Wendy Dabrusin, Sr. Loan Officer NMLS # 208235

Wendy Dabrusin, Sr. Loan Officer NMLS # 208235 Wendy Dabrusin, Mortgage Broker with Edge Home Finance - NMLS #208235 My vision is to help any client who comes to me realize the dream of home ownership.

I love Austin and believe there’s nothing more rewarding than helping families purchase a home. My passion shows through my work and attitude. Working primarily through Real Estate agent referrals since 1998, I have gained extensive knowledge and understanding of the Austin market and the home-buying process. I truly believe in doing what’s right and acting in the best interest of my clients on ev

ery transaction. My goal is to take the fear out of getting a home loan by being available to my clients and realtors by cell phone, day or night, from application through closing.

In divorce, good intentions don’t make settlement terms feasible.When I’m brought into a case as a Certified Divorce Len...
06/11/2026

In divorce, good intentions don’t make settlement terms feasible.

When I’m brought into a case as a Certified Divorce Lending Professional (CDLP®), my focus is straightforward: Can the settlement terms actually be executed within current lending guidelines?

Mortgage risk in divorce often appears when agreements rely on income structures, debt allocations, real property transfers, or refinancing timelines that don’t align with mortgage requirements. These are not fraud issues at the drafting stage, they are feasibility issues.

When feasibility isn’t validated before the decree, clients are often forced into post-divorce corrections, delays, or compliance challenges simply to meet the terms of the agreement.

My role is not to renegotiate the settlement. It’s to confirm mortgage feasibility before it’s finalized, so the agreement reflects what is financeable, not what is assumed.

If a settlement includes real property, confirming mortgage feasibility should be part of the standard of care. Connect with me early to ensure those terms are executable.

Most people don't realize a divorce decree can quietly disqualify them from the very mortgage they're counting on.Suppor...
06/09/2026

Most people don't realize a divorce decree can quietly disqualify them from the very mortgage they're counting on.

Support income that hasn't seasoned. An equity buyout structured the wrong way. A settlement that looks fair on paper but falls apart at the closing table.

As a Certified Divorce Lending Professional (CDLP®), this is exactly what I'm trained to catch — and prevent. I work where family law, tax, and mortgage financing intersect, so the plan holds up long after the ink dries.

Education is the strategy. If you're facing a mortgage decision in divorce, let's talk before the terms are final.

Military divorces demand more than standard financial guidance.Divorce is never easy, and for veterans and military pers...
06/06/2026

Military divorces demand more than standard financial guidance.

Divorce is never easy, and for veterans and military personnel, the financial complexities can be especially challenging. Pension division, VA loan entitlements, and layered income structures often require more than traditional legal or financial guidance.

As a Certified Divorce Lending Professional (CDLP®), I’ve seen firsthand how easily these financial details can be overlooked—and how critical it is to address them early in the process. By collaborating with divorce professionals, I help ensure that the mortgage and housing implications of military divorce are aligned with long-term stability for your clients.

Read the full article here: http://bit.ly/3JMTQ5S

During divorce, most people focus on legal agreements and emotional healing. Few realize their financial identity may al...
06/04/2026

During divorce, most people focus on legal agreements and emotional healing. Few realize their financial identity may also be at risk.

Spousal identity theft can happen quietly when personal information that was once shared is used without consent. This can result in damaged credit, unexpected debt, and long-term financial consequences that extend well beyond the divorce.

This article explains what spousal identity theft looks like, why it often goes unnoticed, and how taking action early can help protect your financial future.

Read the full article here: https://divorcebriefings.com/3ZrSlyt

06/04/2026

🏠 Dreaming of owning the perfect home? Choose your lender wisely to avoid unexpected hurdles later on. Many offer lightning-fast pre-approvals, but these quick decisions can miss crucial details that might end up costing you in the long run.

