Troy Fairbanks NMLS #525344 - First Merchants Bank Manager Mortgage

Troy Fairbanks NMLS #525344 - First Merchants Bank Manager Mortgage Troy Fairbanks is a leading expert in the residential mortgage industry for almost 30 yrs and has bee

Just under 30 yrs experience in mortgage origination and management

Named by Mortgage Originator Magazine as one of the top mortgage loan officers in the country 3 times

Have closed over 3500 transactions that exceed $700 Million in loans in my career

Expert in Condo Lending

Large Scale Portfolio in house Lending available

If you're house hunting, or if you're a realtor with clients preparing to make an offer, I'm always available to help wi...
09/07/2026

If you're house hunting, or if you're a realtor with clients preparing to make an offer, I'm always available to help with mortgage pre-approvals and answer questions along the way.

📩 Reach out to get started.
https://myoc.io/bmSjH2BcxVK

⭐ Client Testimonial ⭐"As a first-time homebuyer using a physician loan, the mortgage team was knowledgeable, responsive...
09/02/2026

⭐ Client Testimonial ⭐

"As a first-time homebuyer using a physician loan, the mortgage team was knowledgeable, responsive, and patient throughout the process."

Thank you, Eric, for your trust and recommendation. Congratulations on your new home! 🏡

These are programs you won't find everywhere. As a community-focused bank, we're committed to making homeownership more ...
08/31/2026

These are programs you won't find everywhere. As a community-focused bank, we're committed to making homeownership more accessible, and we prove that through solutions like our exclusive Next Horizon Mortgage, Community Homebuyer Grant, and partnerships with local nonprofits, housing organizations, and municipalities that offer additional homebuyer assistance.

In many cases, eligible buyers can combine multiple programs to further reduce their down payment and closing costs.

Reach out anytime if you'd like to learn more, explore your options, or receive a personalized mortgage quote.
https://myoc.io/bmSjH2BcxVK

08/28/2026

The right products create more opportunities.

At First Merchants, our mortgage team has access to one of the most competitive product suites in the industry, helping our loan officers serve a wider range of borrowers and referral partners.

✅ First-time homebuyer programs

✅ Down payment assistance and grant options

✅ Programs for teachers, first responders, medical professionals, and nonprofit employees

✅ Construction and renovation financing

✅ Second home / vacation home financing with no LLPAs

✅ Bridge and sweep loan solutions

✅ Conventional, government, and jumbo loans

When you have more tools in your toolbox, you can help more clients achieve their goals.

If you're looking for a mortgage employer that supports growth, let's connect.

Member FDIC | Equal Housing Lender

Before you start touring homes, know the number that matters most: the monthly payment you’re comfortable with. A mortga...
08/26/2026

Before you start touring homes, know the number that matters most: the monthly payment you’re comfortable with.

A mortgage pre-approval can help you understand your options, but a good conversation with a lender should also include your budget, goals, and the kind of lifestyle you want after you move in.

Want to get clear on your numbers? Message me to schedule a free budget planning call.
https://myoc.io/bmSjH2BcxVK

Life changes, and your mortgage strategy may need to change with it.Need to access home equity or consolidate higher-int...
08/24/2026

Life changes, and your mortgage strategy may need to change with it.

Need to access home equity or consolidate higher-interest debt?
⤷ Refinancing could be an option.

Thinking about home additions, updates, or improvements?
⤷ Construction or renovation financing may help.

Need to upsize or downsize for this stage of life?
⤷ Let’s review financing scenarios and talk through what may make sense.

📩 Message me to schedule a free consultation and review your options.

We have excellent financing options for second homes and vacation homes at First Merchants. Very competitive pricing. If...
08/19/2026

We have excellent financing options for second homes and vacation homes at First Merchants. Very competitive pricing. If you know someone who is considering a lakefront property, I’d love the opportunity to help them.
https://myoc.io/bmSjH2BcxVK

Back-to-school season can make a move feel overwhelming.New schools, new routines, transportation, schedules, activities...
08/17/2026

Back-to-school season can make a move feel overwhelming.

New schools, new routines, transportation, schedules, activities, and helping kids adjust. It's a lot to think about.

If you're considering a move but are worried about the timing, you're not alone. Every family's situation is different, and part of my job is helping you understand your options so you can make the decision that's best for your family.

📩 If a move is on your mind, let's talk.
https://myoc.io/bmSjH2BcxVK

At First Merchants Bank, our mission is to enhance the financial wellness of the diverse communities we serve. One of th...
08/14/2026

At First Merchants Bank, our mission is to enhance the financial wellness of the diverse communities we serve. One of the ways we bring that mission to life is through our Community Home Lending team, which is dedicated to helping make homeownership more accessible.

Homeownership looks different for every family and every community. Our goal is to meet people where they are, provide education and support, and help more individuals and families achieve their homeownership goals. 🏡

🎥 Watch this video to learn more about Community Home Lending: https://www.youtube.com/watch?v=oyN0m_68UKM

Address

1328 S Main Street
Ann Arbor, MI
48104

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 1pm
Sunday 8am - 8pm

Telephone

+17345486344

Website

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