Pat Gannon at Guaranteed Rate NMLS ID: 181267

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Pat Gannon at Guaranteed Rate NMLS ID: 181267 SVP of Mortgage Lending at Guaranteed Rate NMLS ID: 181267 Guaranteed Rate NMLS ID: 2611 Guaranteed Rate, Inc. NMLS 2611 3940 N. http://www.rate.com/privacy

Ravenswood Ave., Chicago, IL 60613 (866) 934-7283 • rate.com Equal Housing Lender For licensing information, go to www.nmlsconsumeraccess.org www.rate.com/licensing Licensed by the NJ Dept of Banking and Insurance Licensed by The Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.

Thank you for such great reviews!      .
11/02/2026

Thank you for such great reviews!
.

10/30/2026

Fed Meeting Update October 2026. Here’s the highlights… Contact me for more detailed information. Don’t wait… Now is the time!

Check out this new listing and spread the word!
10/29/2026

Check out this new listing and spread the word!

(BRIGHT MLS) For Sale: 3 beds, 1.5 baths ∙ 2306 sq. ft. ∙ 7402 Poplar Ave, Baltimore, MD 21224 ∙ $295,000 ∙ MLS # MDBC2178794 ∙ Coming Soon: Well-maintained home featuring 3 bedrooms, 1 full bath, and 1 half bat...

10/28/2026

HELOC (Home Equity Line of Credit) and cash-out refi get mixed up all the time, and it's easy to see why.

Both are ways to make use of the equity you've built, they just work very differently. Knowing how they compare puts you in a better spot to decide what fits when your goals shift. No need to have it all figured out today.

Save this for when the time feels right, and reach out whenever you'd like to talk it through.

10/28/2026

Some good news for homebuyers this week! 🏡

Mortgage rates have improved, giving buyers a little more purchasing power. At the same time, home sales and new construction have slowed, which can mean less competition for you right now. And with fewer new homes being built, existing home values could stay strong.

Bottom line? If you've been sitting on the sidelines waiting for the perfect time to buy, this could be your opportunity to get back in the game. 🏈

Questions about buying or refinancing? Send me a DM or drop a comment below. Let's talk! Thanks for hanging with Gannon.

Don’t go into your mortgage blind. A loan estimate gives you a preview of what your financing will look like, including ...
10/22/2026

Don’t go into your mortgage blind. A loan estimate gives you a preview of what your financing will look like, including the loan terms, interest rate and estimated payment. If mortgage lingo sounds like another language, I’m here to help.

Expand your homebuying vocabulary with our helpful guide or reach out to ask specific questions.

https://myoc.io/cZmL2eGyek2/2d4mX

Instead of waiting for the market to give you a sign, find what makes sense for you. Remember, there’s no universal gree...
10/21/2026

Instead of waiting for the market to give you a sign, find what makes sense for you. Remember, there’s no universal green light signaling it’s time to buy your home. I can help you evaluate your finances, goals and timeline alongside your market’s activity to see when your best moment is.

https://myoc.io/cZmL2eGyek2/QBT4O

Big news for property investors. Ready to scale your portfolio without draining your cash reserves? Let’s talk about how...
10/20/2026

Big news for property investors.

Ready to scale your portfolio without draining your cash reserves? Let’s talk about how you could use this advantage to expand your portfolio.

• Options up to 90% LTV on 1-unit investment properties
• Options up to 85% LTV on 2–4 unit properties
• No mortgage insurance required

10/19/2026

Check out this clip from my most recent webinar that I hosted “Rate Reduce Sell”.

The Math

Check out the entire webinar at the link below.

https://youtu.be/x0Xbf3-XSTA

Reach out to me for more!


School's in session! Rate is here to help you check off your essentials before house hunting. 🏡✏️Applicant subject to cr...
09/01/2026

School's in session! Rate is here to help you check off your essentials before house hunting. 🏡✏️

Applicant subject to credit and underwriting approval. Restrictions apply.
Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit nmlsconsumeraccess.org. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/13/2026

Pattern recognition is the first step. Now it's time to break it.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6182a1zqj. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/06/2026

The best way to stop paying rent? Owning a home. We can help with that.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6183aEcoZ. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

08/03/2026

Our choices shape our days, and our days shape our lives. Start living yours in the Rate App.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6188a8x04. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/25/2026

Car guy? No. House guy.

Applicant subject to credit and underwriting approval. Restrictions apply.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6181v7DIb. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/22/2026

All the tools to live a longer, happier life - all in one place

Closing day: 🥳🔑🏡 Moving day: 📦😵‍💫🍕🛏️Guaranteed Rate Inc. D/B/A Rate; NMLS  #2611. For licensing information visit http:/...
07/21/2026

Closing day: 🥳🔑🏡 Moving day: 📦😵‍💫🍕🛏️

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6180vfO4Y. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

07/20/2026

Consider this a stress-free sample of all the Rate App app has to offer.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6187v2bBc. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/14/2026

The couch situation is between you and the doorway. The utilities do not have to be.

Rate Concierge gives you one point of contact to transfer and set up your utilities and internet at your new home, at no additional cost. Less time calling providers. Fewer moving-day surprises. One less horror story. Rate Concierge, powered by OneSource.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6189vFO99. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Address

10320 Little Patuxent Pkwy, Suite 1140
Columbia, MD
21044

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