Haisem Mustaneer virk-Senior Loan Officer NMLS# 2132429 .

Haisem Mustaneer virk-Senior Loan Officer NMLS# 2132429 . Haisem Virk graduated from Forman Christian college and moved to New York in 2017. For Haisem, being a Mortgage Banker is not about having just a 9-to-5 job.

📍Texas
🏠 Helping families to get into there dream home

Loan Factory inc is an Equal Housing Lender Nmls #320841.For licensing information go to www.nmlsconsumeraccess.org” He had dream to buy a home, so he moved to Texas a week before COVID brought things to a halt in early 2020. With over 5 years of experience in customer service and over a year in the mortgage industry, Haisem joined The Federal

Savings Bank as a Mortgage Banker in 2024. In joining TFSB, he is excited to continue being able to help hundreds of families in all 50 states find a place to call home. He is always willing to answer his clients' calls, even the ones after 5pm and especially on weekends. When he has free time, he prefers to spend it playing cricket.

Dreaming of your next home but haven't sold your current one yet? 🏡 A bridge loan could be your perfect solution for a s...
06/12/2026

Dreaming of your next home but haven't sold your current one yet? 🏡 A bridge loan could be your perfect solution for a smoother transition, offering short-term financing to leverage your home equity.

Ready to explore if a bridge loan fits your unique situation? Let's connect and map out your next move!

Bridge loans are subject to qualification and program guidelines. Not all borrowers will qualify.

Haisem Virk | NMLS #2132429
Loan Factory | NMLS #320841

Renting covers your living space, but homeownership can be a powerful way to build your future. Every payment can tell a...
06/10/2026

Renting covers your living space, but homeownership can be a powerful way to build your future. Every payment can tell a different story – are yours building equity and long-term stability? Investing in your own home means creating a foundation that grows with you. Let's explore your homeownership possibilities. 👀

Haisem Virk | NMLS #2132429
Loan Factory | NMLS #320841

Dreaming of owning your first home? 🏡 It might be more achievable than you think! FHA loans offer flexible options and c...
06/08/2026

Dreaming of owning your first home? 🏡 It might be more achievable than you think! FHA loans offer flexible options and can help qualified borrowers with lower down payments make homeownership a reality.

Ready to explore your possibilities? Let's chat about your home financing options and take that exciting next step!

FHA loans are subject to borrower qualification, loan limits, and program requirements. Not all applicants will qualify.



Haisem Virk | NMLS #2132429
Loan Factory | NMLS #320841

Ready to tackle the homebuying journey? 🏡 Understanding mortgage pre-approvals is a crucial first step! Lenders look at ...
06/05/2026

Ready to tackle the homebuying journey? 🏡 Understanding mortgage pre-approvals is a crucial first step! Lenders look at your income, employment, credit, and assets to determine your loan eligibility.

Did you nail this mortgage knowledge? Let us know your answer below! 👇 Or, reach out to discover what documents are commonly needed for pre-approval.

Pre-approval is subject to lender review and verification of borrower information. Loan approval is not guaranteed. Program guidelines apply.

Haisem Virk | NMLS #2132429
Loan Factory | NMLS #320841

Your VA Home Loan benefit is closer than you think! 🏡 After your dedicated service, it's time to unlock incredible homeb...
06/04/2026

Your VA Home Loan benefit is closer than you think! 🏡 After your dedicated service, it's time to unlock incredible homebuying advantages like flexible credit requirements and the possibility of no down payment. Let's explore your options and see if you qualify for this valuable benefit. Reach out today to get started!

Haisem Virk | NMLS #2132429
Loan Factory | NMLS #320841

Myth busted: A 30-year mortgage doesn't mean you're tied down for three decades! 🏠 It's just a repayment timeline. Many ...
06/03/2026

Myth busted: A 30-year mortgage doesn't mean you're tied down for three decades! 🏠 It's just a repayment timeline. Many homeowners pay off their loans faster by making extra payments, refinancing, or selling.

The most important part? Choosing a loan that perfectly matches your financial journey and future plans.

Curious about which mortgage term is right for you? Let's chat about your options and build a smart strategy!

Haisem Virk | NMLS #2132429
Loan Factory | NMLS #320841

Imagine creating a home that truly reflects your unique style! From a dream kitchen to a peaceful home office, homeowner...
06/02/2026

Imagine creating a home that truly reflects your unique style! From a dream kitchen to a peaceful home office, homeownership unlocks the freedom to design your perfect sanctuary. Ready to turn that dream into reality and accelerate your path to owning your first home? Let's discuss your personalized mortgage approach today.

Haisem Virk | NMLS #2132429
Loan Factory | NMLS #320841

Did you know the lowest monthly payment isn't always the smartest choice? 🤔 Understanding your mortgage means looking at...
06/01/2026

Did you know the lowest monthly payment isn't always the smartest choice? 🤔 Understanding your mortgage means looking at the whole picture: loan length, total interest, and how it fits your future plans. Your homeownership journey should align with your financial goals, not just your current budget.

Have questions about making the right mortgage choice for you? Let's chat and build a strategy that works!

Haisem Virk | NMLS #2132429
Loan Factory | NMLS #320841

Dreaming of owning your own manufactured home? You might be surprised by the flexible financing options available! Thes...
05/28/2026

Dreaming of owning your own manufactured home? You might be surprised by the flexible financing options available! These homes can be a fantastic, affordable path to homeownership, and we can help you explore programs with potentially low down payments and terms that fit your goals.

Ready to see what's possible? Message me today to discuss your options.



Haisem Virk | NMLS #2132429
Loan Factory | NMLS #320841

You don’t need perfect credit to become a homeowner. Many buyers are surprised to learn they can qualify with flexible c...
04/30/2026

You don’t need perfect credit to become a homeowner.

Many buyers are surprised to learn they can qualify with flexible credit options and the right loan strategy.

Want to know where you stand? Let’s talk and explore your options.



Haisem Virk | NMLS #2132429
Loan Factory | NMLS #320841

Address

2195 Tully Road
San Jose, CA
95122

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Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 8am - 8pm

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