The Kriticos Group at CrossCountry Mortgage LLC

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Chicago, IL
The Kriticos Group at CrossCountry Mortgage LLC

Chicago mortgage guidance for first-time buyers, self-employed borrowers, move-up buyers,
and real estate investors.

Clear answers, personalized financing options
📍 Chicago, Illinois
🏡 Home purchase and refinance options
📊 Investment property financing I am proud to be a top-performing loan officer who helps Americans find, keep and afford their dream homes. Helping people’s dreams of home ownership come true is my biggest motivation. Purchasing a home is often the single largest financial decision of people’s lives, and I enjoy being a part of something that affects individuals in a such a profound way. As a loan officer at CrossCountry Mortgage, I have focused my business on helping homebuyers with a wide array of products such as FHA, VA, USDA, 203K, Down Payment Assistance Programs, Non QM loan and much more. By being able to control the credit decision and turn times for the crucial stages of a mortgage, we are known to be a lender you can count on and that closes on time. My biggest goal is to help my clients feel at ease with their particular loan product, so I lay out all of their options and walk them through every step of the process. I believe that my honesty, passion, and transparency helps make my clients feel comfortable every step of the way.

11/01/2026

🎃 TRICK OR TREAT? MORE LIKE… TRICK OR ANOTHER DOCUMENT! 👻

POV: You think the application is finally complete… until another document request appears out of nowhere. 😭

Just when you thought the paperwork was over, there's one more thing to send!

A little patience, a good checklist, and the right lender can make the process much less scary.

📩 Planning to buy a home? Let's make your journey a little less frightening. Send me a message to get started!

Adam Kriticos
Originating Branch Manager | CrossCountry Mortgage
NMLS #213817
📞 847.942.1497
📧 [email protected]

11/01/2026

🏙️ WHAT COULD $140K IN ANNUAL INCOME GET YOU IN CHICAGO?

Let's take a closer look at this property and break down what the numbers could look like!

📍 1224 W Ohio St Unit 3E, Chicago, IL 60642

✨ Property Highlights:
🛏️ 2 Bedrooms
🛁 2 Bathrooms
📐 1,400 Sq. Ft.
🚗 1-Car Garage

💰 Let's talk numbers:
• Estimated Monthly PITI: $5,213
• Estimated 20% Down Payment: $142,980
• Estimated Closing Costs: $10,000
• Estimated Total Cash to Close: $152,980
• Estimated Annual Qualifying Income: $140,000

Could this be the home you're looking for? The right financing strategy starts with understanding your numbers.

📩 **Want to know if your income could support a home like this?** Send me a DM, and let's explore your mortgage options!

**Adam Kriticos**
Your Local CrossCountry Mortgage Loan Officer
📞 847.942.1497
📧 [email protected]

All figures are estimates for illustrative purposes only and are subject to change. Actual payments and qualifying income depend on interest rates, loan terms, credit, debts, and individual borrower qualifications. Estimated cash to close is before applicable credits or adjustments. Utilities, maintenance, and other costs are not included. This is not a commitment to lend.

10/30/2026

🏡 ILLINOIS HOMEBUYERS: $9,000 COULD HELP BRING YOU CLOSER TO HOMEOWNERSHIP!

Saving for a down payment can feel like the biggest hurdle when buying a home. But what if you had additional assistance to help make that next step more achievable?

Meet the IHDA Opening Doors Loan Program from the Illinois Housing Development Authority!

Here's what eligible buyers may receive:

💰 Up to $9,000 in down payment assistance
🏡 Can be applied toward your down payment, closing costs, or both
🔑 Available to eligible first-time AND repeat homebuyers
📊 Minimum credit score of 640

How does the assistance work?

The $9,000 is provided as a second mortgage and is forgiven monthly over five years. If you sell or refinance the home before completing the five-year forgiveness period, repayment may be required.

Your path to homeownership may have more possibilities than you think!

📩 Want to see if you qualify?
DM me “OPENING DOORS” and let's explore your options!

Adam Kriticos
Originating Branch Manager | CrossCountry Mortgage
NMLS #213817
📞 847.942.1497
📧 [email protected]

Eligibility requirements, income and purchase-price limits apply. Assistance is provided as a second mortgage and is subject to program terms. Repayment may be required if the home is sold or refinanced before the five-year forgiveness period ends. Program funding and availability are subject to change. Qualification is not guaranteed.

10/29/2026

Big plans? Unexpected expenses? A CCM Signature Agency Cash Access refinance can help you access up to 90% combined loan-to-value, providing more available funds than a conventional cash-out refinance. See what may be possible: http://spr.ly/6188BHjuQE

10/28/2026

🏡 The house can be perfect. But can you comfortably afford the payment?

Before you fall in love with the kitchen, backyard, or perfect neighborhood, look at the full monthly cost.

Your mortgage payment is only part of the picture. Taxes, insurance, HOA fees, and maintenance can all affect what owning that home actually costs.

Fall in love with the payment first. Then fall in love with the house. 👀

📌 Save this for when you start house hunting.

10/27/2026

Own your home and your timeline. We'll help you buy when you’re ready — even if your current home isn’t. Get the Buy Now, Sell Later basic: http://spr.ly/6187BHT6DN

10/26/2026

📉 Waiting for the perfect deal could cost you the right one.

Smart investors focus on the numbers, not market timing. From BRRRR to DSCR loans, the right strategy can help you build equity and pursue long-term growth. 🏡📈

📩 DM me “INVEST” to explore your financing options.

10/23/2026

🏡 What income might you need to buy an $839K home in Skokie, IL?
Let’s break down the numbers.

📍 8711 Keeler Ave, Skokie, IL 60076

This beautifully renovated Cape Cod offers timeless charm with modern updates, featuring 4 bedrooms, 3.5 bathrooms, approximately 3,000 sq. ft., and a fully furnished interior.

💰 **Here’s the estimated breakdown:**

🏦 Purchase price: $839,000
📊 Estimated annual qualifying income: $150,000
💵 20% down payment: $167,800
🔑 Estimated total cash to close: $177,800
📅 Estimated monthly PITI: $5,552

Considering the rental potential? The estimated rent is $5,000/month, compared with the estimated monthly PITI of $5,552—before maintenance, vacancy, and other ownership expenses.

Every buyer’s financial situation is different, and actual qualification depends on factors like income, existing debts, credit profile, and loan terms.

📩 Curious what you could qualify for?
DM me “NEXT HOME” to discuss your mortgage options!

Adam Kritikos | CrossCountry Mortgage
Your Local Mortgage Loan Officer
📞 847.942.1497

All figures are estimates for illustrative purposes only and are subject to change. Actual loan terms, qualification, and property expenses may vary.

10/22/2026

Think you need 20% down to buy a home? 👀

Not necessarily.

Depending on the loan program and your situation, you may have options with less than 20% down. Just keep in mind that a lower down payment can come with mortgage insurance or other costs.

The goal isn't simply to hit 20%.

It's finding the option that makes sense for your finances.

📩 DM “DOWN PAYMENT” to compare your options.

Address

314 W Superior Street, Suite 503
Chicago, IL
60654

Website

https://crosscountrymortgage.com/Adam-Kriticos/, https://www.instagram.com/akriticos/

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