Cohen Financial Group Los Angeles

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Cohen Financial Group Los Angeles

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Mortgage broker serving greater Los Angeles — Mark Cohen, ranked #1 in the U.S. Conventional, jumbo, Non-QM, FHA, refinance, HELOC, and commercial loans.

by Scotsman Guide, #2 by National Mortgage News, and #5 by HousingWire (all 2026).

11/02/2026

Market Analysis for the Week of November 2, 2026

Although oil prices climbed, it was another good week for mortgage markets. Investors continued shifting money out of riskier technology stocks and into safer investments, including bonds, helping push mortgage rates lower.

As anticipated, the Fed left the federal funds rate unchanged at a range of 3.75 to 4.00%, and the meeting statement was nearly identical to the prior one. Notably, two of the twelve voting Fed officials dissented from the decision, preferring to raise rates by 25 basis points, an unusually high level of disagreement. Fed Chair Warsh continued to emphasize that future policy decisions will depend on incoming economic data rather than providing specific guidance. Although the Fed maintained the status quo at this meeting, most investors anticipate a rate hike at the next meeting in December.

In September, core PCE, which excludes the volatile food and energy components, was 3.1% higher than a year ago, up slightly from August. Progress toward the 2.0% target of the Fed has been challenging, and this level has not been seen since February 2021.

During the third quarter of 2026, U.S. GDP grew at an annualized rate of 3.4%, above the consensus forecast and up from 2.2% in the second quarter. Consumer spending and business investment remained solid, with much of the business growth tied to continued investment in artificial intelligence. In particular, business spending on mostly technology equipment surged 21%, the most since 2020.

Bottom Line: Expect more volatility in mortgage rates as investors weigh comments from Fed officials, upcoming economic reports, and changing oil prices tied to the conflict in the Middle East.

Trust the #1 Mortgage Broker in the U.S.* to get your deal done.

We are proud to offer some of the best financing options available and can close quickly. Read our newsletter for more news and the latest mortgage rates. Call us today at 310.777.5401 for more details or apply for financing directly on our website - cohenfinancialgroup.com.

*Based on 2026 Scotsman Guide ranking.

10/28/2026

$3.4M San Fernando Valley home purchase. 80% LTV financing.

Cohen Financial Group secured a HELOC on the borrower's existing home at the same time as the purchase financing, providing the funds needed for the down payment.

📍 San Fernando Valley, CA

🏠 $3,400,000 Home Purchase

📊 80% LTV Financing

🏦 10/6 ARM

📉 6.125% Interest Rate | 6.245% APR

Comment “LOAN” to schedule your free consultation.

Trust the #1 Mortgage Broker in the U.S.* to get your deal done.

We are proud to offer some of the best financing options available and can close quickly. Read our newsletter for more news and the latest mortgage rates. Call us today at 310.777.5401 for more details or apply for financing directly on our website - cohenfinancialgroup.com.

*Based on 2026 Scotsman Guide ranking.

10/26/2026

Market Analysis for the Week of October 26, 2026

Although oil prices climbed, it was another good week for mortgage markets. Investors continued shifting money out of riskier technology stocks and into safer investments, including bonds, helping push mortgage rates lower.

In September, sales of previously owned homes rose a little from August but still were a bit lower than a year ago. The median price of $417,500 was up 2% from last year at a record high for the month of September. Inventory remains one of the biggest challenges for buyers, but the recent trend has been positive. There is only about a 4.8-month supply of homes nationally, still below the roughly six months typically considered a balanced market. However, inventory was up 5% from a year ago, at the highest level since 2019.

Overall housing starts in September declined 5% from August, far more than expected, and are running 7% below last year's pace. Single-family starts declined to the lowest level since September 2025, while single-family building permits, a leading indicator of future construction, fell to the lowest level since 2023.

Finally, a survey of home builder sentiment on housing market conditions from the NAHB unexpectedly dropped to 29, the lowest level since 2012, and has remained in negative territory below 50 for thirty straight months. To help generate demand, 66% of builders offered sales incentives in September, while 43% reduced home prices, the most since 2020.

The Big Picture: Investors are continuing to weigh a mix of slowing economic data, stubborn inflation, and global uncertainty. As a result, mortgage rates will probably remain volatile from day to day as investors react to Fed comments, economic data, and geopolitical events.

Trust the #1 Mortgage Broker in the U.S.* to get your deal done.

