Bill Bloom Senior Loan Officer nmls#65557

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Bill Bloom Senior Loan Officer nmls#65557 Bill is a Senior Loan Officer helping borrowers achieve their home financing goals with solutions tailored to their unique needs.

Bill focuses on origination and is committed to helping borrowers find the options they need to succeed in today’s market. In his 20 years in the mortgage business, Bill has worked closely with approximately 2,000 families, with over 50% of customers being repeat clients and referrals. His annual closings range from $40-$60 million, and he works meticulously with many high-net-worth borrowers, including physicians, attorneys, and entrepreneurs. However, being a Marine and former teacher keeps him connected with his local community's teachers, police officers, firefighters, and other first responders. Before working in the banking and mortgage business, Bill was a well-respected high school history teacher and coach in Howard County, Maryland. Bill also served his country as a United States Marine as a Non-Commissioned Officer with the 1st Recon Battalion Light Armored and 1st Tank Battalion stationed at Camp Pendleton, CA. Bill is a graduate of the University of Maryland Baltimore County earning- his Bachelor of Arts degree in History and is currently attending American Military University to attain his MBA in marketing. Born and raised in Ellicott City, Maryland, Bill is now a resident of Eldersburg. He and his wife of 24-years have two children – Alaina (24), who is a student at the University of Hawaii as well as Gavin (21), who is working for Presidential HVAC. Bill also has two rescue dogs who he adores, Gertie and Frankie.

Why Some Pre-Approvals Fail—and the Questions Every REALTOR® Should AskRead the full article.
11/02/2026

Why Some Pre-Approvals Fail—and the Questions Every REALTOR® Should Ask

Read the full article.

Why Some Pre-Approvals Fail—and the Questions Every REALTOR® Should Ask

11/02/2026

Thinking about using a bridge loan to buy your next home before selling your current one? I actually talk most clients out of them. Between upfront fees, lender points, and juggling three payments on paper, traditional bridge financing can strain your qualifications. Smarter options like a mortgage recast or modern equity programs can help you transition smoothly instead. Send me a direct message today to map out the best strategy for your next move. 🏡

https://linktr.ee/billbloom

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10/29/2026

A lot of lenders talk about their culture, but at Guaranteed Rate Affinity, we truly walk the walk.

Our focus on sharing our winning practices is a key part of our culture. We lift each other up and celebrate our successes.

10/28/2026

Markets are pulling in two directions: inflation is still a concern, but tighter financial conditions could give the Fed reason to stay patient. That makes the next mortgage-rate move hard to call. One of our Loan Officers can help you compare today’s options without building your purchase plan around a prediction.

Congratulations Tony Gemmell and welcome to the President's Club at Guaranteed Rate Affinity!
10/26/2026

Congratulations Tony Gemmell and welcome to the President's Club at Guaranteed Rate Affinity!

10/26/2026

A buydown could be a win-win scenario for all parties. Instead of dropping the price, reduce the rate. Hear it from Christine Wenger on how a rate buydown could be the solution to a listing that's been sitting.

10/23/2026

A rate buydown could lower the interest rate and monthly payment, creating a more affordability without automatically cutting the list prices. Enda Moore explains exactly how a temporary buydown strategy could work for you. Don't drop the price, reduce the rate.

10/21/2026

A week after the Fed raised its benchmark rate, Treasury yields dipped while mortgage rates were mostly flat. With rates remaining high amid persistent inflation, buyers should focus on their budget, timing and financing options. Your Guaranteed Rate Affinity Loan Officer can run the numbers and help you navigate today’s market.

Congratulations Natasha Robinson and welcome to the President's Club at Guaranteed Rate Affinity!
10/20/2026

Congratulations Natasha Robinson and welcome to the President's Club at Guaranteed Rate Affinity!

10/20/2026

Hear from Robin Baran on what makes Guaranteed Rate Affinity the best of the best. Our incredible Events Team is like having a professional event planner by your side at all times, making a huge difference in creating an exceptional guest experience while helping loan officers grow their businesses together. Curious what it’s really like to be part of the team? Hear it straight from Robin and discover what sets Guaranteed Rate Affinity apart!

10/19/2026

If you're looking for a home, don't drop the price, reduce the rate. Do you know what a rate buydown is? Hear it straight from Johnita on a way that you can ease into homeownership.

10/16/2026

If a monthly payment is what's holding buyers back, don't drop the price, reduce the rate. Hear from Monica on how a RateReduce buydown lowers payments early so buyers can move in now instead of waiting it out.

5.0 star review received on Experience.com for Bill Bloom by Paul K - Bill Bloom and his team did a phenomenal job and c...
10/04/2026

5.0 star review received on Experience.com for Bill Bloom by Paul K - Bill Bloom and his team did a phenomenal job and consistently had our best interests in mind. He helped us secure the lowest mortgage rate possible and provided multiple scenarios with expert guidance on the pros and cons, tailoring everything to our unique requirements. His expertise with VA loans and all the intricate details involved was absolutely essential, especially with the VA Interest Rate Reduction Loan that we refinanced with Embrace. His team seamlessly handled the entire mortgage process as if we were their only customer. Anyone taking out a mortgage or refinancing, especially with a VA loan, will be in great hands with Bill and his team. Our heartfelt thanks to Bill, Kelly, Katie, and all the others others who worked diligently to ensure success of the process from start to finish.

Read more: https://experience.com/reviews/william-bloom-jr-227873/0189f0a8-dfe5-4f48-8545-a0f8cb8f88bc?V=1791108123&utm_source=facebook&utm_medium=autopost&utm_content=13715211

5.0 star review received on Experience.com for Bill Bloom by Monika W - Working with Bill has been an absolute pleasure....
09/25/2026

5.0 star review received on Experience.com for Bill Bloom by Monika W - Working with Bill has been an absolute pleasure. He made the entire process remarkably smooth and easy, consistently responding to our questions in a timely manner. His attentiveness and professionalism throughout have been greatly appreciated. Highly recommended.

Read more: https://experience.com/reviews/william-bloom-jr-227873/412ff4bd-2a7a-4380-a00c-3d5c26e29ab8?V=1790352952&utm_source=facebook&utm_medium=autopost&utm_content=13673282

Address

6100 Merriweather Drive, Suite 220
Columbia, MD
21044

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

(443) 745-0479

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