Charles Galati at Guaranteed Rate Affinity NMLS 1521655

Charles Galati at Guaranteed Rate Affinity NMLS 1521655 VP of Mortgage Lending at Guaranteed Rate Affinity (d/b/a GR Affinity, LLC in New York state)
NMLS 1521655 | GRA NMLS 1598647

06/08/2026

As you move into homeownership, terms like escrow start to matter more. Escrow helps take the guesswork out of homeownership costs. Instead of paying taxes and insurance all at once, they’re built into your monthly payment. I’ll help you understand what to expect so you can plan with confidence. Let's connect.
https://myoc.io/er6tH5N12vE/5hDjA



NMLS #1521655

06/04/2026

Closing costs aren’t one-sided. They’re shared across the transaction and can shift based on how the deal comes together. Understanding that early helps you plan with more confidence and fewer hiccups regarding costs when you’re closing. Reach out and we can work through your options.
https://myoc.io/er6tH5N12vE/jzdQx



NMLS #1521655

06/02/2026

A lot of buyers feel unsure about what it really costs to own a home, and that’s completely understandable. There’s more to it than the mortgage, but once you see the full picture, it starts to feel much more manageable. If you want help thinking it through, I’m here to guide you.
https://myoc.io/er6tH5N12vE/5UTxt



NMLS #1521655

06/01/2026

June is National Homeownership Month. You’ve already made the right move to buy. And now your home is a powerful investment that’s built equity over time. But have you put it to work for you? It could help you make big moves like renovating, consolidating debt or planning that next big thing. See how to tap into your equity and set your other plans in motion.
https://myoc.io/er6tH5N12vE/7EOYw



NMLS #1521655

05/28/2026

Mortgage points can help shape your monthly payment, but they also require upfront investment. I’ll help you understand how that tradeoff plays out and make sense of the terms along the way so you can move forward with confidence.

Learn more: http://ms.spr.ly/6188vZJP0

05/27/2026

The 20% down myth stops more buyers than it should. If you’ve been waiting to hit that number, it might be time for a rethink.

Let’s look at your situation and see what may be possible: http://ms.spr.ly/6180vkl2n

05/25/2026

This Memorial Day is a time to remember those who made the ultimate sacrifice. Their memory carries forward.

05/21/2026

You've earned every benefit that comes with your service. A VA loan could help you buy or refinance* with flexible options and potential savings**. Let's talk today.

Learn more: http://ms.spr.ly/6184vVPdy

If you’re on the hunt for a new home, I’m here to help you make the most of this news. Here’s the gist: home prices are ...
05/19/2026

If you’re on the hunt for a new home, I’m here to help you make the most of this news. Here’s the gist: home prices are rising and supply remains somewhat limited. This could affect your timeline, so give me a shout about what this means for your homebuying options.

Learn more: http://ms.spr.ly/6184vpzee

05/18/2026

Underwriting is often misunderstood because it happens behind the scenes. In reality, it’s just a review of your financial details and the home before final approval. Once you know that, the process feels far more certain. I’m here to help you make sense of it at every step.

http://ms.spr.ly/6189vTPZv

Address

2501 Ranch Road 620
Austin, TX
78738

Telephone

+15126554243

Website

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