Ramin Lavi Mortgage

10/29/2026

It can be surprising to see how your mortgage payment is divided, especially during the first few years of a loan. With a typical amortizing mortgage, interest is calculated on the outstanding principal balance. As you gradually pay down that balance, less of each payment goes toward interest and more goes toward principal. This is also why making additional principal payments early in the loan can have a greater impact on the total interest you pay over time.

It can be surprising to see how your mortgage payment is divided, especially during the first few years of a loan. With a typical amortizing mortgage, interest is calculated on the outstanding principal balance. As you gradually pay down that balance, less of each payment goes toward interest and mo...

04/27/2026

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09/12/2025

Mortgage rates dropped to fresh year-to-date lows after Federal Reserve Chair Jerome Powell signaled at Jackson Hole that labor market conditions may outweigh inflation in guiding policy.

07/09/2025

Going Above & Beyond To Help Your Buyers & Sellers Get The Deal!

07/09/2025

BIG NEWS from Rocket Mortgage Local!

We’re not just keeping up — we’re pushing boundaries to help more people get home. These 3 new tools might not seem revolutionary on the surface…
But when they’re backed by the powerhouse that is Rocket Local, they get executed like nothing you've seen before!

Product 1: ROCKET-PAID 1-YEAR TEMPORARY BUYDOWN

Yes, Rocket COVERS the full cost of a 1% rate buydown for the first year.
No cost to buyer, seller, or agent. No hit to our pricing.
That’s ~$630/month savings on a $1M loan!
Give your buyers breathing room as they settle into homeownership.

Product 2: BRIDGE LOAN — UP TO $500K
Need down payment funds before selling your current home?
We’ve got you.
Up to $500,000 (80% LTV) to unlock buy first, sell later flexibility.
Pairs perfectly with our Guaranteed Buy-Out Program

Product 3: GUARANTEED BUY-OUT
List with confidence. If your seller’s home doesn’t sell in 5 months, a pre-approved investor steps in to buy it.

✅ No more contingent offers
✅ Remove seller’s mortgage from qualifying for their next home
✅ Stress-free transitions for your clients

Agents, want to stand out in front of your buyers & sellers? I have scripting that is working right now to help you generate more business and help your clients with these products.

Call now to connect with business.

06/16/2025

05/08/2025

https://www.linkedin.com/posts/raminlavi_questions-about-your-loan-estimate-consumer-activity-7326279713755123712-_kes?utm_source=share&utm_medium=member_desktop&rcm=ACoAAACbHqABu2yDsaPjutivP9GWt-8Vv0WGqDk

04/03/2025

NOT A RATE QUOTE but exciting news! Mortgage rates have hit the lowest national average within the last 12 months. It’s time to take action! I’m seeing FHA rates in the 5’s! Refinance opportunities for your past clients and strong offers for your buyers! Let’s Go!

11/27/2024

✨ Stoked first time homebuyer in Torrance, CA! ✨ This was a competitive offer situation, but teamwork and advocacy made all the difference. Working with the right lender and having a great real estate agent makes all the difference. Thanks to on getting this buyer a great home! 🏡💼
Ready to start your journey? Let’s make it happen together.

11/25/2024

Are you waiting for mortgage rates to get lower before you buy a home?