John Geanakos Loan Officer, NMLS 1202302, PRMG 75243

John Geanakos Loan Officer, NMLS 1202302, PRMG 75243 Ask me about loans in: CA, CO, DC, FL, GA, ID, IL, KY, LA, MD, MI, MN, MS, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WY

John Geanakos (NMLS # 1202302) has successfully closed over a thousand loans in his 25+ year career as a Loan Officer. With knowledge, experience and industry leading tools at his disposal, John is ready to get you into a home. Get in contact TODAY to learn more!

01/13/2026

Housing affordability remains tough in 2026 with over 75% of homes out of reach for the typical household, needing a six-figure income for a median-priced home while average salaries hover around $64K.

Mortgage rates are easing slightly and home prices are expected to rise modestly (around 1-2% nationally), with wages finally outpacing price growth for better long-term affordability.

If you can afford it today, **now is still a smart time to buy** ....lock in a home before prices edge higher, build equity, and benefit from improving conditions as the market resets. Homeownership is a long-term win when it fits your budget.

I'm here to help you explore options and get pre-approved.

12/16/2025

Hey home buyers! 👋

If you're a strong earner but your income doesn't show up the "traditional" way on paper (think self-employed, business owner, freelancer, or investor), you might have been turned down for a conventional mortgage—even if you can totally afford the home.

Good news: There's a game-changing option called a Non-QM Income-Qualifying loan that's helping tons of buyers just like you close on their dream home right now.

Here's why you could qualify here when you don't fit the usual box:
• We accept bank statements, 1099s, CPA P&L, or even asset-utilization to prove income
• Up to 89.99% LTV on certain purchases (that means a smaller down payment!)
• More flexible on credit—recent credit events are often OK
• Loan amounts up to $3.5M
• Works for primary homes, second homes, and investment properties

This program is perfect if you're self-employed, run your own business, make great money through investments, or you "just miss" the strict conventional guidelines.

If you've been pre-approved but then denied, or you're worried your income situation will hold you back—DM me! Send over a quick scenario (no full docs needed yet), and I can pre-underwrite it fast to let you know if Non-QM can get you into that home. 🏡

Let's make homeownership happen for you! 💪

12/02/2025

To all my realtor friends,

I’m reaching out because many agents are turning previously declined buyers into closings using our Non-QM Income-Qualifying loan. If you’ve got clients who are strong earners but don’t show income traditionally on paper, this program can absolutely keep their deals alive.

Why your clients qualify here when they don’t conventionally:
• Bank statements, 1099s, CPA P&L, or asset-utilization accepted
• Up to 89.99% LTV on certain purchases
• Credit flexibility — recent credit events OK
• Loan amounts up to $3.5M
• Primary, second home, and investment options
This is built for self-employed borrowers, business owners, investors, or anyone who “just misses” the agency box.
If you’d like, send over a buyer you weren’t able to place recently — I can pre-underwrite and let you know quickly if Non-QM saves the deal.

10/17/2025

Lots of people are reacting to what's happening in the market right now. But not many are stepping up to guide them.

The Wall Street Journal reported that a 0.3% drop in mortgage rates led to an 80% jump in refinance activity.

This shows just how sensitive the market is to even small rate shifts.

Homeowners are glued to every news update, rushing into big financial calls without solid advice.

That's a real opening for you.

People don't need guesses about future rates. They want straightforward breakdowns of the chaos, what it means for their own wallet, and help making level-headed moves.

That's how you build real trust as their advisor.

If you're in real estate or lending, hit your clients with some clear info now—before the pushy sales calls from competitors swoop in and snag them.

Redfin says there are 500,000 more home sellers than buyers—because when in doubt, invent your own numbers! They claim 1...
06/16/2025

Redfin says there are 500,000 more home sellers than buyers—because when in doubt, invent your own numbers! They claim 1.943 million active listings from MLS data, but Realtor.com, using the *same MLS*, shows just 959,000. The National Association of Realtors reports 1.45 million total listings, but 400,000 are under contract—so Redfin must be counting invisible homes or future dreams.

Even more alarming? Reputable outlets like the Wall Street Journal are parroting this magic math without blinking. When even trusted media runs with fantasy figures, it’s no wonder the market feels confusing.

Good times!!! Orange County Greek Festival!!! at Saint John the Baptist
05/20/2025

Good times!!! Orange County Greek Festival!!! at Saint John the Baptist

03/12/2025

Rocket has bought Redfin... I guess Rocket got tired of doing realtor lunches 😂

Mortgage interest rates are projected to go down more this upcoming year... That said, ask yourself if it is worth possi...
12/04/2024

Mortgage interest rates are projected to go down more this upcoming year... That said, ask yourself if it is worth possibly having to pay 10's of thousands more for a home in 12 months for an interest rate only .33% lower than it is today? Reach out to me and I'll show you why buying today almost always makes sense.

Added context: $7450 in 1955 had roughly the equivalent purchase power as $88k today... That said, a $88k home in Southe...
12/02/2024

Added context: $7450 in 1955 had roughly the equivalent purchase power as $88k today... That said, a $88k home in Southern California is virtually non existent.

You know what hits harder than Mike Tyson? Rising home prices. Call me today and I will show you how you can get your ho...
11/15/2024

You know what hits harder than Mike Tyson? Rising home prices. Call me today and I will show you how you can get your home before prices knock you out.

11/04/2024

When is the best time to purchase a home? Now! (explanation in comments)

Address

1265 Corona Pointe Court Suite 301
Corona, CA
92879

Telephone

+19514323651

Website

Alerts

Be the first to know and let us send you an email when John Geanakos Loan Officer, NMLS 1202302, PRMG 75243 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to John Geanakos Loan Officer, NMLS 1202302, PRMG 75243:

Shortcuts

Share

Category