Retirement Insurance Specialists Agency, LLC

Retirement Insurance Specialists Agency, LLC Taking the Mystery out of Medicare RIS is a licensed insurance agency that specializes in supplemental Medicare products.

We represent multiple carriers in all 50 states so we can show you the entire Medicare landscape and help you find the solution that will best fit your needs.

It’s hard to believe we are already at the halfway point of the year. We hope that the first half of your year has been ...
06/16/2026

It’s hard to believe we are already at the halfway point of the year. We hope that the first half of your year has been wonderful, and that the second half is just as great.

If anything has come up for you over the past few months, or if you would simply like to check in with us, do not hesitate to reach out.

We are here to support you throughout the season. Give our team a call today, and we can find time to connect.

Turning 65 is an important Medicare milestone, but enrolling is not always as automatic or as simple as people expect. T...
06/15/2026

Turning 65 is an important Medicare milestone, but enrolling is not always as automatic or as simple as people expect. The right next step depends on various factors, and missing the timing or misunderstanding how your current coverage works with Medicare can lead to penalties, gaps in coverage, or both.

Swipe to see the key Medicare considerations to keep in mind if you are about to turn 65.

If you are approaching 65 and want help understanding what to do next, don’t hesitate to reach out to our team. We are here to help guide you.

Every June 14th, we celebrate the Stars and Stripes on Flag Day. While we’re all familiar with the United States’ flag, ...
06/14/2026

Every June 14th, we celebrate the Stars and Stripes on Flag Day. While we’re all familiar with the United States’ flag, we might not know all of the history behind this symbol.

To celebrate, we wanted to share a few fun facts about the history of the flag that might surprise you:

🔹 The current 50-star design was created by a 17-year-old. Robert G. Heft of Lancaster, Ohio, submitted the design as a high school project in 1958. It was chosen by President Eisenhower out of more than 3,000 submissions in 1960.

🔹 There have been 27 official versions of the flag. Twenty-five of those changes were solely to update the number of stars every time a new state joined the Union. The star additions were admitted on July 4th, and, together, they give us a rich visual history of the country's growth over time.

🔹 The colors for the flag have taken on their own meanings over the years. Charles Thomson, secretary of the Continental Congress in 1774, suggested that red represents hardiness and valor, white symbolizes purity and innocence, and blue stands for vigilance, perseverance, and justice.

🔹 Six American flags have been planted on the moon. Neil Armstrong and Edwin E. “Buzz” Aldrin were the first, but five additional Apollo missions have also left a flag on the lunar surface.

🔹 The current design is the longest-running version in history. No new states have been added since Hawaii joined the union in 1959, making this the most enduring flag design the country has ever had.

Wishing you a wonderful Flag Day filled with pride and appreciation for the history behind the flag we share.

Medicare plan changes are not available at any time during the year, which is why it is important to understand when you...
06/10/2026

Medicare plan changes are not available at any time during the year, which is why it is important to understand when you can switch or adjust your coverage and when you may need to wait for the next enrollment window. Swipe for more information.

We hope you find this information helpful. As always, if you have any questions about your coverage, don’t hesitate to reach out to us. We are here to help you make the most of your coverage.

With June 6th recognized as Visually Impaired People Day, now is a good time to discuss how Medicare approaches vision c...
06/02/2026

With June 6th recognized as Visually Impaired People Day, now is a good time to discuss how Medicare approaches vision care.

Original Medicare (also known as Medicare Parts A and B) is designed primarily as medical insurance. That means coverage typically applies to the diagnosis and treatment of medical conditions affecting the eyes, rather than to routine vision care. However, Medicare Advantage plans usually do include coverage for routine eye exams.

Swipe for a brief overview of what Original Medicare and Medicare Advantage plans cover when it comes to vision care and eye health.

If you’d ever like to review how your current Medicare coverage addresses vision care, don’t hesitate to reach out to our team. We are always here to be a resource for you.

In honor of Memorial Day, we invite you to join us in taking time to remember and honor the brave men and women who made...
05/25/2026

In honor of Memorial Day, we invite you to join us in taking time to remember and honor the brave men and women who made the ultimate sacrifice to protect our country and preserve our freedom.

