Michelle Phillips, Tidewater Home Funding, LLC., NMLS ID #257767

Michelle Phillips, Tidewater Home Funding, LLC., NMLS ID #257767 Michelle Phillips
Senior Mortgage Advisor
NMLS ID #257767
Licensed in VA, NC & FL Tidewater Home Funding, LLC. is licensed in VA, NC & FL. Equal Housing Lender.

Michelle Phillips | NMLS ID #257767
Senior Mortgage Advisor with Tidewater Home Funding
Licensed in VA, NC & FL


Tidewater Home Funding, LLC. has been helping neighbors across Hampton Roads and Northeast North Carolina realize the dream of homeownership. Processing, underwriting, loan closing, and funding functions are local and performed in-house enabling our team to provide the utmost in custom

er service. Our team believes education is key whether you're a first-time or seasoned homebuyer and resources should be readily available - regardless of your circumstances. We are committed to delivering an exceptional mortgage experience and look forward to serving you during the home loan financing process! NMLS ID #41552 (www.nmlsconsumeraccess.org). Corporate Office: (757) 366-8690 | 1108 Eden Way North, Suite A, Chesapeake, VA 23320.

Did you know? Some renovation loan programs allow eligible home improvements to be financed within your mortgage 🛠️🏠✨If ...
08/25/2026

Did you know? Some renovation loan programs allow eligible home improvements to be financed within your mortgage 🛠️🏠✨

If you’re buying a home that needs updates or are planning improvements after closing, renovation financing may help you complete programs with one loan. Every project is different, so it’s worth exploring the options available: https://bit.ly/4lwC7wE

Just like the first day of school starts with preparation, buying a home starts with a plan. Taking a few actions ahead ...
08/23/2026

Just like the first day of school starts with preparation, buying a home starts with a plan. Taking a few actions ahead of starting your home search can help you shop with confidence ↓

FAQ: Can I use gift funds towards my down payment?Some mortgage loan programs allow eligible gift funds from approved so...
08/21/2026

FAQ: Can I use gift funds towards my down payment?

Some mortgage loan programs allow eligible gift funds from approved sources to be used towards your down payment. Program guidelines vary, so it is important to discuss your options with your loan officer.

Have a question about the mortgage financing process? I’m here to help: https://bit.ly/4lwC7wE

08/17/2026

From understanding your budget to working with a trusted homebuying team, a little preparation can go a long way. Taking a few key steps before you begin your home search can help set you up for a smoother experience 👇🎬

What is equity? It’s the portion of your home’s value that you own. As you make mortgage payments and if your home’s val...
08/15/2026

What is equity? It’s the portion of your home’s value that you own. As you make mortgage payments and if your home’s value increases over time, your equity may grow.

Understanding common mortgage terms can help you throughout the home purchasing process. Question? Send me a message.

Finding the right home is about more than the property itself. Taking time to define the areas below before you begin yo...
08/13/2026

Finding the right home is about more than the property itself. Taking time to define the areas below before you begin your search can help you make informed decisions along the way.

👇 Learn more below.

Understanding your mortgage options is an important step. Fixed-rate and adjustable-rate mortgages each offer unique fea...
08/09/2026

Understanding your mortgage options is an important step. Fixed-rate and adjustable-rate mortgages each offer unique features, and the right choice depends on your financial goals, timeline, and circumstances.

Reach out if I can help you explore your options: https://bit.ly/4lwC7wE

Buying a home starts with a few simple steps before the house hunt. Checking off these steps can help you feel prepared,...
08/05/2026

Buying a home starts with a few simple steps before the house hunt. Checking off these steps can help you feel prepared, informed, and ready when it’s time to make your next move 🏡👇

Home is where birthdays are celebrated, coffee tastes better, and memories are made. Whether you are buying your first h...
08/03/2026

Home is where birthdays are celebrated, coffee tastes better, and memories are made. Whether you are buying your first home or planning your next move, I'm here to help guide you each step of the way ➜🏡 https://bit.ly/4lwC7wE

The mortgage process can feel overwhelming for first-time buyers. The good news? You don’t have to do it alone. A great ...
07/29/2026

The mortgage process can feel overwhelming for first-time buyers. The good news? You don’t have to do it alone. A great lending team, like Tidewater Home Funding, can help answer questions, explain options clearly, and guide you through each step with confidence. One of the most important financial decisions you’ll make, I’d be honored to serve you: https://bit.ly/4lwC7wE

Address

1108 Eden Way North
Chesapeake, VA
23320

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