Michael Most at Guaranteed Rate

10/28/2026

HELOC (Home Equity Line of Credit) and cash-out refi get mixed up all the time, and it's easy to see why.

Both are ways to make use of the equity you've built, they just work very differently. Knowing how they compare puts you in a better spot to decide what fits when your goals shift. No need to have it all figured out today.

Save this for when the time feels right, and reach out whenever you'd like to talk it through.

09/01/2026

School's in session! Rate is here to help you check off your essentials before house hunting. 🏡✏️

Applicant subject to credit and underwriting approval. Restrictions apply.
Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit nmlsconsumeraccess.org. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/13/2026

Pattern recognition is the first step. Now it's time to break it.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6182a1zqj. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/06/2026

The best way to stop paying rent? Owning a home. We can help with that.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6183aEcoZ. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

08/03/2026

Our choices shape our days, and our days shape our lives. Start living yours in the Rate App.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6188a8x04. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/25/2026

Car guy? No. House guy.

Applicant subject to credit and underwriting approval. Restrictions apply.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6181v7DIb. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/22/2026

All the tools to live a longer, happier life - all in one place

07/21/2026

Closing day: 🥳🔑🏡 Moving day: 📦😵‍💫🍕🛏️

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6180vfO4Y. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

07/20/2026

Consider this a stress-free sample of all the Rate App app has to offer.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6187v2bBc. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/14/2026

The couch situation is between you and the doorway. The utilities do not have to be.

Rate Concierge gives you one point of contact to transfer and set up your utilities and internet at your new home, at no additional cost. Less time calling providers. Fewer moving-day surprises. One less horror story. Rate Concierge, powered by OneSource.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6189vFO99. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

03/03/2023

Taxes are typically a huge 🙄, right? But here’s something you might not know: Homeowners get exclusive deductions at tax time, like paid mortgage interest and even property taxes. No cap.
Find out more: http://ms.spr.ly/61845mcSo

03/01/2023

Your home just went through a long winter. Give your home a good shower before spring and clean your home’s vinyl siding or bricks with warm, soapy water. Extensive dirt might require a power washer with outdoor cleaner.

02/28/2023

Before all the I’s have been dotted and T’s have been crossed, you’ll want a home inspector to check out the home you want to buy. Find out what they will look for on pages 22–23 of our free Ultimate Guide to Buying Your First Home: http://ms.spr.ly/61845ioBY

02/27/2023

What happens with sustained mortgage rate drops and home price drops? Two months in a row of pending home sales gains. http://ms.spr.ly/618559Sjd

02/27/2023

02/25/2023

Not sure what you should be doing—and when you should be doing it—with your home? We’ve got you covered with our ultimate seasonal breakdown of home maintenance. http://ms.spr.ly/618555dSB

02/24/2023

Fact check: Grout is going to stain, chip and crack. Worst of all, it attracts dirt and bacteria. Regularly inspect grout and caulk where necessary. Sometimes tiles just need cleaning, which can be done with baking soda on a wet sponge.

02/23/2023

Not only is sweat equity a smart way to build up the value of your home through your own hard work, there are certain loan programs that allow you to use sweat equity as part of your down payment. http://ms.spr.ly/61865jhjA

02/21/2023

Not much change in overall existing-home sales numbers, but digging a little deeper reveals some reasons to hope for a better spring. http://ms.spr.ly/61885wtWm