Scott Speer NMLS 780345 Loan Officer

06/24/2024

At Barrett Financial Group, our mission is to provide exceptional guidance to our customers throughout the entire mortgage loan process. We prioritize personalized attention to meet the unique needs of each customer, ensuring they have a comprehensive understanding of the process. Our team is committed to achieving our mission through empowerment and a can-do attitude, embodied in our company slogan, "Make it happen." Whether you're refinancing, buying your first home, or looking to purchase investment properties, we can get your loan done quicker and with better rates than the big banks can.

Call, text, e-mail or apply online today. We are always here to help!

barrettfinancial.com/sspeer
[email protected]

01/13/2023

A little dip in rates could be on the way. Don't miss your opportunity-get pre-approved today and be ready to make your best offer with confidence!

Always available to help!

https://www.streamlinehl.com/2133578/scott-speer

12/28/2022

What's in store for 2023? My guess is a slight correction to home prices and interest rates.

There are many reasons to refinance-securing a lower long term rate is only one of them. Major home repairs or renovations? Tuition, books and fees? Debt consolidation to improve your cash flow and start building for the future? Dropping PMI due to your home's increased value?

If any of these are on your mind...let's talk today! It will never cost you anything to find out if I can help.

Heading into the holidays, mortgage rates continued to move down. Rates have declined significantly over the past six weeks, which is helpful for potential homebuyers, but new data indicates homeowners are hesitant to list their homes. Many of those homeowners are carefully weighing their options as...

12/23/2022

Will 2023 be the year you find a new habitat? It's never too early to get started. It's cold outside...but it's still a hot market. Happy Holidays to all!

08/09/2019

Credit scores remain the first and most important hurdle towards mortgage qualifying. Not all credit scores are the same! I'd love to help you or anyone you know understand your credit score and how to qualify for the very best and most affordable mortgage products.

Learn about the differences between the VantageScore and FICO credit-scoring models and how those differences may impact your scores.

05/24/2019

Unemployment is low but so are wages.
Fix income inequality and you fix everything since consumer spending is so crucial to the American economy.
There is good news though:
many smaller cities like Columbia, SC are beacons of affordable homeownership despite generally lower salaries in the area.
Contact me today to see how much home you can afford.
So many amazing opportunities to buy a home with little to no money down.

The overall economy recorded a notable 3.2% annualized GDP growth rate during the first quarter of 2019. However, it was the fifth consecutive quarter of negative contributions to economic growth from residential fixed investment (a measure of single-family building, apartment development and remode...

04/11/2019

Everyone deserves a fair chance to own their piece of the American Dream! Fair and affordable housing is the key to upward economic mobility for all.

In observance of April as Fair Housing Month, SC Housing endorsed a proclamation observing the 51st anniversary of the memorable landmark legislation that established a national policy of Fair Housing. The Fair Housing Act, recognized as an indispensable tool in stamping out housing discrimination, also protects those who may become victims of the unscrupulous lending practices of predatory lenders. Learn more about the Fair Housing Act and your rights: https://bit.ly/2uXtaWK