HomeLoans.LA

HomeLoans.LA HomeLoans.LA is dedicated to financing residential & commercial property in California. Tap the expertise of financing professionals available to you!

We are part of the Cohen Financial Group with access to a multitude of lending sources. We shop for the best rates and terms available for your financing scenario.

If you are in Orange County, LA, Alameda, Santa Clara, San Diego, Riverside, San Mateo counties, etc. look at the maximu...
01/09/2025

If you are in Orange County, LA, Alameda, Santa Clara, San Diego, Riverside, San Mateo counties, etc. look at the maximum income limits to get into the CalHFA loan programs - including the down payment assistance programs! Let’s talk!

Find that home you want? Here’s a housewarming gift: ONE+ by Rocket Mortgage that covers 2% of your 3% down payment! Cal...
09/12/2024

Find that home you want? Here’s a housewarming gift: ONE+ by Rocket Mortgage that covers 2% of your 3% down payment!

Call us today to see how we can help you get into home ownership with lower down payment programs.

HomeLoansLA is a California mortgage brokerage and we are a proud Rocket Mortgage wholesale partner.

Product Disclaimer: https://www.rocketprotpo.com/disclosures-and-licenses/

Did you buy a home last year between September to November? It may be the time to refi. Value should be up / so better L...
08/14/2024

Did you buy a home last year between September to November? It may be the time to refi. Value should be up / so better Loan to Value and rates are down (90 basis points on the comparative 30 year bond index). Let’s chat!

The last 3 months are trending in your favor. Rates are still high in comparison, but the last 12 months of increases ha...
08/02/2024

The last 3 months are trending in your favor. Rates are still high in comparison, but the last 12 months of increases have been eliminated. Good time to consider a refinance, Heloc or purchase loan. Let’s run your scenario.

HomeLoansLA is your local SoCal mortgage broker offering you multiple wholesale loan programs to fit your specific needs...
07/13/2024

HomeLoansLA is your local SoCal mortgage broker offering you multiple wholesale loan programs to fit your specific needs. Are you interested in down payment assistance? Self-employed borrower options? ITIN loans? Investor loans? Cash out refinances? Jumbo loans? Or any other unique scenario? We are here to help. Call us today.

HomeLoansLA is your local SoCal mortgage broker offering you multiple wholesale loan programs to fit your specific needs...
05/20/2024

HomeLoansLA is your local SoCal mortgage broker offering you multiple wholesale loan programs to fit your specific needs. Are you interested in down payment assistance? Self-employed borrower options? ITIN loans? Investor loans? Cash out refinances? Jumbo loans? Or any other unique scenario? We are here to help. Call us today.

Time and preparation are key to getting you the best rate, lowest costs and most ideal loan program for your home loan. ...
04/10/2024

Time and preparation are key to getting you the best rate, lowest costs and most ideal loan program for your home loan. Running an early credit report will give us the current landscape which we can improve with enough time. Credit report negatives can be addressed. Percentage breaks in credit card balances can be hit to improve scores. One point makes a difference (619 vs. 620 as an example) between fees paid on a loan or rate. Seasoned gift funds or reserves over 2 months is critical. These are just some of the ways to improve the quality of your loan application so you get your new home. Let’s talk soon. - Mario Pinedo NMLS 1029116. 415-269-6249 [email protected]

I get to see some wonderful listings occasionally - this house in Dana Point definitely falls into that category. $1,495...
10/25/2023

I get to see some wonderful listings occasionally - this house in Dana Point definitely falls into that category. $1,495,000 2,231sf, 3 bed, 2.5 baths. Call to see it.

Where do you want to be? Let us help you get there. Call, text or email Mario today.
10/22/2023

Where do you want to be? Let us help you get there. Call, text or email Mario today.

I can take a text on the bike if you need advice!
09/22/2023

I can take a text on the bike if you need advice!

Well this has not been fun, but where are rates going in the next year? What should you do? Let’s talk. There are good s...
08/30/2023

Well this has not been fun, but where are rates going in the next year? What should you do? Let’s talk. There are good strategies.

Most creative gift that I didn’t win: Dante Miller the flipper contractor and his duct taped screwdriver!
04/27/2023

Most creative gift that I didn’t win: Dante Miller the flipper contractor and his duct taped screwdriver!

Address

24681 La Plaza #115
Dana Point, CA
92629

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