this all the time. They also remember which loan officers took the opportunity seriously and which ones treated it like more trouble than it was worth. In smaller markets, where the same agents work with the same communities again and again, those impressions spread quickly.

The real opportunity isn't just closing one loan. It's becoming the loan officer a realtor calls first when this situation comes up again, rather than someone they avoid.

It's worth asking the next time one of these files lands on your desk: is the deal truly impossible to finance, or is it simply outside your usual experience?

Save this and share it with a broker who assumes manufactured homes are off the table.

Follow me for more product education.



Mortgage Broker | Wholesale Lending | TPO Lender | Manufactured Home Financing | Manufactured Housing Loan | Broker Product Education | Property Type Financing | Loan Officer Tips | Mortgage Professional | Broker Channel | Non-QM Lending | Mortgage Industry Education | Third Party Origination | Home Loan Programs | Mortgage Process Education | Mortgage Broker Resources | Wholesale Lender Support | Affordable Housing Finance | Manufactured Home Buyer | Broker Success | Mortgage Business Growth

Address

1265 Corona Pointe Court Suite 105
Corona, CA
92879

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

Telephone

+16025508665

Alerts

Be the first to know and let us send you an email when Alice Cordova Account Executive posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Alice Cordova Account Executive:

Shortcuts

Share

Category