John Hinks Jr Mortgage Team

10/10/2026

Heard of reverse mortgages, but not sure how they actually work? Let’s clear a few things up. 👇

For eligible homeowners age 62+, a HECM reverse mortgage can turn part of your home equity into available funds without required monthly principal and interest payments.

But “no monthly mortgage payment” does NOT mean “no responsibilities.”

You still need to pay property taxes and homeowners insurance, maintain the home, and live in it as your primary residence. Interest and fees add to the loan balance over time, reducing your remaining equity. The loan must eventually be repaid, generally when the last borrower sells, permanently moves out, or passes away, subject to eligible spouse protections.

It’s not free money, and it’s not the right fit for everyone.

My job? Help you understand the benefits, costs, and tradeoffs so you can make an informed decision. No pressure. Just a conversation.

Call me if you’d like to talk through your options.

John Hinks Jr.
Lending Path Mortgage
NMLS 335154
803-546-0522
JohnHinks.com

09/30/2026

Always down to work with new agent partners… let’s work together to get some people in homes!

John Hinks Jr.
Lending Path Mortgage
NMLS 335154
www.johnhinksjr.com

09/21/2026

Which job is easier? Real estate agent or mortgage loan originator?

09/20/2026

09/12/2026

🏡 OPEN HOUSE THIS SATURDAY!

Come tour 450 Delahays Road, Columbia, SC 29209, on September 12 from 2:00 to 4:00 PM!

With 5 bedrooms, 3 full bathrooms, and over 2,300 square feet for under $300,000, this home gives you the space you have been searching for. Enjoy an open layout, a flexible main level bedroom, and a backyard with no rear neighbors, all conveniently located near Fort Jackson.

📍 450 Delahays Road, Columbia, SC 29209
📅 Saturday, September 12
⏰ 2:00 to 4:00 PM

Stop by and picture yourself at home!

Kirsten Hauge
931.249.2863
Tzedi Co Realty

09/03/2026

Register at https://hello.dgr.law/events/behindthescenes

Hope to see you there!

08/28/2026

I really love teaching.

Not because I think I have all the answers. I don’t.

But I’ve spent a lot of years in this business learning what works, what doesn’t, and what I wish somebody had told me sooner.

Getting in a room with real estate agents and loan officers, talking through the hard stuff, sharing what I’ve learned, and watching something finally click for somebody… that never gets old.

If something I’ve learned the hard way can make someone else better at their job, more confident in who they are, or a little less overwhelmed by this business, I’m happy to share it.

Turns out, teaching might be one of my favorite parts of what I get to do.