Please note that our office will be closed on Monday, May 25th, in observance of Memorial Day. We will resume normal business hours on Tuesday, May 26th, and will respond to any messages received during the closure as promptly as possible.

Wishing you a respectful and meaningful Memorial Day.

With National Senior Fraud Awareness Day on May 15th, we wanted to reach out to go over several common scams making the ...
05/12/2026

With National Senior Fraud Awareness Day on May 15th, we wanted to reach out to go over several common scams making the rounds so you can quickly identify potential scam messages.

✅ Tech Support Scams - Fraudsters impersonate reputable tech support representatives and claim there is a problem with your device. They seek remote access or payment to "fix" issues that don't exist.

✅ Government or Medicare Impersonation - Scammers pose as representatives from Medicare, the Social Security Administration, or other agencies to collect personal information or payments. Real agencies do not solicit such data by unsolicited calls, texts, or emails.

✅ Family Imposter Scams - Criminals pretend to be a loved one in distress and pressure you to send money immediately.

✅ Sweepstakes, Lottery, and Prize Scams - You are told that you have won money but must pay fees to collect your "winnings."

✅ Romance or Investment Scams - Scammers build emotional trust online, then exploit it for financial gain.

We hope these tips are helpful as we all navigate an increasingly online world. As always, if you have questions or need guidance within our area of expertise, do not hesitate to reach out. We are here to help.

Our team wants to wish a very Happy Mother’s Day to all of the moms, grandmothers, and other maternal figures out there....
05/09/2026

Our team wants to wish a very Happy Mother’s Day to all of the moms, grandmothers, and other maternal figures out there.

From the late nights of the newborn stage to the late nights waiting up for teens, we owe moms a debt of gratitude — and sleep!

So whether you’re a mother yourself, you’re celebrating your mom, honoring your partner, or recognizing another maternal figure in your life, we hope this day is full of appreciation.

Graduation season is here, and we wanted to take a moment to celebrate the graduates in our network!Whether your graduat...
05/08/2026

Graduation season is here, and we wanted to take a moment to celebrate the graduates in our network!

Whether your graduate is completing Pre-K or their MBA, we want to extend heartfelt congratulations on this milestone.

Here’s to new beginnings, exciting opportunities, and all the big moments that lie ahead🎉

Medigap Basics for Arizona RetireesMedigap, also known as Medicare Supplement insurance, helps cover out-of-pocket costs...
04/09/2026

Medigap Basics for Arizona RetireesMedigap, also known as Medicare Supplement insurance, helps cover out-of-pocket costs that Original Medicare doesn’t pay. For retirees in Arizona, understanding these benefits and protections can make it easier to choose the right Medicare coverage and avoid unexpected expenses. Medigap plans can help reduce financial stress by providing predictable healthcare costs and offering extra peace of mind.
What Medigap CoversMedigap plans help pay for costs such as copayments, coinsurance, and deductibles. These plans work alongside Original Medicare, giving retirees added financial protection.
Coverage for Medicare Part A and Part B out-of-pocket costsOptions for extended benefits such as foreign travel emergency coverageFreedom to see any provider that accepts MedicareStandardized Benefits Across PlansMedigap plans are standardized in Arizona, meaning each lettered plan (A, G, N, etc.) offers the same benefits regardless of the insurance company offering it. This makes it easier for retirees to compare plans and find the right fit based on needs and budget.
Guaranteed Renewability ProtectionEvery Medigap plan includes guaranteed renewability. As long as premiums are paid, an insurance company cannot cancel the policy due to changes in health. This protection ensures stability and long-term peace of mind.
Enrollment Protections for Arizona RetireesArizona retirees have access to important consumer protections during certain enrollment periods:
Open enrollment at age 65 and enrolled in Medicare Part BGuaranteed issue rights when losing certain types of coverageProtection from medical underwriting during qualifying periodsWhy Medigap Matters for Retirement PlanningMedicare alone doesn’t cover all healthcare expenses, but Medigap can limit out-of-pocket costs and simplify budgeting. This makes Medigap an important part of retirement insurance planning for Arizona residents looking to safeguard their healthcare needs.

Address

2181 E Pecos Road, Ste 2
Chandler, AZ
85225

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+14803614630

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