Michelle Phillips, Tidewater Home Funding, LLC., NMLS ID #257767

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Michelle Phillips, Tidewater Home Funding, LLC., NMLS ID #257767

Michelle Phillips
Senior Mortgage Advisor
NMLS ID #257767
Licensed in VA, NC & FL Tidewater Home Funding, LLC. is licensed in VA, NC & FL. Equal Housing Lender.

Michelle Phillips | NMLS ID #257767
Senior Mortgage Advisor with Tidewater Home Funding
Licensed in VA, NC & FL

Tidewater Home Funding, LLC. has been helping neighbors across Hampton Roads and Northeast North Carolina realize the dream of homeownership. Processing, underwriting, loan closing, and funding functions are local and performed in-house enabling our team to provide the utmost in custom

er service. Our team believes education is key whether you're a first-time or seasoned homebuyer and resources should be readily available - regardless of your circumstances. We are committed to delivering an exceptional mortgage experience and look forward to serving you during the home loan financing process! NMLS ID #41552 (www.nmlsconsumeraccess.org). Corporate Office: (757) 366-8690 | 1108 Eden Way North, Suite A, Chesapeake, VA 23320.

06/15/2026

Thinking about buying a home? Explore below 4 important areas to focus on before you start house hunting 👇

06/14/2026

Buying a home is one of the biggest financial decisions you'll make and who you work with matters. Here’s why choosing a local lender (like me!) can make all the difference:

✅ Fast and responsive service
✅ Insight into the local market
✅ Strong relationships with area housing professionals
✅ Real people, not call centers

Local matters, especially in today’s market. Send me a message if you’re ready to get started on your homebuying journey.

06/11/2026

🎬 Summer Mortgage Blockbuster: Renovation Loans

Bring the vacation home feeling to the house you already love. Renovation financing helps eligible homeowners finance updates and improvements that create more comfort, functionality, and enjoyment right at home this summer 🔨☀️ https://bit.ly/4lwC7wE

06/09/2026

VA loans offer specific benefits for eligible military borrowers, and one term you may hear during the process is the VA Funding Fee.

Discover below a quick breakdown of what this means and how the role it plays within the VA loan program 👇

06/07/2026

Many families are exploring multigenerational living as a way to stay connected and support one another. It can:

🏡 Create space for aging parents, adult children or extended family to live together comfortably
🏡 Share household expenses and offer an affordable path to homeownership
🏡 Build a home environment centered around flexibility, support, and quality time with loved ones

Whether planning for today’s needs or considering the future, our team can help. Give me a call to discover how my team and I can help make multigenerational living possible https://bit.ly/4lwC7wE

06/05/2026

🎬 Summer Mortgage Blockbuster: DSCR Loans

Dreaming of owning a vacation rental or investment property? The DSCR loan program is based on a property’s income potential instead of traditional personal income documentation. More flexibility, more possibilities, and maybe even your next summer getaway 🏖️ Contact me today to learn more: https://bit.ly/4lwC7wE

06/03/2026

Buying a home means sharing important financial information which makes staying alert online more important than ever:

🔐 Always verify wiring instructions directly with your lender before sending funds
🔐 Be cautious of unexpected emails, links or messages requesting personal or financial information
🔐 Use secure passwords and avoid sharing sensitive documents over unsecured networks or public WIFI

A little extra caution can go a long way. If something seems suspicious, contact me directly before taking action.

06/02/2026

Happy National Homeownership Month! 🏡

Homeownership is about more than just having a place to live. From putting down roots in the community to having a space that truly feels like your own, owning a home can open the door to long-term benefits both financially and personally.

If dreaming about your first home, your next move, or just want to explore your options, this month is a great reminder of the opportunities homeownership can create. https://bit.ly/4lwC7wE

05/27/2026

Being a locally owned mortgage company means more than having an office here – it means we’re part of this community. We:

✨ Understand the local market
✨ Stay connected with area agents
✨ Know about grant programs and opportunities right here

BUT, most importantly, we take the time to build real relationships, so you always feel supported, informed, and confident throughout the process.

That’s the local difference. https://bit.ly/4lwC7wE

05/25/2026

We honor and pay tribute to those who made the ultimate sacrifice while serving our country. This Memorial Day, and every day, may your bravery and altruism always be remembered.

Because of you, we have the freedom to experience the true meaning of home.

Address

1108 Eden Way North
Chesapeake, VA
23320

Website

http://TidewaterHomeFunding.com/michelle

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