Jesse Barbaro - Guild Mortgage Loan Officer NMLS #1304162

10/24/2026

4.75 star review received on Experience.com for Jesse Barbaro by Elizabeth W - Thank you.

Click to see all 432 reviews of Guild Mortgage - Jesse Barbaro, Senior Loan Officer | NMLS # 1304162

10/19/2026

5.0 star review received on Experience.com for Jesse Barbaro by Peter S - Very clear explanations. Options offered; consequences of different choices explained. Totally unlike other sources who had more of a this-is-the-best-we-can-do-considering-your-credit approach.

Click to see all 431 reviews of Guild Mortgage - Jesse Barbaro, Senior Loan Officer | NMLS # 1304162

10/16/2026

Happy Early Halloween from the team at Guild Mortgage Columbia Downtown!

10/09/2026

Debt-to-income ratio, or DTI, is one of the key numbers lenders review during the home financing process. It is simply your monthly debt divided by your gross monthly income.

A strong homebuying plan is not just about the purchase price — it is also about making sure the monthly payment fits comfortably within your budget. If you are thinking about buying a home, understanding your DTI is a great place to start.

If you would like to better understand how lenders look at income, debts, and monthly affordability, I am happy to help you talk through the process and your options.



Guild Mortgage Company; Equal Housing Opportunity; NMLS #3274

Powered by Experience.com

10/09/2026

5.0 star review received on Experience.com for Jesse Barbaro by Hemanth Y - Working with Jesse has been wonderful and seamless, stress-free always pleasant to talk to. Jesse is on top of things and very communicative, pro active, which puts your mind at ease!

Click to see all 429 reviews of Guild Mortgage - Jesse Barbaro, Senior Loan Officer | NMLS # 1304162

10/02/2026

5.0 star review received on Experience.com for Jesse Barbaro by William D - Great service

Click to see all 427 reviews of Guild Mortgage - Jesse Barbaro, Senior Loan Officer | NMLS # 1304162

09/29/2026

09/25/2026

5.0 star review received on Experience.com for Jesse Barbaro by Allana M - Agent and his team were in contact with us through the whole process. Any changes were addressed immediately.

Click to see all 425 reviews of Guild Mortgage - Jesse Barbaro, Senior Loan Officer | NMLS # 1304162

09/25/2026

Jesse Barbaro is a Mortgage Loan Officer with Guild Mortgage serving homebuyers in Lexington, Columbia and communities throughout the South Carolina Midlands. In the mortgage industry since 2012 and licensed since 2015, Jesse is passionate about helping people achieve homeownership—especially first-time buyers navigating the process for the very first time.
With strong product and guideline knowledge, Jesse approaches lending with a coach’s mindset. He takes time to understand each borrower’s individual situation, find the financing option that makes sense for their goals and, most importantly, explain why it works. His experience spans a variety of financing options, including Conventional, FHA, Reverse Mortgage, DSCR and Bank Statement loans.
A former college baseball player, Jesse believes that what sometimes looks like luck is usually the result of consistently putting yourself in the right position. That mindset carries into his business, where genuine relationships, preparation and hard work have helped him build lasting connections with clients and referral partners.
Outside of mortgages, Jesse is a proud husband and dad of two boys who loves staying active and spending time with his family. Whether it’s time with his wife and kids, cheering from the sidelines at a baseball game or getting out on the boat together, family is an important part of his life. You’ll also often find Jesse on the pickleball court or at the gym. A former college baseball player and coach, he brings that same competitive spirit, consistency and team-first mindset to his work—building genuine relationships and helping his clients feel confident every step of the way.

Jesse Barbaro
Senior Loan Officer | NMLS #1304162
1122 Barnwell St.
Columbia, SC 29201
O: 803-391-3539 F: 803-746-0916 C:843-607-8087
Company NMLS #3274
Equal Housing Opportunity