SCR Insurance Agency

02/14/2024

Are you planning to travel in 2024? Single trip or multi trip. Get a quote for insurance here 👇

You may have great healthcare coverage in the U.S., but most of these benefits don’t extend overseas. Why take the chance of not being covered? International healthcare coverage from GeoBlue® makes it easy for you to access care while traveling the world.

01/25/2024

Are you preparing to retire? Will you soon be eligible for Medicare? It is helpful to create an account on www.ssa.gov to see what you are eligible for. If you have questions regarding Medicare, please feel free to contact me at 951-219-6463

Official website of the U.S. Social Security Administration.

09/12/2023

Open enrollment is just around the corner. Click on the link below to see if you qualify for a tax subsidy and what plans are available in Tennessee.

HealthSherpa is the fastest and easiest way to enroll in ACA / Marketplace health insurance. Click on the link to shop and compare plans, grab a FREE quote, and sign up for coverage.

05/17/2023

2-3 MILLION Californians may be affected.

With SB 260 now in full effect over the next 14 months, consumers enrolled in Medi-Cal will begin going through their annual re-determination at their renewal month. They will be assessed if they are still eligible for MAGI Medi-Cal or eligible for any programs. If an adult consumer is on a Medi-Cal plan and is re-determined to be ineligible for Medi-Cal, they will be transitioned to Covered CA and enrolled in the lowest cost SILVER plan.

MIXED FAMILIES -- A mixed family means parents are on a Covered CA plan and a child(ren) are on a Medi-Cal plan. If the child(ren) is re-determined to be ineligible for Medi-Cal, the child(ren) will be transitioned to the parent's Covered CA plan.

Keep an eye out for notices going out from Medi-Cal and Covered CA, especially the DISCONTINUANCE NOTICE from Medi-Cal. It means action is needed. Consumers MUST take action to either KEEP, CHANGE or CANCEL their Covered CA plan. If a plan is cancelled, the consumer will have 60 days to re-enroll. After 60 days, the consumer will have to wait until OPEN ENROLLMENT.

California continues to have penalties for individuals/families that do not carry health insurance.

03/22/2023

Proposition 22 was passed in 2020 and requires California app-based companies (like Uber and Lyft) to provide health care stipends to qualifying app-based drivers on a quarterly basis, based on certain criteria. Qualified individuals can access health coverage through a Special Enrollment Period (SEP) using the “Newly qualifies for health insurance stipend” Qualifying Life Event (QLE)

02/22/2023

COVERED CA
Extension of the National COVID-19 Public Health Emergency

In response to continued impacts of the COVID-19 pandemic, the U.S. Department of Health and Human Services (HHS) extended the national COVID Public Health Emergency (PHE) an additional 90 days through April 11, 2023.

Once the Special Enrollment Period begins in February, consumers impacted by the COVID-19 Public Health Emergency can use the “Public Health Emergency” Qualifying Life Event to enroll and make changes to their coverage.

01/26/2023

MEDICARE

12/20/2022

Good to know.....

• As of July 2022, paid medical debt no longer appears on consumer credit reports.
• Starting in 2023, medical debt under $500 won’t be included on consumer credit reports.
• Beginning January 2023, VantageScore® 3.0—which is monitored by CreditWise—will no longer include medical debt in credit score calculations.

12/02/2022

Hearing Aids, what if you need them?

Expect to pay $1,000 to $4,000 per ear

09/30/2022

There is alot happening for open enrollment 2023 with Covered CA and Individual plans. For example, SB260 (2019), AB570 and the ARPA Extension through 2025. Open Enrollment begins November 2022. Don't wait -- call me for details at 951-219-6463

09/27/2022

Good news for Medicare Beneficiaries. The cost of Part B is dropping from $170.10/month to $164.90/month beginning in January 2023.

https://www.cms.gov/newsroom/fact-sheets/2023-medicare-parts-b-premiums-and-deductibles-2023-medicare-part-d-income-related-monthly?fbclid=IwAR29CLsoxJw9IhQnFBhNsyiilC3q2MOnRdAnqqV1YUiAH8Xv0Idw62du1LI

On September 27, 2022, the Centers for Medicare & Medicaid Services (CMS) released the 2023 premiums, deductibles, and coinsurance amounts for the Medicare Part A and Part B programs, and the 2023 Medicare Part D income-related monthly adjustment amounts. Medicare Part B Premium and Deductible