Kambs Jennings Group at Rate

Kambs Jennings Group at Rate Kambs Jennings Group at Rate are your dedicated team of mortgage professionals. Caleb Jennings (NMLS #1688645) | John Kambs (NMLS #224285) | Rate (NMLS #2611)

John Kambs: Producing Partnership Branch Manager NMLS 224285
Caleb Jennings: Producing Partnership Branch Manager NMLS 1688645
Dustin Jennings: VP of Lending NMLS 2086762
Jennifer Molina VP of Lending NMLS 2065587
Kristy Smith: Business Development Manager

[email protected]

Guaranteed Rate, Inc. DBA Rate NMLS 2611 3940 N Ravenswood Chicago, IL 60613 Loan Officer Contact Number 402-882-5626 NMLS # 1688

645, Illinois: 031.0050668, Wisconsin: 1688645, Indiana: 36812, Florida: LO49983, California: CA-DBO1688645, Texas: 1688645, Iowa: 32900, Tennessee:163755, Michigan: 1688645, Minnesota: MN-MLO-1688645, Arizona: 1003149, Georgia: 68547, South Carolina: MLO - 1688645, North Carolina: I-214573, Kentucky: MC772224, Ohio: MLO-OH.1688645
NMLS License #2611 - For licensing information, go to: www.nmlsconsumeraccess.org. Arizona Mortgage Banker License #0907078. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. www.rate.com/texas-consumers-how-to-file-complaint. Licensed by the Pennsylvania Department of Banking and Securities.
3940 N. Ravenswood Chicago, IL 60613 The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guaranteed prior to an interest lock. Licensed to work in: Alabama (90305), Alaska (AK1688645), Arizona (1003149), Arkansas (1688645), California (CA-DBO1688645), Colorado (100537918), Connecticut (LO-1688645), Delaware (MLO-1688645), Florida (LO49983), Georgia (68547), Hawaii (HI-1688645), Idaho (MLO-2081688645), Illinois (031.0050668), Indiana (36812), Iowa (32900), Kansas (LO.0052273), Kentucky (MC772224), Louisiana, Maine, Maryland, Massachusetts (MLO1688645), Michigan (1688645), Minnesota (MN-MLO-1688645), Mississippi (1688645), Missouri (1688645), Montana (1688645), Nebraska, Nevada (80790), New Hampshire, New Jersey, New Mexico, New York, North Carolina (I-214573), North Dakota (NDMLO1688645), Ohio (MLO-OH.1688645), Oklahoma (MLO31956), Oregon, Pennsylvania (106345), Rhode Island, South Carolina (MLO - 1688645), South Dakota (1688645.MLO), Tennessee (163755), Texas, Utah (13818184), Vermont (MLO-1688645), Virginia (MLO-67541VA), Washington (MLO-1688645), Washington D.C. (MLO1688645), West Virginia (LO-1688645), Wisconsin (1688645), Wyoming (106828)



For licensing information, go to: www.nmlsconsumeraccess.org

09/03/2026

Before you start browsing for homes, one of the smartest things you can do is scope out your mortgage options. Knowing what types of loans you qualify for will help you target your search and negotiate with sellers. That’s where pre-qualification and pre-approval come in. While pre-qualification doesn’t include a deep dive into your financial history, pre-approval does, giving you a more accurate view of your options.

Let’s break down the differences together.
https://myoc.io/calebjennings/pdHlR



NMLS # 1688645

09/03/2026
09/02/2026

For the ones running businesses and running the world at the same time…

Your income looks different, and we have bank statement loan options built for that.

Work with me and let’s get you into something that reflects everything you’ve built.
https://myoc.io/calebjennings

NMLS # 1688645

09/01/2026

If your dating life is moving faster than your loan process, we should talk. With Rate’s Same Day Mortgage, you could get approved in as little as one day and be clear to close in as soon as 10 days.

Give me a call to get started today.
https://myoc.io/calebjennings

NMLS # 1688645

09/01/2026

When it comes to finding a home, every generation looks for something different. Which group do you align with? Take the quiz to find out which generation’s house hunting style matches yours. You might be surprised!

Comment your results below.
https://myoc.io/calebjennings/RU4Qb



NMLS # 1688645

08/31/2026

A fixer-upper isn’t always the budget-friendly path it seems. Renovation costs could quickly add up to what you’d pay for a brand new home. Let’s connect to explore what makes the most sense for your budget and long-term goals.
https://myoc.io/calebjennings/voDob



NMLS # 1688645

08/31/2026

A home is not just where you live. It is where you gather the people who matter and make the nights worth remembering. When the space is yours, every plan gets a little easier to say yes to.

Let me know in the comments which event would come first on your calendar. And when you're ready to start your homeownership journey, I'd be happy to help you explore your options.
https://myoc.io/calebjennings/9hk8C



NMLS # 1688645

08/27/2026

Return on investment is not the only reason to improve a home. Sometimes a project is worth it simply because it makes the place yours. What is the best or worst project ROI you have seen? Drop it in the comments.

And if you are considering a project of your own, reach out anytime and let’s talk through how it fits your bigger picture.
https://myoc.io/calebjennings/krX2S



NMLS # 1688645

08/25/2026

HELOC (Home Equity Line of Credit) and cash-out refi get mixed up all the time, and it's easy to see why. Both are ways to make use of the equity you've built, they just work very differently. Knowing how they compare puts you in a better spot to decide what fits when your goals shift. No need to have it all figured out today.

Save this for when the time feels right, and reach out whenever you'd like to talk it through.
https://myoc.io/calebjennings/69YhU



NMLS # 1688645

Address

939 West North Avenue Suite 750
Chicago, IL
60642

Telephone

+14028825626

Website

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