We are proud to offer some of the best financing options available and can close quickly. Read our newsletter for more news and the latest mortgage rates. Call us today at 310.777.5401 for more details or apply for financing directly on our website - cohenfinancialgroup.com.

*Based on 2026 Scotsman Guide ranking.

10/22/2026

I’m proud to announce a new strategic relationship with Elliman Capital, across Douglas Elliman offices throughout Greater Los Angeles.

Los Angeles is one of the most dynamic and nuanced lending markets in the country. Getting deals done here takes strategy, creativity, and precision on top of access to capital. Working with Douglas Elliman and Elliman Capital lets us bring that ex*****on directly into the transaction, creating a more cohesive and elevated experience for clients at every stage.

“With Mark’s expertise, we are strengthening our ability to deliver seamless, customized financing solutions that support our agents and elevate the client experience at every stage of the transaction.” – Michael S. Liebowitz, President and CEO of Douglas Elliman Inc.

Buying or refinancing in Los Angeles? Call

310.777.5401

or comment “LOAN” to schedule your free consultation.

Trust the #1 Mortgage Broker in the U.S.* to get your deal done.

We are proud to offer some of the best financing options available and can close quickly. Read our newsletter for more news and the latest mortgage rates. Call us today at 310.777.5401 for more details or apply for financing directly on our website - cohenfinancialgroup.com.

*Based on 2026 Scotsman Guide ranking.

10/21/2026

Closed with Cohen: Monthly Recap

Over $52,250,000 in deal volume across 47 loans.

By the Numbers

- 47 Loans Closed
- Total Loan Volume: $52,250,000

Noteworthy Deals

- Santa Monica — $3.8M Home Purchase

73% LTV financing at 6.125% interest rate | 6.245% APR. The down payment came from a HELOC that Cohen Financial Group arranged concurrently with the purchase loan, creating a coordinated financing solution that kept the transaction moving.

- San Fernando Valley — $3.4M Home Purchase

80% LTV financing, 10/6 ARM at 6.125% interest rate | 6.245% APR. Cohen Financial Group secured a HELOC on the borrower's existing home at the same time as the purchase financing, providing the funds needed for the down payment.

- Palos Verdes Estates — $2.8M Home Purchase

80% LTV financing, 5/6 ARM at 4.625% interest rate | 4.745% APR. Speed and lender access made the difference. We closed in 21 days and secured highly competitive pricing through a strong local lending relationship.

- Santa Clarita — $1.375M Home Purchase

95% LTV financing, 5/6 ARM at 4.625% interest rate | 4.745% APR. With the borrower's parents as co-signers, we secured financing with only 5% down and some of the lowest rates available in the market.

- Cheviot Hills — Refinance

5/1 ARM. The homeowner's existing ARM was about to reset, increasing the monthly payment from approximately $9,900 to $19,000. We refinanced the property and reduced the new payment to about $13,500, helping the client avoid a dramatic payment increase.

Our clients get the best rates available in Southern California, quick closing and personal, hands-on service.

Trust the #1 Mortgage Broker in the U.S.* to get your deal done.

We are proud to offer some of the best financing options available and can close quickly. Read our newsletter for more news and the latest mortgage rates. Call us today at 310.777.5401 for more details or apply for financing directly on our website - cohenfinancialgroup.com.

*Based on 2026 Scotsman Guide ranking.

10/19/2026

Market Analysis for the Week of October 19, 2026

Despite some discouraging economic news, mortgage rates had a surprisingly strong week, ending noticeably lower. Oil prices climbed, and the latest inflation reports came in hotter than expected. So, what helped rates move down? Investors began shifting money out of riskier technology stocks and into safer investments, including bonds, helping push mortgage rates lower.

The Consumer Price Index (CPI) report, one of the most closely watched inflation indicators, delivered some unwelcome news. In September, prices jumped 0.6% from August. On an annual basis, CPI was 3.7% higher, up from 3.4% in August and the highest level since May.

In September, core CPI was 2.6% higher than a year ago, also up from last month. Shelter (housing) costs were up 3.2% on an annual basis and continue to be a primary reason why bringing inflation down to the 2% target of the Fed remains challenging.

A different inflation report released last week, which measures wholesale costs for producers, added to the concerns. The September Producer Price Index (PPI) was 6.3% higher than a year ago, up from 5.6% in the prior month and far above the consensus forecast.

Retail sales in September surged 0.8% from August, roughly double the consensus forecast. Consumer spending was a solid 6.3% higher than a year ago, even with higher gas prices.

