Michael Pilla - Mortgage Lender - NMLS 1268613

Michael Pilla - Mortgage Lender - NMLS 1268613 NMLS ID #3277, www.nmlsconsumeraccess.org
We originate loans for the purchase and refinance of residential real estate. Thinking about purchasing a new home?

Wide spectrum of product focus includes first time and seasoned buyers as well as investors. Refinancing? How about an investment property? AirBnB or VRBO? Only with us will you find a diverse range of products for every scenario! We also have the low rates, the customer service and the systems in place to ensure we exceed your expectations across the board. Plug into one of us to be connected to

an entire team dedicated to closing your mortgage loan! Contact us today!

Mike Pilla
Area Sales Manager
NMLS # 1268613
United fidelity Funding Corp

Your home equity is more than just a number-it's a powerful asset that can help you achieve your goals. 📊💰Whether you're...
05/07/2026

Your home equity is more than just a number-it's a powerful asset that can help you achieve your goals. 📊💰

Whether you're moving, upgrading, or funding a big life change, discover four smart ways to put your equity to work.

Ready to learn more? Read the full blog to find out how! swmc.com/blog/mortgage101/built-equity-heres-how-to-make-it-work-for-you-627/

🌮🎉 It’s time to fiesta! Happy Cinco de Mayo! 🎉🌶️ Whether you're indulging in tasty tacos, sipping margaritas, or dancing...
05/06/2026

🌮🎉 It’s time to fiesta! Happy Cinco de Mayo! 🎉

🌶️ Whether you're indulging in tasty tacos, sipping margaritas, or dancing to the beat of mariachi, today is all about celebrating Mexican culture and having a blast. 🥂

💃 How are you celebrating this vibrant day?

Must be 21 years of age or older to purchase and consume alcohol. Please drink responsibly.

Townhomes are the perfect entry point for first-time buyers! 🏡With prices lower than single-family homes and more option...
05/05/2026

Townhomes are the perfect entry point for first-time buyers! 🏡

With prices lower than single-family homes and more options available, homeownership is closer than you think.

Don’t wait—take advantage of the growing townhome market today.

📞 Call me today to learn more.

Source: National Association of Home Builders (NAHB)

Stand out from other buyers with a loan approval equal in strength to a cash offer from Sun West.📞Contact me to get your...
05/02/2026

Stand out from other buyers with a loan approval equal in strength to a cash offer from Sun West.

📞Contact me to get your TRU Approval® today!

Veterans, a VA IRRRL could be your easy path to refinance. 💙Change your loan terms and streamline your refinance with le...
04/28/2026

Veterans, a VA IRRRL could be your easy path to refinance. 💙

Change your loan terms and streamline your refinance with less paperwork. 🙌

📞 Call me to start your journey today!

Fixer-uppers are gaining attention with the new generation of buyers. 🏡✨42% of Millennial and Gen Z buyers are open to h...
04/28/2026

Fixer-uppers are gaining attention with the new generation of buyers. 🏡✨

42% of Millennial and Gen Z buyers are open to homes that need a little work to make homeownership more attainable.

With Sun West’s Renovation Loan, eligible buyers can finance repairs, upgrades, and improvements along with the home purchase.

📞 Call me to get started today!

Source: FirstHome IQ

Finding the ideal loan can be overwhelming, but with AngelAi, it’s easy! 🚀 Let us help you navigate the options and find...
04/25/2026

Finding the ideal loan can be overwhelming, but with AngelAi, it’s easy! 🚀

Let us help you navigate the options and find the ideal fit for you.

Ready to get started? Use AngelAi today and take the first step toward your financial goals.💡

AngelAi is a registered trademark of Celligence LLC.
Being high risk loans, Non-QM loans may include higher interest rates, closing costs, interest-only periods or prepayment penalties.

Are you buying a home, but not sure how much is too much? 🏡🤔Learn the difference between being house poor and financiall...
04/22/2026

Are you buying a home, but not sure how much is too much? 🏡🤔

Learn the difference between being house poor and financially responsible when choosing your dream home.

Ready to make the ideal decision for your financial future? Read the full blog here: swmc.com/blog/homebuying/house-poor-vs-financially-responsible-how-much-home-should-you-really-buy-617

🩺🏡 Doctors, Dentists, and Medical Professionals — buying a home just became easier.Our Non-conforming Loan Program is de...
04/21/2026

🩺🏡 Doctors, Dentists, and Medical Professionals — buying a home just became easier.

Our Non-conforming Loan Program is designed specifically for medical professionals who may have strong income potential but also carry student loan debt.

Purchase or refinance your primary residence with flexible underwriting designed for your career path.

📞 Call me to learn more and take the first step today!

On a Non-conforming Medical Professional 30-year fixed rate purchase with a loan amount of $1,500,000 (at 100% Loan-to-Value [LTV] with 0% down payment and FICO 720), at an interest rate of 6.875% with $0 discount points (Annual Percentage Rate: 7.183%), you will be required to make 360 equal monthly payments of $9,853.93 (which includes principal and interest only, so your actual payment, including taxes, insurance, and other property charges, will be higher).

The rates are effective as of 02/17/2026 08:04 p.m. PT and subject to change without prior notice.

Recent data shows a dip in monthly mortgage payments compared to last year - a positive sign for today’s buyers. 📉🏡With ...
04/20/2026

Recent data shows a dip in monthly mortgage payments compared to last year - a positive sign for today’s buyers. 📉🏡

With payments trending lower than a year ago, this could be an opportunity worth exploring based on your goals and timing.

📞 Call me to learn more and take the first step today!

Source: ICE

Address

18303 Gridley Road
Cerritos, CA
90703

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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