Bob Szarmach / The Federal Savings Bank

10/14/2024

11/10/2023

10/29/2023

09/30/2023

It can be scary to think about how much money you’ll have to put down for a house. Luckily, a loan officer can guide you through Down Payment Assistance Programs (DPA) to help you understand how much you may or may not need to bring to the table. Reach out today to learn more about these federally backed programs!

Down payment assistance requirements are based on the mortgage insurer or guarantor’s guidelines. Borrower may fund down payment and closing costs. Down Payment Assistance Program, which assist eligible homebuyers with purchasing a home. Down payment assistance programs are not eligible for all potential homebuyers.

09/27/2023

Talk with me about pre-qualification and ease your mind from all worries. This important first step in the process will allow you to get to know your options and parameters without going through a formal loan application.

09/25/2023

The advantages of buying may be more beneficial to you than renting, and vice versa. Where buying may offer certain tax advantages, renting makes it easier to move out. Let’s chat and go over some of the reasons for and against each option. Make the right choice for yourself today!

09/23/2023

The day has arrived! When you finally close your property, some of the people involved are your loan officer, real estate agent, and attorneys. Connect with me to solidify your preparation for the big day!

09/20/2023

Walking through the property you plan to purchase is important before you finally close. This will not only help you envision yourself living there but you will also see its current condition. Reach out to me today to set yourself on the path to homebuying!

09/18/2023

There are many steps leading up to the final closing. One of them is to review your closing costs and be prepared for the balance due. Don’t be caught off guard and let's go over everything you need to know!

09/16/2023

To bring you closer to securing your property, you must finalize a contract. This will set the terms and conditions for your home purchase before activating the full loan approval process. Let's chat and go over why this is an important step in the process so you’re prepared when the property is appraised!