Bottom Line: Expect more volatility in mortgage rates as investors weigh comments from Fed officials, upcoming economic reports, and changing oil prices tied to the conflict in the Middle East. For homebuyers and homeowners watching rates, inflation data will be especially important in the weeks ahead.

Trust the #1 Mortgage Broker in the U.S.* to get your deal done.

We are proud to offer some of the best financing options available and can close quickly. Read our newsletter for more news and the latest mortgage rates. Call us today at 310.777.5401 for more details or apply for financing directly on our website - cohenfinancialgroup.com.

*Based on 2026 Scotsman Guide ranking.

10/15/2026

We're grateful for the trust our clients place in us. At Cohen Financial Group, we take pride in providing responsive communication, competitive rates, and personalized service throughout your entire financing process.

Looking for guidance on your next loan? Comment “LOAN” to schedule your free consultation.

Trust the #1 Mortgage Broker in the U.S.* to get your deal done.

We are proud to offer some of the best financing options available and can close quickly. Read our newsletter for more news and the latest mortgage rates. Call us today at 310.777.5401 for more details or apply for financing directly on our website - cohenfinancialgroup.com.

*Based on 2026 Scotsman Guide ranking.

10/14/2026

80% LTV financing. Rate under 5%.

A high DTI ratio would have limited options with many lenders. We secured financing through a lender willing to qualify at the ARM start rate and go up to 50% DTI and were able to obtain a rate under 5%.

📍 Palos Verdes, CA

🏠 $2,800,000 Home Purchase

📊 80% LTV Financing

🏦 5YR ARM

📉 4.625% Interest Rate | 4.745% APR

Comment “LOAN” to schedule your free consultation.

Trust the #1 Mortgage Broker in the U.S.* to get your deal done.

We are proud to offer some of the best financing options available and can close quickly. Read our newsletter for more news and the latest mortgage rates. Call us today at 310.777.5401 for more details or apply for financing directly on our website - cohenfinancialgroup.com.

*Based on 2026 Scotsman Guide ranking.

10/12/2026

Market Analysis for the Week of October 12, 2026

Mortgage markets had another bumpy week as oil prices fluctuated, and investors digested the latest news from the Federal Reserve and the economy. Rates climbed to their highest levels in nearly three years early in the week but settled back down, ending the week close to where they started.

The most significant economic report released last week came from the Institute of Supply Management. The ISM national services sector index was 54.9, close to expectations.

We also got a closer look at the most recent Federal Reserve meeting on September 16 through the release of its meeting minutes. The minutes revealed that Fed officials have differing views on where inflation is headed and what that means for future interest rate decisions. For now, the Fed is taking a wait-and-see approach, with future decisions likely to depend heavily on incoming economic data.

According to the Mortgage Bankers Association, higher mortgage rates in recent weeks have been negative for overall loan origination activity but have boosted demand for adjustable-rate loans that offer lower rates. Applications to refinance dropped 8% from last week and were a massive 56% lower than one year ago, at the lowest level since February 2025.

The adjustable-rate mortgage share of total applications rose to over 10%, the highest level in about a year.

Bottom Line: There's a lot for investors to keep an eye on right now, including persistent inflation, signs of slower economic growth, and ongoing global uncertainty. All of this could mean more volatility in the weeks ahead.

Trust the #1 Mortgage Broker in the U.S.* to get your deal done.

We are proud to offer some of the best financing options available and can close quickly. Read our newsletter for more news and the latest mortgage rates. Call us today at 310.777.5401 for more details or apply for financing directly on our website - cohenfinancialgroup.com.

*Based on 2026 Scotsman Guide ranking.

10/08/2026

We’re grateful for the trust our clients place in us. We take pride in finding solutions for complex loan scenarios and being there throughout the entire process, start to finish.

Looking for guidance on your next loan? Comment “LOAN” to schedule your free consultation.

Trust the #1 Mortgage Broker in the U.S.* to get your deal done.

We are proud to offer some of the best financing options available and can close quickly. Read our newsletter for more news and the latest mortgage rates. Call us today at 310.777.5401 for more details or apply for financing directly on our website - cohenfinancialgroup.com.

*Based on 2026 Scotsman Guide ranking.

Address

9595 Wilshire Boulevard, Suite 810
Beverly Hills, CA
90212

Telephone

+13107775401

Website

http://www.cohenfinancialgroup.com/

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