Stacy Howard Homes

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Mortgage Broker + Realtor 💰🏡
Austin & Surrounding Areas 📍
Homes + Loans
Mobile Notary
Boy mom 💙🐾 | Health + Fitness 🏋️‍♀️

📲 Call/Text: 512-785-9464
NMLS 1741066 | TREC 804524

The highest offer isn’t always the strongest offer. 🏡Price matters—but financing, contingencies, option periods, earnest...
10/14/2026

The highest offer isn’t always the strongest offer. 🏡

Price matters—but financing, contingencies, option periods, earnest money, closing timelines, and other contract terms can make a big difference when a seller is deciding between offers.

For buyers, that means you may be able to make your offer more attractive without simply offering more money.

A good offer isn’t just about the number. It’s about the strategy behind it. 🔑

You’re under contract! 🎉 Now is NOT the time to make a big financial move. 😬A new car, new credit card, job change, larg...
10/09/2026

You’re under contract! 🎉 Now is NOT the time to make a big financial move. 😬

A new car, new credit card, job change, large deposit, or even financing that new couch can potentially affect your loan before closing.

My rule for buyers is simple: before you make a financial change, ask first. A quick conversation can prevent a very expensive surprise. 🏡🔑

Hello, October. 🍂🏡Fall in Austin may still feel suspiciously like summer 😂, but I’ll take the cooler mornings, patios, f...
10/02/2026

Hello, October. 🍂🏡

Fall in Austin may still feel suspiciously like summer 😂, but I’ll take the cooler mornings, patios, football, and the promise that actual fall weather is coming… eventually.

There’s a reason I still love calling Austin home. The food, the outdoors, the neighborhoods, the people—and always something new to discover.

What’s your favorite thing about Austin this time of year?

Your down payment isn’t the only money you’ll need at closing. 🏡🔑Closing costs can include lender fees, title and settle...
09/21/2026

Your down payment isn’t the only money you’ll need at closing. 🏡🔑

Closing costs can include lender fees, title and settlement costs, appraisal, prepaid taxes and insurance, and escrow funding. Knowing your total cash to close ahead of time means fewer surprises when it’s time to get those keys.

Questions about what buying would actually cost you? Let’s run the numbers.

Waiting for the “perfect” rate could mean missing the right home. 🏡Your interest rate is only one piece of the equation....
09/14/2026

Waiting for the “perfect” rate could mean missing the right home. 🏡

Your interest rate is only one piece of the equation. Price, monthly payment, competition, and your long-term goals all matter.

Let’s run the numbers and see what makes sense for you. 💛

A little Hill Country, a little small-town charm, and still within reach of Austin. 🌿🏡Dripping Springs has become a favo...
09/04/2026

A little Hill Country, a little small-town charm, and still within reach of Austin. 🌿🏡

Dripping Springs has become a favorite for buyers looking for more space, beautiful surroundings, and a community that still feels like its own little corner of Central Texas.

Could you see yourself living out this way?

That beautiful kitchen might catch your eye 👀🏡 — but when you’re buying a home, don’t forget to look beyond the finishes...
09/02/2026

That beautiful kitchen might catch your eye 👀🏡 — but when you’re buying a home, don’t forget to look beyond the finishes.

Roof, foundation, drainage, windows, location… those are the things that can matter long after the pretty countertops stop distracting you. 😂

I’m here to help you look at the whole picture before you fall in love with the house. 🤍

Why juggle multiple conversations when your real estate and financing strategies can work together? 🏡🔑With experience on...
08/26/2026

Why juggle multiple conversations when your real estate and financing strategies can work together? 🏡🔑

With experience on both sides of the transaction, I can help you see the bigger picture from preapproval to closing.

🏡 Mortgage Monday: What’s a DSCR loan?For real estate investors, a DSCR loan can offer another way to qualify by focusin...
08/24/2026

🏡 Mortgage Monday: What’s a DSCR loan?

For real estate investors, a DSCR loan can offer another way to qualify by focusing primarily on the property’s cash flow rather than your personal income.

Thinking about adding an investment property to your portfolio? Let’s talk through your options and see what makes sense for you.

Same budget. Totally different lifestyle. 🏡Around Austin, $500K can look very different depending on where you choose to...
08/21/2026

Same budget. Totally different lifestyle. 🏡

Around Austin, $500K can look very different depending on where you choose to call home. Cedar Park, Leander, Pflugerville or Dripping Springs — the right fit comes down to what matters most to you.

And with real estate + mortgage guidance in one place, I can help you figure out both where to buy and how to finance it. 💛

Address

Austin, TX
78704

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