Kambs Jennings Group at Rate

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Kambs Jennings Group at Rate Kambs Jennings Group at Rate are your dedicated team of mortgage professionals. Caleb Jennings (NMLS #1688645) | John Kambs (NMLS #224285) | Rate (NMLS #2611)

John Kambs: Producing Partnership Branch Manager NMLS 224285
Caleb Jennings: Producing Partnership Branch Manager NMLS 1688645
Dustin Jennings: VP of Lending NMLS 2086762
Jennifer Molina VP of Lending NMLS 2065587
Kristy Smith: Business Development Manager

[email protected]

Guaranteed Rate, Inc. DBA Rate NMLS 2611 3940 N Ravenswood Chicago, IL 60613 Loan Officer Contact Number 402-882-5626 NMLS # 1688645, Illinois: 031.0050668, Wisconsin: 1688645, Indiana: 36812, Florida: LO49983, California: CA-DBO1688645, Texas: 1688645, Iowa: 32900, Tennessee:163755, Michigan: 1688645, Minnesota: MN-MLO-1688645, Arizona: 1003149, Georgia: 68547, South Carolina: MLO - 1688645, North Carolina: I-214573, Kentucky: MC772224, Ohio: MLO-OH.1688645
NMLS License #2611 - For licensing information, go to: www.nmlsconsumeraccess.org. Arizona Mortgage Banker License #0907078. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. www.rate.com/texas-consumers-how-to-file-complaint. Licensed by the Pennsylvania Department of Banking and Securities.
3940 N. Ravenswood Chicago, IL 60613 The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guaranteed prior to an interest lock. Licensed to work in: Alabama (90305), Alaska (AK1688645), Arizona (1003149), Arkansas (1688645), California (CA-DBO1688645), Colorado (100537918), Connecticut (LO-1688645), Delaware (MLO-1688645), Florida (LO49983), Georgia (68547), Hawaii (HI-1688645), Idaho (MLO-2081688645), Illinois (031.0050668), Indiana (36812), Iowa (32900), Kansas (LO.0052273), Kentucky (MC772224), Louisiana, Maine, Maryland, Massachusetts (MLO1688645), Michigan (1688645), Minnesota (MN-MLO-1688645), Mississippi (1688645), Missouri (1688645), Montana (1688645), Nebraska, Nevada (80790), New Hampshire, New Jersey, New Mexico, New York, North Carolina (I-214573), North Dakota (NDMLO1688645), Ohio (MLO-OH.1688645), Oklahoma (MLO31956), Oregon, Pennsylvania (106345), Rhode Island, South Carolina (MLO - 1688645), South Dakota (1688645.MLO), Tennessee (163755), Texas, Utah (13818184), Vermont (MLO-1688645), Virginia (MLO-67541VA), Washington (MLO-1688645), Washington D.C. (MLO1688645), West Virginia (LO-1688645), Wisconsin (1688645), Wyoming (106828)



For licensing information, go to: www.nmlsconsumeraccess.org

Pending home sales fell 7.3% in September, with signed contracts down in every region of the country. With less competit...
10/20/2026

Pending home sales fell 7.3% in September, with signed contracts down in every region of the country. With less competition, buyers who are ready may have more room to negotiate. Thinking about making a move while others wait?
https://myoc.io/calebjennings/fktCj



NMLS # 1688645

Buying a home does not have to feel overwhelming when you have the right team in your corner. Kelsey recently shared tha...
10/20/2026

Buying a home does not have to feel overwhelming when you have the right team in your corner. Kelsey recently shared that our team was there to guide her through every single step of the journey to her new home. Helping buyers navigate the mortgage process with clear communication and confidence is what we do best at Kambs Jennings Group. If you are preparing to make a move this year, send us a direct message today to explore your financing options. 🏡

https://myoc.io/calebjennings

NMLS # 1688645

10/19/2026

While a mortgage with a 30-year term is popular, it’s not your only option. Depending on your situation and goals, a different home loan type or term could be a better fit. Learn more.
https://myoc.io/calebjennings/vjG0v



NMLS # 1688645

10/15/2026

One home goal. More than one way to get there. Your path to homeownership doesn’t have to look like everyone else’s. I can help you explore the options that may fit your goals.

Let’s talk about what could work for you.
https://myoc.io/calebjennings/XSrGb



NMLS # 1688645

10/14/2026

Don’t go into your mortgage blind. A loan estimate gives you a preview of what your financing will look like, including the loan terms, interest rate and estimated payment. If mortgage lingo sounds like another language, I’m here to help.

Expand your homebuying vocabulary with our helpful guide or reach out to ask specific questions.
https://myoc.io/calebjennings/vHXUX



NMLS # 1688645

September home sales were mixed, with sales increasing in the South and West, holding steady in the Midwest and declinin...
10/14/2026

September home sales were mixed, with sales increasing in the South and West, holding steady in the Midwest and declining in the Northeast compared to last month. Year-over-year sales are down in all four regions, but many buyers are still entering contracts thanks to a 1.9% increase in inventory.

Want to know how to make the most of this evolving market? Let’s talk.
https://myoc.io/calebjennings/fRzOJ



NMLS # 1688645

10/12/2026

There are several mortgages with down payment options as low as 3%, 1% or even $0 down for qualified buyers, plus several down payment assistance programs. I’m here to help you rethink what’s possible – get started at
https://myoc.io/calebjennings/Z0jvO



NMLS # 1688645

10/08/2026

Planning to buy a home in 2027? Time to start the prep now. From building your savings to cleaning up your credit, a few smart moves today can help you get ready for what’s ahead.

Let’s talk about your specific options to create a custom financing plan for you.
https://myoc.io/calebjennings/rqAEE



NMLS # 1688645

10/07/2026

How’d you do on this edition of the mortgage pop quiz? The best way to begin your homebuying journey is knowing your budget. A pre-approval serves as a helpful starting point so you can focus on homes you can afford, save time and prevent the decision fatigue that comes with endless options.

I’m here to help you take the guesswork out of the big purchase.
https://myoc.io/calebjennings/iV7aG



NMLS # 1688645

Address

939 West North Avenue Suite 750
Chicago, IL
60642

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