Thinking of buying? Let's make sure your "yes" remains a "yes" all the way to the closing table. Reach out today for a thorough review that stands the test of underwriting.Let's chat and ensure your pre-approval sets you on a solid path!
https://myoc.io/

06/01/2026

Thinking about a no-cost refinance? Let's talk before you jump in, so you’re prepared and informed! 🏡 While it's tempting to avoid out-of-pocket costs, it's crucial to understand they might get added to your loan or reflected in a higher interest rate, which can cost more over time.

Whether you're refinancing or not, I'm here to offer personalized advice and ensure your mortgage works for you. Got questions or need insights specifically for your situation? Reach out!

Share your experiences in the comments, and follow me for more smart home-owning strategies.
https://myoc.io/

Identity theft is an often-overlooked risk during divorce.Shared access to financial accounts, tax documents, and online...
05/30/2026

Identity theft is an often-overlooked risk during divorce.

Shared access to financial accounts, tax documents, and online logins doesn’t automatically end when the marriage does. That continued access can quietly damage credit, expose personal data, and create obstacles to future mortgage financing.

Divorce lending isn’t just about qualifying for a loan—it’s about protecting financial stability during a vulnerable transition. As a Certified Divorce Lending Professional (CDLP®), I help identify identity-related risks early so housing decisions are built on safety, clarity, and feasibility.

If you’re navigating divorce or advising divorcing clients, schedule a strategy call to protect credit, identity, and housing options before problems arise.

05/28/2026

Did you know that your credit score could be secretly draining thousands from your pocket? 🤔 I just helped a buyer slay that sneaky expense. By using their Vantage credit score instead of FICO, we sliced 74 basis points off their mortgage rate pricing—translating to around $3,000 in savings on a $400,000 loan or a better interest rate!

Each lender can use different credit scoring models, not just FICO. Imagine saving serious cash just by exploring different options! This is why working with a knowledgeable mortgage broker matters.

Want a second opinion on your mortgage rate or qualify for better options despite your credit? Let's chat!
https://myoc.io/

A quiet truth about divorce settlements:The largest asset on the marital balance sheet is almost always the home. And th...
05/26/2026

A quiet truth about divorce settlements:

The largest asset on the marital balance sheet is almost always the home. And the largest unmanaged risk in the settlement is almost always — the home.

Not because anyone is being careless. Because the home sits at an intersection most divorce teams aren't built to cover on their own: family law, tax planning, mortgage qualification, title, credit, and timing. Miss one, and language gets written that won't fund.

This is the lane I work in.

As a Certified Divorce Lending Professional (CDLP®), here's what I bring to your team:

• Buy-out and refinance scenarios modeled before settlement language is locked
• Mortgage qualification stress-tested against the actual decree
• Title, credit, and fraud exposure flagged early — not discovered later
• A coordinated handoff with the financial and tax professionals
• A housing plan the client can actually live in post-decree

The Divorce Lending Association calls this a "settlement-ready" approach. I call it the difference between a decree that closes and a decree that holds.

If you're building a divorce team and the home is on the list — there's a seat for me. Reach out directly and let's set up a conversation. I'll show you exactly how I integrate into your existing workflow.

05/21/2026

Got your eye on a fixer upper that's perfect for your renovation dreams? Before the excitement takes over, remember: not every home is eligible for traditional financing when major issues like a broken HVAC or exposed wiring come into play. You might need a renovation loan – and trust me, you probably won't want to DIY those big repairs.

But don't worry, if the home's issues are more about style than safety, you might go the traditional route. Love the retro vibe or outdated paint? Buy it as is and update on your timeline after closing.

The secret to unlocking your renovation vision? Start by asking the right question: "Will this home qualify as is?" Get the best strategy before jumping in blindly. Curious? Drop me the address, and let's make your fixer upper dreams come true while avoiding financial hiccups.
https://myoc.io/

Address

7200 North Mopac Expressway STE 260
Austin, TX
78731

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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