What are the opening hours?

Monday 9am - 6pm Tuesday 9am - 6am Wednesday 9am - 6pm Thursday 9am - 6pm Friday 9am - 6pm

Jeff Modeski at First Heritage Mortgage

Home
United States
Columbia, MD
Jeff Modeski at First Heritage Mortgage

Directions Website

The home buying process is a celebratory, life-changing event! We provide an exceptional experience.

NMLS ID #217558
First Heritage Mortgage, LLC
Equal Housing Opportunity
Company NMLS ID #86548 (www.nmlsconsumeraccess.org)
Columbia Branch ID #2857278 We focus on delivering superior customer experiences and takes pride in helping people achieve their dream of owning a home. We’re like you: fellow homeowners, active community members, and family-focused individuals.

10/23/2026

What’s happenin’?!?

10/23/2026

Some things SHOULD be scary in October… 👻

🎃 Haunted houses
🕷️ Spiders
😱 Scary movies

Buying a home shouldn’t be one of them! 🏡

A little guidance, good communication and the right team can make the mortgage process feel a whole lot less spooky.
Call or message us today!

10/21/2026

Unlocking your VA home loan benefits just got way easier 🇺🇸

This blog breaks down all things VA loans — how you can buy a home with no down payment, skip monthly mortgage insurance, and still get competitive rates, plus how things like the VA funding fee, closing costs, and reuse of your benefit actually work in real life!

If you're ready to see what your VA benefits can do for you, check out our blog! 👇
https://myoc.io/l/trheT

10/16/2026

Let’s play FALL THIS OR THAT! 🍁

🎃 Pumpkin carving OR apple picking?

Drop your choices below! 👇

10/14/2026

🚨 Last call! FHM's social media webinar is tomorrow at 10 AM!

If growing your business and staying top of mind with your network are on your radar, you don't want to miss this 📲

The FHM Marketing team is breaking down how to choose the right platforms, figure out what to post, and build a social media strategy that feels authentic without adding more to your plate.

The webinar is tomorrow, Thursday, October 15, at 10 am! If you haven't registered yet, they have a few spots left. Register here. 👇
https://zoom.us/webinar/register/6517907937624/WN_cnynfJz0RnW7u5k6J4WXig #/registration

10/14/2026

Are you trying to get rid of PMI? If you are, you’re in the right place!

PMI is a helpful tool that helps buyers become homeowners sooner without waiting to save a full down payment. But getting rid of PMI means one less monthly expense. Depending on your mortgage, your home’s value, and how much equity you’ve built, there are several possible paths to getting rid of PMI. 😄

For a visualization, Follow along with these steps:
✅ Check your mortgage statement. �
✅ Call your loan servicer. �
✅ Ask about your PMI removal options. �
✅ Find out if your home value has increased. �
✅ Consider making extra principal payments. �
✅ Look into refinancing if appropriate.

Removing PMI can lower your monthly mortgage payment and help you keep more money in your pocket to be used home projects or other investments. 🏡

If YOU want to stop paying more bills, check out our blog to learn more about getting rid of your PMI! 🔗
https://myoc.io/l/l7KlW

10/09/2026

FRIDAY FUN! 🏡

You can only pick ONE…

A DREAM KITCHEN 👩‍🍳
or
A DREAM BACKYARD 🔥

Which one are you choosing?

10/07/2026

Found a house you love… but have no idea if you can afford it? 🏡😅

Before you start scrolling through listings or scheduling showings, getting pre-qualified can help you understand what you may be able to afford—and give you a clearer starting point for your home search.

It can also help you catch potential financial hurdles early and show sellers that you’re serious about buying.

Read our latest blog to learn why getting pre-qualified should be one of your first steps. 👇
https://myoc.io/l/a7AL4

10/06/2026

Our social media webinar has moved to next week, which means you have more time to save your spot and join me! 📅

The First Heritage Mortgage Marketing team will break down how to choose the right platforms, decide what to post, and build a repeatable content strategy that feels authentic, not overwhelming. You’ll leave with a practical roadmap to use social media more intentionally to grow your business. 📈

Here are the details 👇
🗓️ Thursday, October 15
⏰ 10 AM

Let's learn together! DM me for the registration link. 🔗

10/02/2026

October is officially here! 🍂🎃

Cooler weather, football, pumpkins, cozy weekends… what’s YOUR favorite thing about October?

🍁 Fall foliage
🏈 Football
🎃 Halloween
☕ Pumpkin everything
🔥 Sweater weather

I’m going with football! 🏈

Address

11000 Broken Land Parkway, Suite 105
Columbia, MD
21044

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6am
Wednesday	9am - 6pm
Thursday	9am - 6pm
Friday	9am - 6pm

Website

https://fhmtg.com/officers/jeff-modeski/

Alerts

Be the first to know and let us send you an email when Jeff Modeski at First Heritage Mortgage posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.