Malone Jarvis at Prosperity Home Mortgage

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Charlotte, NC
Malone Jarvis at Prosperity Home Mortgage

I am a Mortgage Consultant with Prosperity Home Mortgage
NMLSR #1873708
PHM, LLC NMLS #75164
(1)

Prosperity Home Mortgage, LLC, a wholly owned subsidiary of The Long & Foster Companies, is a full service mortgage banker that specializes in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, construction loans and renovation financing. Our company is represented by more than 500 mortgage consultants throughout 48 jurisdictions including: Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin and Wyoming. NMLS ID #75164 (NMLS Consumer Access at http://www.nmlsconsumeraccess.org/)

11/02/2026

Affordability looks different in every market—and every household. 🏡

Realtor.com’s latest analysis shows a wide gap between household incomes and the income needed to afford a typical home, with substantial differences from state to state.

Those numbers highlight a real challenge. They also make a local, personal conversation worth having. Statewide medians don’t capture your neighborhood, your savings, your monthly obligations, or the financing options you may qualify for.

We're here to help you understand those details. Together with your real estate agent’s insight into local prices and available homes, we can build a clearer picture of what may be within reach.

Let’s start with your numbers—and a plan built around your goals.

10/31/2026

An extra hour? We’ll take it! ⏰ Daylight Saving Time ends tonight, so remember to set any manual clocks back one hour before bed.

Here’s to a little more time to rest, recharge, and enjoy home. 🍂🏡
https://myoc.io/cfFskDPWWiW

NMLSR ID #1873708
Equal Housing Lender
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031.
All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all products are available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/).

10/31/2026

Porch lights on. Pumpkins glowing. Neighbors making memories. 🎃👻

Here’s to the little traditions that make a neighborhood feel like home. Wishing you a safe and happy Halloween, filled with sweet treats and a few friendly frights!

10/30/2026

📊 The Fed hit pause. The housing market didn’t.

With sellers outnumbering buyers, affordability challenges continuing, and seasonal opportunities beginning to emerge, the housing market is giving real estate professionals plenty to talk about.

🏡 This week’s Market Update explores the latest mortgage rate trends, economic developments, and shifting market dynamics that could shape the weeks ahead.

Because national headlines only tell part of the story. Understanding what’s happening locally is where opportunity begins. 📍

🔗 Catch up on this week’s insights:
https://www.phmloans.com/blog-article/market-update-october-30-2026
https://myoc.io/cfFskDPWWiW/1IfYi

10/28/2026

Appraisal reports are getting a major update. 👀🏠

Beginning November 2, the industry moves to UAD 3.6 for new conventional appraisal reports submitted to UCDP. The redesigned report uses more structured, standardized property information, which may mean greater detail around:

📐 Square footage and measurements
🏡 ADUs, additions and converted spaces
🔨 Renovations, updates and property features
📸 Photos, condition and potential discrepancies

A longer report does not automatically mean something is wrong. The new format does not create property issues. It may simply make existing details more visible and consistent.

Sellers and real estate colleagues can help by sharing permits, plans, renovation history, accessory-unit information and any known differences between listing and public-record square footage as early as possible.

More detail. Fewer surprises. 💙

10/28/2026

Behind every emergency call are people ready to help.

This First Responders Day, we honor the firefighters, law enforcement officers, EMTs, paramedics, and dispatchers who serve our communities with courage and compassion.

From all of us at Prosperity Home Mortgage, thank you for answering the call and helping keep our neighbors safe. 💙

10/27/2026

🏡 Your next chapter doesn't have to wait for your current home to sell!

Found the perfect next home but haven't sold your current one yet? You may have more options than you think. 🔑

With our Path to Prosperity financing solutions, qualified buyers may be able to purchase their next home without selling first—even making a non-contingent offer!

💡 Less pressure to time two transactions perfectly. More flexibility to make your next move.

Because on your Path to Prosperity, the right financing strategy can open doors you didn't know were possible.

NMLSR ID #1873708
Equal Housing Lender
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031.
All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all products are available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/).

10/26/2026

The mortgage rate is one number. The opportunity depends on the whole picture. 🏡

Small investors accounted for approximately 14.5% of home purchases in August, up from 13.6% a year earlier—even as higher rates remained part of the equation.

For someone considering a rental property, local demand, purchase price, ongoing expenses, and financing all deserve a closer look. Those details can vary from one neighborhood to the next.

That’s where local perspective matters. We're here to help you explore financing options alongside the market insights your real estate agent brings to the table.

Considering your first investment property or your next one? Let’s talk through the numbers and how they fit your long-term goals.

NMLSR ID #1873708
Equal Housing Lender
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031.
All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all products are available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/).

10/24/2026

5.0 star review received on Experience.com for Malone Jarvis by Delena J - From the first step, Malone Jarvis kept the process clear with direct communication and advice, and that carried through to the end of the loan process. The support was steady while I moved through the purchase, and Malone Jarvis stayed on top of each part without adding extra steps.

Read more: https://experience.com/reviews/malone-jarvis/0df5e3cf-5c6d-4cc6-89a4-2233210fea7c?V=1792850398&utm_source=facebook&utm_medium=autopost&utm_content=13777325

Address

6801 Carnegie Boulevard , Suite 101
Charlotte, NC
28210

Website

https://www.phmloans.com/mortgageconsultant/malonejarvis

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