The Federal Savings Bank

09/02/2026

When searching for a home, it’s easy to focus on bedrooms or square footage—but for many families, the kitchen becomes the place where everyday life happens.

It's where after-school stories are shared, homework gets started, and everyone comes together before the evening begins.

What makes your kitchen feel like the heart of your home?

08/31/2026

🏖️ A beachfront cottage. A condo with ocean views. A quiet retreat near the water.

There's no single blueprint for a second home. The right property depends on how you plan to use it, who you'll share it with, and the lifestyle you're hoping to create.

That's why exploring second home loan options is often the first step—before deciding exactly what "home away from home" looks like for you.

In destinations like the Outer Banks, buyers have a variety of ways to turn a favorite getaway into something more permanent.

08/30/2026

If you’re a Veteran, active-duty service member or part of the Guard or Reserves, you may be eligible for a Veterans Affairs (VA) home loan.

In this article, Mike Crossett, Executive Vice President / NMLS # 184313 breaks down what VA loan eligibility looks like in 2026, including service requirements, Guard and Reserve eligibility and how a Certificate of Eligibility works.

Read the guide to see who qualifies and what to know before starting your homebuying journey.

Learn which homeownership costs may be tax-deductible with a Veterans Affairs loan, what usually isn’t, and what documents to save for tax time.

08/29/2026

If you’re behind on payments for your Veterans Affairs (VA) loan, it’s natural to worry about what default could mean for your home.

Understanding VA loan default consequences and the options that may be available can help you take steps forward.

Learn what happens after missed payments, how foreclosure works, and what alternatives may exist.

Behind on your Veterans Affairs (VA) loan? Learn what happens if you default and what options you have to avoid foreclosure.

08/28/2026

A little preparation over the weekend can go a long way during the week.

Taking the time pack backpacks, updating the family calendar, or organizing the week’s essentials could help mornings feel a little more manageable and leave more time for what matters most.

What's one thing your family does on the weekend to get ready for the week ahead?

08/25/2026

🌴 What if your retirement destination didn't have to wait until retirement?

Many buyers choose a second home in a place they can enjoy today while also keeping future plans in mind.

Instead of waiting years to settle into a favorite destination, a second home loan may help qualified buyers purchase a property they can visit now and enjoy for years to come.

For many, that's the real benefit of a second home—creating memories today while planning for tomorrow.

08/24/2026

As families grow, homes often need to grow alongside them.

Some homeowners use a cash-out refinance to help fund renovations, additions, or updates that create more space for changing routines and long-term needs.

The best homes continue adapting with the people inside them.

08/23/2026

Buying a home for the first time? The neighborhood you choose might matter almost as much as the home itself.

But it can be hard to know what you're really supposed to be looking for in a neighborhood.

Check out our article here for a breakdown of important factors in picking a neighborhood for your family.

Choosing a neighborhood is about more than school ratings. Here's how to find the one that truly fits your family's life.

08/22/2026

Can you buy a duplex, triplex, or fourplex with a Veterans Affairs loan?

In some cases, yes, if you also plan to live in one unit and meet VA and lender guidelines.

Read this to learn how occupancy rules work and when rental income may factor into qualification. https://bit.ly/4sGeMwW
Author: Mike Crossett, Executive Vice President / NMLS # 184313

Can you buy a 2–4 unit home with a Veterans Affairs (VA) loan? Learn the rules, occupancy requirements, and how rental income may help you qualify.

08/21/2026

🏆 Top 15 and staying strong!

The Federal Savings Bank is proud to be recognized as one of the Top 15 Banks with the highest retail mortgage volume in Q1 2026!

This achievement reflects the dedication of our incredible teams and our continued commitment to helping customers achieve their homeownership goals.

We’re proud of the momentum and ready to keep climbing! 🏔️